Are you tired of spending an enormous amount on flights? Well, good news! Travel hacking can be the solution to all your travel woes. It’s an exciting method to turn credit card bonus and sign-up incentives into airline miles, that can then be used to obtain discounted or free flights to your ideal destinations. With a little bit of imagination and a little bit of insider information, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to buy cheap or free flight tickets. Some credit cards also let you redeem miles towards hotel stays or rental car deals.
How Does it Work?
The key to success in travel hacking is to take advantage of the sign-up bonuses for credit cards and building out frequent flyer miles for a specific group of airlines. When you are ready to book a flight take a look at the price. If the flight is less than $300, it’s best to pay cash and save your miles for a more expensive flight. If the prices start to rise over $500, you’ll need to check your frequent flyer accounts and see which airline can give you the most value. It all comes down to the number of miles or points in your travel bank for every airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? The first step is opening an account with a sign-up offer. There are many great credit cards that offer a variety of benefits and features. It depends on the type of airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit cards that are great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the limit of spending minimum in order to receive the bonus. Every card has different guidelines, so make certain to verify the details. From there you can begin to rack miles and using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated the points balance, you’re ready to redeem them for some sweet vacation! Different credit card providers will have different methods for redeeming your points. Here are some examples from a few of the ones I have experience with:
Getaway through Chase Ultimate Reward
If you have an Chase card, you can redeem your points via the Ultimate Rewards portal. Through this portal you’ll have access to virtually every airline and you can use a combination of money and points to book your next trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes, even if you don’t have enough points to cover the total cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying full price for your flight tickets? Did you realize that when booking directly through United You have the option of paying using either points or dollars? But, be careful, if you don’t have enough points, you aren’t able to combine points and dollars on flights. No worries though, if you’re just a few points away, United provides the option of buying additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom as well as free snacks. Additionally, their booking process is similar to that of United Airlines that allows customers to book using either JetBlue points or dollars, however, not both. But, JetBlue offers a distinct feature where you can pool your points together with your family members and earn points twice as fast. Make sure to verify that you are a family member before trying to hack into the system.
Reach that Minimum Spend
If you’re like me and my travel buddy Becca I’m sure you’re pretty economical and it’s daunting to try to spend thousands of dollars to reach the minimum spend for the credit card bonus. Don’t worry as we’ve done it and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent with credit card, go for it! Just be prepared to pay a cost, which is usually around 3%. It may be worth it over the long term in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another excellent way to meet the required spending is to cover a medical bill. If you do not have any medical expenses coming up Ask your family members if you can pay for theirs and they can pay you back.
Pay off a loan
If you have any loans, consider paying them off with the credit card you have. Make sure to pay off the credit card balance in full , so that you don’t end up with more debt.
Ask family for help
Discuss your family with them and see if they have any big expenses coming up which you could help pay for. Make sure that you are able to trust the person and they know why you’re taking the initiative.
If it’s the holiday season, consider buying all of your gifts with the credit card you have. In this way, you’ll meet the minimum spending limit and also be prepared to give gifts. Make sure that you’re not spending more than you were already thinking of.
There are a lot of ways to make the most of the travel credit card. accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are a few more ways to maximize the rewards you earn:
Pay for travel expenses using your credit card
If you’re planning a trip, make use of the travel credit card for booking your hotel, flight, rental car, and any other travel-related expenses. Not only will you be able to meet the minimum spend to earn your credit card bonus, but you’ll also be earning points or miles on those expenses.
Use your credit card for everyday expenses
Another way to hit the minimum spending requirement and earn points is by utilising your credit cards to pay for daily expenses. This can include things like food, gas or even your phone bill. Just make sure to pay the balance off each month in full so you don’t accumulate interest.
Make the most of bonus categories
Many travel credit cards offer bonus points or miles on certain kinds of purchases, like eating out or travelling. Check out your credit card’s rewards program and take advantage of any bonus categories that match with your spending routines.
Think about the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, think about transferring that balance to a travel credit card with a 0% introductory APR for balance transfer. This will allow you to pay off your debt without accruing interest and simultaneously assist you in reaching the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points wisely
If you’ve amassed a large amount of points or miles, be sure to use the points or miles wisely. Check out the rewards program on your credit card and compare the benefits of different redemption options. For example using your points to purchase a flight directly with the airline might provide you with a greater return than using them for an gift card.
Another tip is to use rewards cards that allow you to transfer rewards to different loyalty program. This allows you to enjoy a greater variety of choices and more flexibility when you want to redeem your rewards. For instance, you might be capable of transferring your rewards to frequent flyer programs of airlines or a Hotel rewards programme. This will give the benefit of a wider range of flights, hotels as well as other travel perks which are not available through your credit card’s rewards program.
In addition, you should determine whether your credit card has certain benefits that will help you save money on travel costs. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that could be very beneficial when traveling.
When you travel with someone else, both of you can get rewards on your own credit card. Make sure you don’t split the cost on the same card. Also, make sure to track your rewards in a separate manner.
Overall, the key to reaping the maximum benefits from your rewards for travel is to be aware of your credit card’s rewards program and ensure that you’re making use of it in the most effective method possible. Utilizing a combination of the methods I’ve described in this article, you’ll be able get rewards in a short time, use them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.