Are you fed up of spending a fortune on airfare? Well, good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to convert bonus and sign-up incentives into miles which can be used to obtain discounted or cheap flights from your ideal destinations. With a little imagination and a little bit of insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to buy discount or no-cost flights. Some credit cards also allow you to redeem miles to pay for hotel stays or car rental offers.
How Does it Work?
The secret to success in travel hacking is to take advantage of the sign-up bonuses for credit cards and to establish frequent flyer miles for a specific group of airlines. When it’s time to book a flight consider the cost. If the cost is less than $300, it’s usually better to pay cash and use your miles to pay to book a higher-priced flight. When the flights start getting above $500, you’ll want to review your frequent flyer accounts and determine which airline offers you the best price. All it boils down to is the amount of miles or points in your travel account for each airline.
Start with Travel Hacking
Are you ready to discover the secrets to travel hacking? Your first task is opening the credit card that comes with a sign-up bonus. There are a lot of fantastic credit cards that provide a variety of benefits and features. It is all dependent on the airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards that are great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to hit the limit of spending minimum in order to qualify for the bonus. Every card has different rules, so make sure to look up this information. From there, it’s all about racking up miles, and using them to plan your dream trip!
Ready to jet-set with your ideas?
After you’ve accrued your points amount, it’s time to use them towards nice travel! Different credit card companies will offer different ways to redeem your rewards, here are some examples from a few of the providers I have experience with:
Take a trip by using Chase Ultimate Rewards
If you’re a holder of an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. Within the portal, you’ll get access to virtually every airline, and you can use a combination of the points as well as cash in order to pay for your next trip. You can even book entirely on points if you have enough balance! Sometimes even if you don’t have enough points to cover the full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you fed up of paying full price for flights? Did you not know that when you book directly through United, you have the option to pay with dollars or points? Be careful that if you do not have enough points you can’t combine dollars and points on one flight. If you’re only a couple of points away, United also offers the option to purchase additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom as well as free snacks. In addition, their booking procedure is similar to United’s which allows you to book with either JetBlue points or dollars however, not both. But, JetBlue has a unique feature that lets you join your points with family members to accrue points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca You’re probably quite frugal and it can be difficult to think of spending thousands of dollars in order to meet the required amount to qualify for credit card bonuses. Don’t worry as we’ve done it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent with credit card, then do it! Just be prepared to be charged a fee, typically at least 3%. It might be worth it over the long term in the event that the bonus is substantial enough.
Pay a medical bill
Another great way to hit the required spending is to pay for an medical bill. If you don’t have any medical bills due, ask your relatives if you could pay them for theirs, and they can repay you.
Pay off a loan
If you’re a borrower you owe, think about making payments on them with your credit card. Make sure to pay the credit card balance in full so you don’t end up with more debt.
Ask family members for assistance
Ask your family members to determine if they’ve got any large expenses coming up that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re doing this.
If it’s the holiday season, consider buying all your gifts with cards from your credit account. So you’ll be able to meet the minimum spending limit and be ready to give gifts. Make sure that you’re not spending more than you already thinking of.
There are plenty of methods to get the most from using your credit or debit card for travel. You can earn miles or points to be used towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing your rewards:
Book travel expenses with your credit card
If you’re planning a vacation, make use of the travel credit card to pay for your hotel, flight or rental car, as well as any other travel-related expenses. In addition, you’ll be able to meet the required amount for your credit card reward as well, but you’ll also be earning points or miles for the costs.
Utilize your credit card to pay for everyday expenditures
Another way to meet the minimum spend to earn rewards is by using your credit card for everyday expenses. This could include items like groceries, gas and even your telephone bill. Make sure you pay the balance off each month in full so you don’t accrue interest charges.
Make the most of bonus categories
Some travel credit cards will offer bonus points or miles for specific types of purchases, like eating out or travelling. Check out your credit card’s rewards program and make use of the bonus categories that are in line with your spending habits.
Take into consideration the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, think about transferring that balance to a travel credit card with a 0% introductory APR for balance transfers. This will enable you to pay off your debts without accruing interest and simultaneously assist you in reaching the minimum amount required to earn the credit card bonus.
Make use of your miles or points prudently
When you’ve earned a significant amount of points or miles, be sure to use them in a responsible manner. Review the rewards program for your credit card and then compare the benefits of different redemption options. For instance you can use your points to book a flight directly through the airline may provide you with a greater value than using them for the purchase of a gift card.
Another suggestion is to use a rewards card that allows you to transfer your reward points into other loyalty programmes. This will let you get a wider selection of choices and more flexibility when redeeming your rewards. For example, you may be able to transfer your reward to frequent flyer programs of airlines or a Hotel rewards programme. This will give the benefit of a wider range of flights, hotels, and other travel perks which are not offered through the rewards program on your credit card.
Also, discover the card’s benefits. some perks that could save you money on travel-related expenses. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that can be very beneficial when traveling.
If you’re traveling with a friend, both of you can get rewards on your own credit card. Just remember that you can’t split the cost on the same card. Also, make sure you keep track of your rewards separately.
Overall, the key to maximizing your travel rewards is to understand your credit card’s rewards program and ensure that you’re using your credit card in the most efficient method. Utilizing an array of strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.