Travel Bar Cases

Are you tired of spending an enormous amount on flights? Good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to convert credit card bonus and sign-up incentives into airline miles which can be used to get discounted or even free flights to your desired destinations. With a little imagination and a little bit of insider knowledge, you can travel for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about trading credit card sign-up bonuses and rewards for airline miles. The miles can be used to pay for discounted or even free flights. Certain credit cards permit you to use miles to pay for hotel stays or rental car deals.

How Does it Work?

The most effective method for successful travel hacking is to take advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program on a select group of airlines. When it’s time to book a flight, evaluate the cost. If the price is under $300, it’s generally better to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise over $500, you’ll need to check your frequent flyer accounts and determine which airline offers you the best price. It all comes down to the amount of points or miles you have in your travel account for every airline.

Start with Travel Hacking

Ready to learn the secrets to hacking travel? First step opening the credit card that comes with a sign-up offer. There are plenty of great credit cards that offer a variety of advantages and features. It depends on the type of airline, spending habits and what features are crucial to you.

Top Credit Card Picks

Here are a few credit cards that are perfect for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit card you’ll have to meet the limit of spending minimum in order to receive the bonus. Each card has its own rules, so make sure to look up the details. Then, it’s all about racking up miles, and using them to book your dream trip!

Are you ready to go on a jet-setting with your ideas?

Once you’ve accumulated the points balance, you’re ready to cash them in for some nice vacation! Different credit card providers will offer different ways to redeem your points, but here are some examples from some of the providers I have experience with:

Escape with Chase Ultimate Rewards

If you have an Chase credit card, then you can redeem your points via the Ultimate Rewards portal. Within it, you’ll get access to almost every airline, and you can make use of a combination of points and cash to book your trip. You can book your flight entirely on points if you have enough balance! Sometimes even if you do not be able to accumulate enough points in order to pay for total cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.

 

United

Are you fed up of paying full price for your flight tickets? Did you not know that when you book directly through United You have the option of paying with either points or dollars? But, be careful, if you don’t have enough points you aren’t able to combine dollars and points for the same flight. No worries though, if you’re only a couple of points away, United also offers the option of buying additional miles.

JetBlue

Looking for a flight within the United States? You should look no further than JetBlue! JetBlue offers a comfortable and enjoyable travel experience that includes extra space and complimentary snacks. In addition, their booking procedure is like United’s, allowing you to book with either JetBlue dollar or points however, not both. But, JetBlue has a unique feature that lets you join your points with your relatives to earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack into the system.

Reach that Minimum Spend

If you’re like me or my travel buddy Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars to reach the minimum spend for credit card bonuses. But don’t fret because we’ve been there and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is an important one! If you’re able pay your rent using credit card, then do it! Make sure you pay a cost, which is usually about 3%. It might be worth it in the end if the bonus is high enough.

Make a payment on a medical expense

Another great way to hit the spending limit is to cover an medical bill. If you don’t have any medical bills coming up, ask your family members to pay for theirs and they’ll repay you.

Repay the loan

If you’re a borrower you owe, think about paying them off with the credit card you have. Be sure to pay off the balance on your credit card in full , so that you don’t end up with more debt.

Ask family for help

Talk to your family and determine if they’ve got any major expenses in the near future that you can contribute for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for doing this.

Give presents

If it’s the holiday season take into consideration buying all your gifts with cards from your credit account. This way you can hit that minimum spend and also be prepared for giving gifts. Just make sure you’re not spending more than you planning to.

There are many ways to make the most from your travel credit card. accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising your rewards

Book travel expenses with your credit card

If you’re planning a vacation, make use of the travel credit card to book your flight, hotel or rental car, as well as any other travel expenses. You’ll not only be able to meet the minimum spend to qualify for a credit card bonus, but you’ll also be earning points or miles on the expenses.

Make use of your credit card to pay to pay for your everyday expenses

Another way to hit the minimum spending requirement in order to accumulate points by utilising your credit cards to pay for every day costs. This could be things like gas, groceries, and even your phone bill. Be sure to pay off the balance in full every month to ensure you don’t accrue interest charges.

Take advantage of bonus categories

A lot of travel credit cards provide bonus points or miles for certain types of purchases, like eating out or travelling. Be sure to review your credit card’s rewards program and take advantage of any bonus categories that align with your spending habits.

Take into consideration a balance transfer

If you’re in the middle of a outstanding debt due to a high-interest credit card, consider transferring that balance onto a travel credit card with the introductory APR of 0% for balance transfers. This will let you pay off your debts without accruing interest. It will also help you hit the minimum spending requirement for the credit card’s bonus.

Utilize your miles and points prudently

If you’ve amassed a large amount of points or miles make sure you use them wisely. Examine the rewards program of your credit card, and evaluate the value of different redemption options. For instance you can use points to book a ticket directly through the airline may offer better value than using them for an gift card.

Another tip is to use rewards cards that allow you to transfer reward points into other loyalty programmes. This will allow you to get a wider selection of options and greater freedom when it comes to making use of your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or reward program for hotels. This gives an access wider variety of hotels, flights as well as other travel perks that may not be accessible through the rewards program of your credit card.

Additionally, try to discover whether your credit card has some perks that could save you money on travel-related expenses. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.

Finally, when you’re traveling with a friend and both of you get rewards on your own credit card. Be aware that you cannot split the cost on the same card, and be sure you keep track of the rewards you earn separately.

The key to reaping the maximum benefits from your travel rewards is to understand your credit card’s rewards program and ensure that you’re making use of this program in the most efficient method. By using an array of methods I’ve described, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it and benefit from a wide variety of travel benefits.