Are you tired of paying an enormous amount on flights? Well, good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to convert sign-up bonuses and incentives into miles that can then be used to obtain discounted or complimentary flights for your ideal destinations. With a little creativity and some insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to purchase discounted or even free flights. Some credit cards also allow you to redeem miles towards hotel stays or rental car offers.
How Does it Work?
The most effective method for successful hacking travel is taking advantage of credit card sign-up bonuses and establishing a frequent flyer mile program for a specific group of airlines. When you are ready to book a flight consider the cost. If the flight is under $300, it’s generally better to pay in cash and save your miles for a more expensive flight. When the flights start getting higher than $500, it’s best to check the frequent flyer account to find out which airline will give you the best price. It all boils down to the number of points or miles you have you have in your travel savings account for each airline.
Start with Travel Hacking
Are you interested in learning the secrets to hacking travel? The first step is to open a credit card with a sign-up bonus. There are a lot of fantastic credit cards that offer various features and benefits. It depends on the type of airline, your habits with spending and the features that are most important to you.
Top Credit Card Picks
Here are a few credit cards perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll need to hit the spending limit for minimum expenditure in order to qualify for the bonus. Every card has different rules, so be certain to verify this information. Then it’s all about building miles and then using them to book your dream vacation!
Are you ready to set sail with your points?
After you’ve accrued the points balance, it’s time to cash them in for some sweet vacation! Different credit card providers will have different methods of redeeming your points, but here are some examples from a few of the companies I have experience with:
Escape with Chase Ultimate Rewards
If you have a Chase credit card, then you can use your points to redeem them through the Ultimate Rewards portal. Through this portal you’ll have access to nearly every airline, and you can combine money and points to pay for your travel. You can even book completely with points if you’ve the funds to pay for it! Sometimes even if you don’t possess enough points for the entire cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying the full cost for flights? Did you realize that when booking directly through United You have the option of paying with dollars or points? Butbe aware that if you don’t have enough points you aren’t able to combine points and dollars for one flight. Don’t worry, though, if you’re a few point short United provides the possibility of purchasing additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra legroom and free snacks. Plus, their booking process is similar to United’s that allows passengers to book flights using JetBlue either dollars or points but not both. But, JetBlue is unique in that they offer a feature where you can join your points with your relatives to earn points twice as quickly. Make sure to prove you’re really family before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel buddy Becca, you’re probably pretty economical and it’s daunting to try to spend thousands of dollars in order to meet the minimum amount required to earn a credit card bonus. Don’t worry, we’ve been through it and are here to share our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent using credit card, go for it! Be prepared to be charged a fee, typically around 3 percent. It may be worth it in the end if the bonus is high enough.
Pay a medical bill
Another great way to hit the required spending is to cover a medical bill. If you do not have any medical expenses coming up Ask your relatives if you could pay them for theirs, and they will repay you.
Pay off a loan
If you’re a borrower take into consideration making payments on them with your credit card. Make sure to pay off the credit card balance in full so you don’t accumulate additional debt.
Ask family members for assistance
Discuss your family with them and determine if they’ve got any big expenses coming up that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re taking the initiative.
If it’s the holiday season you should consider purchasing all of your gifts with cards from your credit account. In this way, you’ll hit that minimum spend and also be prepared for gift giving. Make sure that you’re not spending more than you contemplating to.
There are a lot of methods to get the most from your travel credit card. accumulate miles or points that you can use towards flights or other travel-related expenses. Here are a few additional suggestions for maximising your rewards:
Pay for travel expenses using your credit card
If you’re planning a vacation, make use of you travel credit card to pay for your hotel, flight, rental car, and any other travel expenses. Not only will you achieve the required amount for your credit card and earn points, but you’ll also earn points or miles for these expenses.
Make use of your credit card to pay for everyday expenses
Another way to meet the minimum spend to earn rewards is making use of your credit card for daily expenditures. This could be things like food, gas, and even your phone bill. Be sure to pay the balance off each month in full so you don’t accrue interest charges.
Take advantage of bonus categories
Some travel credit cards will offer miles or bonus points on certain kinds of purchases, like eating out or travelling. Check out the rewards program of your credit card and avail any bonus categories that align with your spending habits.
Think about the possibility of transferring your balance
If you have existing outstanding debt due to a high-interest credit card, consider transferring that balance to the travel credit card which has an introductory rate of 0% for balance transfer. This will allow you to pay off your debt without accruing interest and simultaneously help you hit the minimum amount required to earn the credit card bonus.
Make use of your miles or points wisely
When you’ve earned a significant amount of miles or points make sure you use them in a responsible manner. Examine the rewards program of your credit card and then compare the benefits of different redemption options. For example using your points to purchase a flight directly through the airline may provide you with a greater return than using them for the purchase of a gift card.
Another tip is to use rewards cards that allow you to transfer your reward points into other loyalty programmes. This will let you enjoy a greater variety of choices and more flexibility in you want to redeem your rewards. For example, you may be eligible to transfer your rewards to frequent flyer programs of airlines or hotel rewards program. This gives you access to a greater variety of hotels, flights as well as other travel perks that aren’t available through the rewards program on your credit card.
In addition, you should determine whether your credit card has some perks that could help you save money on travel costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that can be very beneficial when traveling.
If you’re traveling with a companion each of you will be able to earn rewards with your own credit card. Just remember that you can’t split the cost on the same card and make sure to track your rewards separately.
Overall, the key to reaping the maximum benefits from your travel rewards is to know your credit card’s rewards program and ensure that you’re using it in the most efficient way possible. Through a combination of the strategies I’ve listed in this article, you’ll be able earn rewards fast, exchange rewards for valuable travel experiences and benefit from a wide range of travel perks.