Are you tired of paying thousands of dollars on travel? Well, good news! Travel hacking is the answer to your travel-related problems. It’s a fun way to convert sign-up bonuses and incentives into airline miles that can then be used to get discounted or even cheap flights from your ideal destinations. With a little imagination and a little bit of insider information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to purchase discounted or even free flights. Certain credit cards will also allow you to redeem miles for hotel stays and car rental offers.
How Does it Work?
The secret to success in hacking travel is taking advantage of credit card sign-up bonuses and building out frequent flyer miles for a specific group of airlines. When it’s time to make a booking take a look at the price. If the price is under $300, it’s usually better to pay in cash and use your miles to pay to book a higher-priced flight. When the flights start getting over $500, you’ll need to look into the frequent flyer account to determine which airline offers you the most value. It all boils down to the amount of points or miles in your travel bank for every airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? The first step is opening an account that comes with a welcome bonus. There are many great credit cards that offer a variety of features and benefits. It depends on the type of airline, your habits with spending and what features are crucial to you.
Top Credit Card Picks
Here are some credit cards that are perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll need to hit the spending limit for minimum expenditure in order to qualify for the bonus. Every credit card has its own set of guidelines, so make certain to verify the details. From there, it’s all about racking up miles, and using them to book your dream vacation!
Are you ready to go on a jet-setting with your points?
After you’ve accrued the points balance, you’re ready to cash them in for some sweet getaway! Different credit card providers will offer different ways to redeem your rewards, here are some examples from a few of the ones I’ve worked with:
Getaway with Chase Ultimate Rewards
If you’re a holder of an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline, and you can use a combination of money and points to book your next trip. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for total cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you fed up of paying the full cost for your flights? Did you not know that when you book directly through United you can choose the option to pay with dollars or points? Butbe aware that if you don’t have enough points, you can’t combine dollars and points on the same flight. If you’re a few points short, United gives you the possibility of purchasing additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience , with more legroom and free snacks. Plus, their booking process is similar to that of United Airlines, allowing you to book with either JetBlue dollar or points but not both. However, JetBlue is unique in that they offer a feature that allows you to pool your points together with your family members and earn points twice as fast. Just make sure you can verify that you are a family member before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel buddy Becca, you’re probably pretty frugal and it can be challenging to attempt to spend thousands of dollars to reach the minimum spend for credit card bonuses. But don’t fret, we’ve been through it and are here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent with credit card, go for it! Make sure you pay a fee, usually about 3%. It may be worth it over the long term in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another excellent way to meet the spending limit is to cover the medical bills. If you don’t have any medical bills due, ask your relatives if you could pay their medical bills and they’ll pay you back.
Pay off the loan
If you have any loans you owe, think about paying them off with your credit card. Just make sure you pay off the credit card balance in full so you don’t accrue more debt.
Ask family members for assistance
Ask your family members to determine if they’ve got any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re taking the initiative.
If you’re celebrating the holidays you should consider purchasing all of your gifts with the credit card you have. This way you can meet the minimum spending limit and also be ready to give gifts. Just make sure you’re not spending more than you planning to.
There are many ways to get the most out of the travel credit card. accumulate miles or points that you can spend on flights or other travel-related expenses. Here are a few additional suggestions for maximising your rewards:
Make travel reservations using your credit card
If you’re planning a trip, use you travel credit card to pay for your hotel, flight, rental car, and any other travel expenses. Not only will you achieve the minimum amount of spending required for your credit card and earn points, but you’ll also earn points or miles on those expenses.
Utilize your credit card to pay to pay for your everyday costs
Another method to reach the minimum amount of spending to earn rewards is making use of your credit card to pay daily expenses. This could include things like food, gas or even your phone bill. Make sure you pay off the balance each month in full so you don’t accrue interest charges.
Take advantage of bonus categories
A lot of travel credit cards provide bonus points or miles for specific types of purchases, like dining or travel. Make sure you review your rewards program on your credit card and avail any bonus categories that align with your spending routines.
Take into consideration the possibility of transferring your balance
If you’re in the middle of a outstanding debt due to a high-interest credit card, think about transferring that balance to the travel credit card which has the introductory APR of 0% for balance transfers. This will allow you to pay off your debts without accruing interest and simultaneously help you hit the minimum spending requirement for the credit card’s bonus.
Use your points or miles wisely
When you’ve earned a significant amount of points or miles, be sure to use them in a responsible manner. Check out the rewards program on your credit card and compare the worth of various redemption options. For instance using points to book a ticket directly with the airline might offer better value than using them to purchase a gift card.
Another suggestion is to use rewards cards that allow you to transfer your points to other loyalty programs. This allows you to get a wider selection of options and greater flexibility when redeeming your rewards. For example, you may be able to transfer your rewards to an airline’s frequent flyer program or a Hotel rewards programme. This gives you access to a larger range of flights, hotels, and other travel perks that aren’t offered through your credit card’s rewards program.
Also, discover the card’s benefits. any perks that can reduce your travel expenses. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are extremely valuable when you’re traveling.
Finally, when you’re traveling with a friend and both of you earn rewards with your credit card. Just remember that you can’t divide the cost with the same card. Also, make sure you keep track of your rewards in a separate manner.
In the end, the most important thing to do to making the most of your travel rewards is to know your credit card’s rewards program and ensure that you’re making use of it in the most efficient way possible. Utilizing all of the strategies I’ve outlined in this article, you’ll be able earn rewards fast, exchange them for valuable travel experiences and take advantage of a broad variety of travel benefits.