Travel Agent Bio

Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s a fun way to convert credit card welcome bonuses and other incentives into airline miles, that can then be used to get discounted or even cheap flights from your dream destinations. With a little imagination and a little bit of insider information, you’ll travel for free in no time.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to purchase discount or no-cost flights. Certain credit cards allow you to redeem miles for hotel stays and car rental discounts.

How Does it Work?

The secret to successful hacking travel is taking advantage of the credit card sign-up bonus and to establish a frequent flyer mile program on a select group of airlines. When you are ready to book a flight, evaluate the cost. If the cost is less than $300, it’s best to pay in cash and save your miles to take a more costly flight. When the flights start getting above $500, you’ll want to check your frequent flyer accounts to see which airline can give you the best deal. It all comes down to the amount of points or miles in your travel bank for each airline.

Begin by Getting Started with Travel Hacking

Are you ready to discover the secrets to travel hacking? Your first task is opening an account that comes with a welcome bonus. There are plenty of great credit cards that provide various benefits and features. It depends on the type of airline, your spending habits, and the features that are most crucial to you.

Top Credit Card Picks

Here are a few credit cards great for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit or debit card, you’ll have to meet the limit of spending minimum in order to get the bonus. Each card has its own guidelines, so make sure to check for the details. From there it’s all about building up miles and then using them to book your dream trip!

Ready to jet-set with your ideas?

Once you’ve accumulated your points balance, you’re ready to cash them in for some nice travel! Different credit card providers will offer different ways to redeem your points, but here are some examples from some of the companies I have experience with:

Take a trip through Chase Ultimate Reward

If you have a Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. In it, you’ll have access to nearly every airline and you can use a combination of money and points to pay for your next trip. You can even book completely on points if you have the balance for it! Sometimes even if you do not possess enough points for the entire price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you know that when you book directly through United You have the option of paying with either points or dollars? Be careful, if you do not have enough points you cannot combine points and dollars for flights. Don’t worry, though, if you’re a few points short, United also offers the possibility of purchasing additional miles.

JetBlue

Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience , with more legroom as well as free snacks. Additionally, their booking process is similar to United’s, allowing passengers to book flights using JetBlue either dollars or points, however, not both. The difference is that JetBlue is unique in that they offer a feature that allows you to pool your points together with your family members and earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.

Hit that Minimum Spend

If you’re like me and my travel companion Becca, you’re probably pretty thrifty and it’s daunting to try to spend thousands of dollars to hit the minimum amount required to earn the credit card bonus. However, don’t be worried because we’ve been there and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is a huge one! If you’re able to pay for your rent with credit card, then do it! Be prepared to pay a cost, which is usually around 3 percent. It could be worthwhile in the long run if the bonus is high enough.

Make a payment on a medical expense

Another excellent way to meet the minimum spend is to pay for a medical bill. If you don’t have any medical bills in the near future then ask your family members if you can pay them for theirs, and they’ll reimburse you.

Repay a loan

If you have any loans you owe, think about repaying them using the credit card you have. Be sure to pay the credit card balance in full , so that you don’t accumulate more debt.

Ask family members for assistance

Discuss your family with them and see if they have any large expenses coming up which you could help pay for. Make sure that you are able to have confidence in the person you are talking to and they are aware of the reason for taking the initiative.

Buy presents

If you’re celebrating the holidays, consider buying all of your gifts with cards from your credit account. In this way, you’ll reach the minimum spending requirement and also be ready for giving gifts. Make sure that you’re not spending more than you already planning to.

There are plenty of ways to make the most of your travel credit card. earn miles or points to spend on the cost of flights or other expenses related to travel. Here are a few more ways to maximize the rewards you earn:

Make travel reservations using your credit card

Whenever you’re planning a trip, use your travel credit card for booking your flight, hotel or rental car, as well as any other travel expenses. You’ll not only achieve the minimum spend for your credit card bonus, however, you’ll also earn points or miles to cover those expenditures.

Make use of your credit card to pay for all your daily expenses

Another way to meet the minimum amount of spending and earn points is by utilising your credit cards to pay for everyday expenditures. This can include things like gas, groceries or even your phone bill. Just make sure to pay the balance off each month in full so you don’t pay interest.

Benefit from bonus categories

A lot of travel credit cards provide bonus points or miles for certain types of purchases, including eating out or traveling. Check out the rewards program of your credit card and take advantage of any bonus categories that align with your spending habits.

Consider the possibility of transferring your balance

If you’re in the middle of a debt on a high-interest credit card, consider transferring that balance onto the travel credit card which has the introductory APR of 0% for balance transfers. This will enable you to pay off the debt without accruing interest. It will also help you hit the minimum spending requirement for the credit card’s bonus.

Make use of your miles or points carefully

When you’ve earned a significant amount of miles or points make sure you use them wisely. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For example using points to book a flight directly through the airline may offer better value than using them for an gift card.

Another option is to get a rewards card that allows you to transfer points to other loyalty programs. This will let you enjoy a greater variety of choices and more flexibility when making use of your rewards. For example, you may be able to transfer your rewards to an airline’s frequent flyer program or Hotel rewards programme. This can give an access greater selection of hotels, flights, and other travel perks that aren’t available through the rewards program of your credit card.

Additionally, try to discover whether your credit card has certain benefits that will reduce your travel expenses. A lot of credit cards provide travel insurance and rental car insurance, baggage protection, and other benefits that are extremely valuable when you’re traveling.

Finally, when you’re traveling with someone else, both of you can earn rewards using your own credit card. Just remember that you can’t share the costs on the same card, and be sure to track the rewards you earn separately.

In the end, the most important thing to do to maximizing your travel rewards is to understand your credit card’s rewards program and ensure that you’re using your credit card in the most efficient method possible. By using all of the methods I’ve described that you can earn rewards fast, exchange rewards for valuable travel experiences and benefit from a wide variety of travel benefits.