Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to all your travel woes. It’s an exciting method to convert welcome bonuses and other incentives into miles that can then be used to get discounted or even complimentary flights for your dream destinations. With a little creativity and some insider know-how, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to pay for cheap or free flight tickets. Certain credit cards let you redeem miles to pay for hotel stays or rental car discounts.
How Does it Work?
The most effective method for successful travel hacking is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program on a select group of airlines. When it comes time to book a flight, evaluate the cost. If the price is less than $300, it’s generally better to pay in cash and use your miles to pay to book a higher-priced flight. When the flights start getting above $500, you’ll want to look into those frequent flyer accounts and determine which airline offers you the best deal. All it boils down to is the amount of miles or points in your travel account for every airline.
Get Started with Travel Hacking
Ready to learn the secrets to travel hacking? First step opening the credit card that comes with a sign-up offer. There are a lot of fantastic credit cards that offer various features and benefits. It is all dependent on the airline, spending habits and the features that are most important to you.
Top Credit Card Picks
Here are a few credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to reach the minimum spend limit in order to qualify for the bonus. Every card has different guidelines, so make sure to look up this information. Then it’s all about building miles and using them to plan your dream vacation!
Ready to jet-set with your ideas?
Now that you’ve built up your points balance, it’s time to cash them in for some nice vacation! Different credit card companies will offer different ways to redeem your points. Here are a few examples from some of the providers I’ve worked with:
Getaway with Chase Ultimate Rewards
If you have an Chase credit card, then you are able to use your points to redeem them through the Ultimate Rewards portal. Through it, you’ll have access to virtually every airline, and you can make use of a combination of points and cash to pay for your trip. You can even book completely with points if you’ve enough balance! Sometimes, even if you don’t possess enough points for the total price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying full price for your flight tickets? Did you not know that when you book directly through United you can choose the option of paying using either points or dollars? Be careful, if you do not have enough points you aren’t able to combine points and dollars for one flight. If you’re only a couple of points short, United also offers the possibility of purchasing additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more space and complimentary snacks. Plus, their booking process is similar to that of United Airlines, allowing you to book with either JetBlue either dollars or points however, not both. However, JetBlue offers a distinct feature that allows you to join your points with your family members and earn points twice as fast. Make sure to prove you’re really family before trying to hack the system.
Reach that Minimum Spend
If you’re like me and my travel companion Becca I’m sure you’re pretty thrifty and it’s difficult to think of spending thousands of dollars to hit the minimum spend for the credit card bonus. But don’t fret because we’ve been there and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent using credit card, then do it! Be prepared to pay a fee, usually at least 3%. It may be worth it over the long term when the bonus is large enough.
Pay for a medical bill
Another way to reach the required spending is to cover a medical bill. If you do not have any medical expenses due then ask your relatives if you could pay them for theirs, and they’ll pay you back.
Repay a loan
If you have any loans take into consideration making payments on them with your credit card. Make sure to pay off the credit card balance completely so that you don’t accumulate more debt.
Ask family members for assistance
Ask your family members to determine if they’ve got any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they are aware of the reason for doing it.
If you’re in the middle of the holiday season you should consider purchasing all your gifts using the credit card you have. This way you can meet the minimum spending limit and be ready for gift giving. Be sure to avoid spending more than you planning to.
There are many ways to make the most of the travel credit card. accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are some additional suggestions for maximising your rewards:
Make travel reservations using your credit card
If you’re planning a trip, use the travel credit card to book your flight, hotel or rental car, as well as any other travel-related expenses. In addition, you’ll be able to meet the required amount to earn your credit card bonus as well, but you’ll also earn points or miles to cover the expenses.
Use your credit card for all your daily expenses
Another method to reach the minimum amount of spending to earn rewards is by using your credit card to pay every day expenditures. This could be things like gas, groceries, and even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t accrue interest charges.
Benefit from bonus categories
Many travel credit cards offer miles or bonus points for certain types of purchases, like eating out or traveling. Be sure to review your credit card’s rewards program and take advantage of any bonus categories that match with your spending routines.
Think about the possibility of transferring your balance
If you are currently in debt on a credit card, consider transferring that balance onto a travel credit card with the introductory APR of 0% for balance transfer. This will let you pay off your debts without accruing interest. It will also aid in achieving the minimum amount required to earn the credit card’s bonus.
Use your points or miles wisely
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize them wisely. Review the rewards program for your credit card and then compare the benefits of different redemption options. For example, using points to book a ticket directly with the airline might provide you with a greater value than using them to purchase the purchase of a gift card.
Another suggestion is to use an rewards card that permits you to transfer points to other loyalty programs. This allows you to get a wider selection of choices and more freedom when it comes to making use of your rewards. For example, you may be eligible to transfer your rewards to an airline’s frequent flyer program or a reward program for hotels. This gives you access to a larger selection of hotels, flights, and other travel perks that may not be offered through the rewards program on your credit card.
In addition, you should find out if your credit card offers some perks that could help you save money on travel expenses. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that can be invaluable when you travel.
If you’re traveling with a friend and both of you earn rewards using your credit card. Be aware that you cannot divide the cost with the same card. Also, make sure to keep track of your rewards separately.
Overall, the key to making the most of your rewards for travel is to be aware of the rewards program of your credit card and ensure that you’re using it in the most effective method possible. By using a combination of the methods I’ve described that you can get rewards in a short time, use them for valuable travel experiences and take advantage of a broad assortment of travel-related perks.