Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to all your travel problems. It’s an exciting method to convert credit card bonus and sign-up incentives into airline miles which can be used to get discounted or even free flights to your desired destinations. With a little creativity and some insider information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses and incentives for airline miles. The miles can be used to purchase discounted or even free flights. Some credit cards also allow you to redeem miles towards hotel stays or rental car offers.
How Does it Work?
The key to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles with a limited number of airlines. When you are ready to book a flight take a look at the price. If the flight is under $300, it’s usually better to pay cash and save your miles to take a more costly flight. When the flights start getting above $500, you’ll want to check the frequent flyer account and find out which airline will give you the best deal. It all comes down to the number of points or miles you have in your travel account for every airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets of travel hacking? First step to open an account that comes with a welcome bonus. There are plenty of great credit cards that offer a variety of advantages and features. It is all dependent on the airline, your habits with spending and what features are crucial to you.
Top Credit Card Picks
Here are some credit cards perfect for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll need to hit the limit of spending minimum in order to receive the bonus. Every card has different guidelines, so make certain to verify this information. Then, it’s all about racking up miles and using them to book your dream trip!
Are you ready to set sail with your points?
Now that you’ve built up the points balance, you’re ready to use them towards sweet getaway! Different credit card companies have different methods of redeeming your rewards, here are some examples from some of the ones I’ve worked with:
Take a trip with Chase Ultimate Rewards
If you own a Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. In the portal, you’ll have access to virtually every airline and you can use a combination of money and points to pay for your travel. You can even book entirely on points if you have the balance for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for entire cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying the full cost for your flight tickets? Did you realize that when booking directly through United You have the option to pay with dollars or points? But, be careful that if you don’t have enough points you can’t combine dollars and points on flights. Don’t worry, though, if you’re just a few points short, United gives you the option to purchase additional miles.
Looking for a domestic flight? Take a look at JetBlue! JetBlue offers an enjoyable and comfortable flight experience with extra legroom as well as free snacks. Additionally, their booking process is similar to that of United Airlines which allows you to book with either JetBlue either dollars or points however, not both. But, JetBlue is unique in that they offer a feature that allows you to pool your points together with your relatives to earn points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca You’re probably quite thrifty and it’s daunting to try to spend thousands of dollars in order to meet the minimum amount required to earn credit card bonuses. But don’t fret, we’ve been through it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent with credit card, go for it! Just be prepared to pay a cost, which is usually at least 3%. It could be worthwhile in the long run in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another way to reach the minimum spend is to cover an medical bill. If you do not have any medical expenses due, ask your family members if you can pay their medical bills and they can pay you back.
Make a payment to pay off a loan
If you have any loans you owe, think about making payments on them with an credit card. Just make sure you pay off the credit card balance in full , so that you don’t accrue more debt.
Ask family members for assistance
Discuss your family with them and determine if they’ve got any large expenses coming up that you can help pay for. Make sure that you are able to have confidence in the person you are talking to and they know why you’re doing this.
If you’re in the middle of the holiday season take into consideration buying all your gifts using cards from your credit account. In this way, you’ll hit that minimum spend and also be ready for giving gifts. Just make sure you’re not spending more than you planning to.
There are many ways to get the most from your travel credit card. You can accrue points or miles to be used towards airfares or other travel-related costs. Here are some additional ways to maximize your rewards
Pay for travel expenses using your credit card
When you’re planning your next vacation, make use of you travel credit card to pay for your flight, hotel or rental car, as well as any other travel-related expenses. Not only will you be able to meet the minimum amount of spending required to earn your credit card bonus as well, however, you’ll also earn points or miles for the costs.
Use your credit card for all your daily expenditures
Another way to meet the minimum spending requirement in order to accumulate points by using your credit card to pay for daily costs. This could include items like groceries, gas or even your phone bill. Make sure you pay the balance off in full each month so you don’t accumulate interest.
Take advantage of bonus categories
Many travel credit cards offer bonus points or miles for specific types of purchases, like eating out or travelling. Check out your rewards program on your credit card and avail any bonus categories that align with your spending routines.
Consider a balance transfer
If you are currently in debt on a high-interest credit card, think about transferring that balance onto an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will let you pay off your debts without accruing interest and simultaneously help you hit the minimum spend for the credit card’s bonus.
Utilize your miles and points wisely
When you’ve earned a significant amount of miles or points Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card, and evaluate the worth of various redemption options. For example, using points to purchase a flight directly with the airline might provide you with a greater value than using them for a gift card.
Another option is to get a rewards card that allows you to transfer your rewards to different loyalty program. This allows you to have a wider range of options and greater flexibility in redeeming your rewards. For instance, you might be able to transfer your reward to an airline’s frequent flyer program or a reward program for hotels. This can give an access larger selection of hotels, flights and other travel benefits that may not be accessible through the rewards program of your credit card.
In addition, you should determine the card’s benefits. certain benefits that will help you save money on travel expenses. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that are extremely valuable when you’re traveling.
If you’re traveling with a companion, both of you can get rewards on your credit card. Make sure you don’t share the costs on the same card, and be sure to keep track of the rewards you earn separately.
Overall, the key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program on your credit card and make sure you’re using your credit card in the most effective method. Through all of the methods I’ve described, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide assortment of travel-related perks.