Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to all your travel woes. It’s an exciting method to convert bonus and sign-up incentives into miles which can be used to get discounted or even free flights to your ideal destinations. With a little bit of imagination and some information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses and rewards for airline miles. These miles can later be used to purchase discount or no-cost flights. Some credit cards also let you redeem miles for hotel stays and rental car deals.
How Does it Work?
The secret to success in travel hacking is to take advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles for a specific group of airlines. When you are ready to book a flight consider the cost. If the cost is under $300, it’s best to pay in cash and use your miles to pay to book a higher-priced flight. When the flights start getting above $500, you’ll want to review those frequent flyer accounts to determine which airline offers you the most value. It all comes down to the number of points or miles in your travel account for every airline.
Start with Travel Hacking
Are you interested in learning the secrets to hacking travel? Your first task is to open an account that comes with a welcome bonus. There are a lot of fantastic credit cards that offer many benefits and features. It all depends on your preferred airline, your habits with spending and what features are essential to you.
Top Credit Card Picks
Here are some credit cards perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card you’ll need to hit the minimum spend limit in order to get the bonus. Each card has its own guidelines, so make sure to check for this information. From there you can begin to rack miles and using them to book your dream vacation!
Ready to jet-set with your ideas?
Now that you’ve built up the points amount, it’s time to redeem them for some nice vacation! Different credit card companies will offer different ways to redeem your points, but here are some examples from a few of the providers I’ve had experience with:
Take a trip with Chase Ultimate Rewards
If you have an Chase card, you are able to redeem your points through the Ultimate Rewards portal. Within it, you’ll get access to almost every airline. You can make use of a combination of points and cash to pay for your next trip. You can even book completely using points if you’ve got the balance for it! Sometimes even if you do not possess enough points for the total cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying the full cost for flights? Did you not know that when you book directly through United You have the option of paying with either points or dollars? But, be careful that if you don’t have enough points, you cannot combine dollars and points on one flight. No worries though, if you’re a few point short United gives you the possibility of purchasing additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more space and complimentary snacks. In addition, their booking procedure is similar to United’s which allows customers to book using either JetBlue either dollars or points but not both. The difference is that JetBlue has a unique feature that lets you join your points with your relatives to earn points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for credit card bonuses. Don’t worry as we’ve done it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent with a credit card, do it! Be prepared to pay a fee, usually at least 3%. It could be worthwhile in the end when the bonus is large enough.
Pay a medical bill
Another way to reach the minimum spend is to cover the medical bills. If you do not have any medical expenses in the near future, ask your relatives if you could pay their medical bills and they will reimburse you.
Make a payment to pay off a loan
If you’re a borrower, consider repaying them using the credit card you have. Just make sure you pay the credit card balance completely so that you don’t accumulate more debt.
Ask your family members for help
Talk to your family and determine if they’ve got any major expenses in the near future which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re taking the initiative.
If you’re in the middle of the holiday season you should consider purchasing all your gifts using your credit card. So you’ll be able to meet the minimum spending limit and also be prepared to give gifts. Just make sure you’re not spending more than you were already contemplating to.
There are many methods to get the most from using your credit or debit card for travel. accrue points or miles to be used towards airfares or other travel-related costs. Here are a few more ideas for maximizing your rewards
Make travel reservations using your credit card
Whenever you’re planning a trip, use your travel credit card to pay for your hotel, flight, rental car, and other travel costs. In addition, you’ll achieve the minimum spend to earn your credit card reward as well, but you’ll also earn points or miles to cover those expenses.
Use your credit card for all your daily expenditures
Another method to reach the minimum spend in order to accumulate points making use of your credit card for daily expenses. This could be items like groceries, gas and even your telephone bill. Make sure you pay the balance off in full each month so you don’t accumulate interest.
Benefit from bonus categories
Some travel credit cards will offer miles or bonus points for certain types of purchases, such as eating out or travelling. Make sure you review your credit card’s rewards program and take advantage of any bonus categories that match with your spending habits.
Consider a balance transfer
If you are currently in debt on a high-interest credit card, you might want to transfer the balance to the travel credit card which has a 0% introductory APR for balance transfer. This will allow you to pay off the debt without accruing interest, and also help you hit the minimum amount required to earn the credit card’s bonus.
Utilize your miles and points wisely
When you’ve earned a significant amount of points or miles make sure you use them in a responsible manner. Check out the rewards program on your credit card and compare the value of different redemption options. For example you can use points to book a ticket directly with the airline might offer better value than using them for a gift card.
Another suggestion is to use a rewards card that allows you to transfer your reward points into other loyalty programmes. This allows you to have a wider range of choices and more freedom when it comes to making use of your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or a Hotel rewards programme. This will give you access to a wider range of flights, hotels, and other travel perks which are not accessible through the rewards program on your credit card.
Also, find out the card’s benefits. certain benefits that will save you money on travel-related costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that could be very beneficial when traveling.
When you travel with a companion each of you will be able to get rewards on your credit card. Be aware that you cannot divide the cost with the same card and make sure to keep track of your rewards separately.
Overall, the key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program on your credit card and make sure you’re making use of this program in the most effective way possible. Utilizing an array of strategies I’ve listed in this article, you’ll be able earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide assortment of travel-related perks.