Thule Crossover 2 Travel Organizer

Are you tired of spending an enormous amount on flights? Well, good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to convert credit card welcome bonuses and other incentives into airline miles, which can be used to score discounted or free flights to your desired destinations. With a little imagination and a little bit of insider knowledge, you can fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is the art of exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to pay for discount or no-cost flights. Some credit cards also allow you to redeem miles for hotel stays and rental car offers.

How Does it Work?

The key to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles for a specific group of airlines. When it’s time to book a flight consider the cost. If the price is less than $300, it’s usually better to pay cash and save your miles to take a more costly flight. When the flights start getting over $500, you’ll need to check your frequent flyer accounts and determine which airline offers you the best deal. All it boils down to is the amount of miles or points you have in your travel savings account for each airline.

Begin by Getting Started with Travel Hacking

Are you ready to discover the secrets to hacking travel? First step to open an account that comes with a welcome bonus. There are many great credit cards with various advantages and features. It is all dependent on the airline, your spending habits, and what features are essential to you.

Top Credit Card Picks

Here are a few credit cards excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit or debit card, you’ll have to meet the minimum spend limit in order to get the bonus. Each card has its own rules, so make sure to check for the details. Then you can begin to rack up miles, and then using them to book your dream trip!

Ready to jet-set with your goals?

After you’ve accrued the points balance, you’re ready to redeem them for some sweet getaway! Different credit card companies have different methods for redeeming your points, but here are a few examples from some of the ones I’ve had experience with:

Take a trip with Chase Ultimate Rewards

If you own a Chase credit card, then you can redeem your points via the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline and you can make use of a combination of money and points to pay for your travel. You can book your flight entirely with points if you’ve the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.

 

United

Are you tired of paying full price for your flights? Did you not know that when you book directly through United, you have the option of paying with either points or dollars? Be careful, if you do not have enough points you aren’t able to combine dollars and points on flights. No worries though, if you’re just a few points away, United also offers the possibility of purchasing additional miles.

JetBlue

Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience , with more legroom and free snacks. Plus, their booking process is like United’s that allows passengers to book flights using JetBlue either dollars or points, but not both. The difference is that JetBlue offers a distinct feature that lets you combine your points with your family members and earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.

Hit that Minimum Spend

If you’re like me and my travel companion Becca You’re probably quite economical and it’s challenging to attempt to spend thousands of dollars to reach the required amount to qualify for a credit card bonus. Don’t worry as we’ve done it and we’re here to share some of our tricks and tips.

Pay your rent (if you can)

This is a big one! If you’re able to pay your rent with credit card, then do it! Make sure you pay a fee, usually around 3%. It could be worthwhile in the end in the event that the bonus is substantial enough.

Pay for a medical bill

Another great way to hit the spending limit is to cover a medical bill. If you do not have any medical expenses in the near future then ask your relatives if you could pay their medical bills and they will pay you back.

Repay a loan

If you’re in the middle of a loan take into consideration paying them off with an credit card. Make sure to pay off the balance on your credit card completely so that you don’t accrue more debt.

Ask your family members for help

Discuss your family with them and determine if they’ve got any major expenses in the near future which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they are aware of the reason for taking the initiative.

Buy presents

If you’re celebrating the holidays you should consider purchasing all your gifts using the credit card you have. In this way, you’ll hit that minimum spend and be ready for giving gifts. Just make sure you’re not paying more than you contemplating to.

There are many methods to get the most from the travel credit card. accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are a few more suggestions for maximising your rewards:

Pay for travel expenses using your credit card

When you’re planning your next vacation, make use of you travel credit card for booking your flight, hotel or rental car, as well as any other travel expenses. Not only will you be able to hit the minimum amount of spending required to earn your credit card reward, however, you’ll also earn points or miles to cover the costs.

Use your credit card for all your daily expenditures

Another way to meet the minimum spending requirement to earn rewards is by using your credit card to pay everyday expenditures. This could be items like groceries, gas and even your telephone bill. Be sure to pay off the balance each month in full so you don’t accrue interest charges.

Benefit from bonus categories

A lot of travel credit cards provide miles or points in exchange for specific types of purchases, like eating out or traveling. Make sure you review the rewards program of your credit card and take advantage of the bonus categories that are in line with your spending routines.

Take into consideration the possibility of transferring your balance

If you’re in the middle of a debt on a high-interest credit card, you might want to transfer the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfer. This will enable you to pay off your debts without accruing interest, and also help you hit the minimum spending requirement for the credit card bonus.

Utilize your miles and points carefully

Once you’ve accumulated a substantial amount of miles or points make sure you use the points or miles wisely. Check out the rewards program on your credit card and then compare the value of different redemption options. For instance you can use points to purchase a flight directly with the airline could offer better return than using them for a gift card.

Another tip is to use rewards cards that allow you to transfer your rewards to different loyalty program. This will let you get a wider selection of options and greater flexibility when redeeming your rewards. For example, you may be capable of transferring your reward to an airline’s frequent flyer program or hotel rewards program. This can give an access larger range of flights, hotels, and other travel perks that may not be accessible through the rewards program of your credit card.

Also, find out whether your credit card has some perks that could reduce your travel expenses. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that are invaluable when you travel.

If you’re traveling with a companion and both of you earn rewards using your own credit card. Be aware that you cannot share the costs on the same card. Also, make sure to track your rewards separately.

Overall, the key to reaping the maximum benefits from your travel rewards is to understand the rewards program of your credit card and to ensure you’re using your credit card in the most efficient method. By using an array of strategies I’ve listed, you’ll be able to get rewards in a short time, use them for valuable travel experiences and benefit from a wide range of travel perks.