Student Travel To London

Are you tired of spending thousands of dollars on travel? Then, there’s a good news! Travel hacking is the answer to your travel-related problems. It’s an exciting way to convert sign-up bonuses and incentives into airline miles, that can then be used to get discounted or even free flights to your ideal destinations. With a little bit of imagination and some information, you’ll be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to purchase discount or no-cost flights. Certain credit cards will also allow you to redeem miles for hotel stays and car rental offers.

How Does it Work?

The secret to successful travel hacking is to take advantage of the credit card sign-up bonus and to establish a frequent flyer mile program on a select group of airlines. When you are ready to book a flight take a look at the price. If the cost is under $300, it’s usually better to pay cash and use your miles to pay to take a more costly flight. If your flights begin to climb higher than $500, it’s best to review the frequent flyer account and find out which airline will give you the best price. All it boils down to is the amount of points or miles in your travel bank for each airline.

Begin by Getting Started with Travel Hacking

Ready to learn the secrets of travel hacking? Your first task is to open an account that comes with a welcome bonus. There are many great credit cards that offer a variety of benefits and features. It depends on the type of airline, your habits with spending and the features that are most important to you.

Top Credit Card Picks

Here are some credit card options that can be excellent to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card you’ll have to meet the limit of spending minimum in order to get the bonus. Each card has its own guidelines, so make sure to check for the details. Then it’s all about building miles and using them to plan your dream vacation!

Are you ready to set sail with your points?

Now that you’ve built up the points balance, you’re ready to redeem them for some nice vacation! Different credit card companies will offer different ways to redeem your points, but here are some examples from a few of the ones I’ve had experience with:

Getaway with Chase Ultimate Rewards

If you’re a holder of a Chase cards, you can redeem your points via the Ultimate Rewards portal. Through the portal, you’ll have access to nearly every airline, and you can use a combination of money and points to book your next trip. You can even book entirely with points if you’ve the funds to pay for it! Sometimes even if you don’t have enough points to cover the entire cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with every credit card.

 

United

Are you tired of paying full price for flights? Did you not know that when you book directly through United you can choose the option to pay with either points or dollars? Butbe aware that if you don’t have enough points you aren’t able to combine dollars and points on one flight. Don’t worry, though, if you’re a few point short United provides the option of buying additional miles.

JetBlue

Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra space and complimentary snacks. Plus, their booking process is like United’s which allows passengers to book flights using JetBlue points or dollars however, not both. However, JetBlue has a unique feature that lets you combine your points with your relatives to earn points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.

Make sure you spend that minimum amount

If you’re anything like me and my travel companion Becca, you’re probably pretty economical and it’s daunting to try to spend thousands of dollars to reach the minimum spend for credit card bonuses. But don’t fret, we’ve been through it and we’re here to share some of our tips and tricks.

Pay your rent (if you can)

This is a big one! If you’re able pay your rent with credit card, then do it! Make sure you pay a cost, which is usually around 3%. It could be worthwhile in the end if the bonus is high enough.

Make a payment on a medical expense

Another great way to hit the required spending is to cover an medical bill. If you do not have any medical expenses coming up Ask your family members to pay for theirs and they can repay you.

Pay off the loan

If you’re a borrower take into consideration paying them off with the credit card you have. Just make sure you pay off the credit card balance in full , so that you don’t accumulate additional debt.

Ask family members for assistance

Ask your family members to determine if they’ve got any big expenses coming up which you could help pay for. Be sure to be sure that you’re able to are able to trust the person and that they know why you’re doing this.

Purchase presents

If you’re in the middle of the holiday season take into consideration buying all your gifts using cards from your credit account. This way you can hit that minimum spend and also be prepared for gift giving. Just make sure you’re not spending more than you were already planning to.

There are many ways to get the most from the travel credit card. You can accumulate miles or points that you can spend on airfares or other travel-related costs. Here are some additional suggestions for maximising your rewards

Book travel expenses with your credit card

If you’re planning a vacation, make use of you travel credit card for booking your flight, hotel, rental car, and any other travel-related expenses. You’ll not only be able to hit the minimum amount of spending required for your credit card as well, however, you’ll also earn points or miles for these expenditures.

Use your credit card to pay for your everyday expenses

Another way to meet the minimum amount of spending in order to accumulate points by using your credit card for daily expenditures. This could include things like gas, groceries and even your telephone bill. Be sure to pay off the balance in full each month so you don’t pay interest.

Take advantage of bonus categories

A lot of travel credit cards provide miles or points in exchange for certain types of purchases, such as eating out or traveling. Make sure you review the rewards program of your credit card and make use of any bonus categories that align with your spending routines.

Think about a balance transfer

If you have existing debt on a high-interest credit card, think about transferring the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfer. This will let you pay off your debt without accruing interest and simultaneously aid in achieving the minimum spend for the credit card’s bonus.

Utilize your miles and points carefully

Once you’ve accumulated a substantial amount of miles or points, be sure to use the points or miles wisely. Review the rewards program for your credit card and compare the worth of various redemption options. For instance you can use your points to book a ticket directly with the airline might provide you with a greater value than using them to purchase an gift card.

Another suggestion is to use an rewards card that permits you to transfer your reward points into other loyalty programmes. This will allow you to enjoy a greater variety of options and greater freedom when it comes to redeeming your rewards. For instance, you might be capable of transferring your rewards to the frequent flyer program of an airline or a hotel rewards program. This gives an access greater selection of hotels, flights as well as other travel perks that aren’t accessible through the rewards program of your credit card.

In addition, you should determine if your credit card offers some perks that could save you money on travel-related costs. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that could be very beneficial when traveling.

Finally, when you’re traveling with a companion each of you will be able to earn rewards with your own credit card. Just remember that you can’t share the costs on the same card, and be sure to keep track of your rewards separately.

Overall, the key to maximizing your travel rewards is to know the rewards program of your credit card and make sure you’re making use of your credit card in the most effective method. By using an array of strategies I’ve outlined that you can earn rewards quickly, redeem rewards for valuable travel experiences and benefit from a wide assortment of travel-related perks.