Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to convert welcome bonuses and other incentives into airline miles which you can use to obtain discounted or cheap flights from your dream destinations. With a bit of imagination and some know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to pay for discount or no-cost flights. Certain credit cards allow you to redeem miles towards hotel stays or rental car offers.
How Does it Work?
The secret to successful travel hacking is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles for a specific group of airlines. When it’s time to book a flight consider the cost. If the price is under $300, it’s generally better to pay cash and save your miles to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to review your frequent flyer accounts to see which airline can give you the best price. It all comes down to the number of points or miles you have in your travel account for each airline.
Start with Travel Hacking
Ready to learn the secrets of travel hacking? Your first task is opening a credit card with a sign-up bonus. There are a lot of fantastic credit cards with various benefits and features. It is all dependent on the airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are a few credit card options that can be great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll have to meet the limit of spending minimum in order to qualify for the bonus. Every credit card has its own set of rules, so be sure to check for the details. Then, it’s all about racking miles and using them to book your dream trip!
Ready to jet-set with your ideas?
Once you’ve accumulated your points balance, it’s time to cash them in for some nice travel! Different credit card companies have different methods for redeeming your rewards, here are some examples from a few of the providers I’ve worked with:
Getaway through Chase Ultimate Reward
If you’re a holder of an Chase cards, you can redeem your points via the Ultimate Rewards portal. Within this portal you’ll have access to nearly every airline and you can use a combination of points and cash to book your next trip. You can even book entirely using points if you’ve got the balance for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying full price for your flights? Did you know that when you book directly through United You have the option of paying using either points or dollars? Be careful in case you don’t have enough points you can’t combine points and dollars for the same flight. If you’re only a couple of point short United provides the option of buying additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines which allows you to book with either JetBlue points or dollars however, not both. However, JetBlue is unique in that they offer a feature that allows you to combine your points with your family members and earn points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca You’re probably quite frugal and it can be difficult to think of spending thousands of dollars to hit the required amount to qualify for the credit card bonus. But don’t fret because we’ve been there and are here to share our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent using credit card, then do it! Make sure you be charged a fee, typically around 3 percent. It may be worth it in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another way to reach the minimum spend is to cover a medical bill. If you don’t have any medical bills coming up, ask your family members if you can pay them for theirs, and they will reimburse you.
Pay off a loan
If you’re in the middle of a loan, consider making payments on them with your credit card. Make sure to pay the credit card balance in full so you don’t accrue additional debt.
Ask your family members for help
Talk to your family and look into any major expenses in the near future which you could help pay for. Just make sure you are able to trust the person and that they know why you’re doing this.
If it’s the holiday season you should consider purchasing all your gifts with your credit card. This way you can reach the minimum spending requirement and also be prepared to give gifts. Just make sure you’re not spending more than you were contemplating to.
There are a lot of ways to get the most of the travel credit card. accumulate miles or points that you can use towards flights or other travel-related expenses. Here are some additional ideas for maximizing your rewards:
Book travel expenses with your credit card
When you’re planning your next trip, make use of the travel credit card for booking your hotel, flight, rental car, and any other travel expenses. In addition, you’ll achieve the minimum amount of spending required for your credit card, but you’ll also earn points or miles on these expenses.
Utilize your credit card to pay for all your daily costs
Another way to hit the minimum spend and earn points is by utilising your credit cards to pay for everyday costs. This could be items like groceries, gas or even your phone bill. Just make sure to pay the balance off in full every month to ensure you don’t pay interest.
Take advantage of bonus categories
Some travel credit cards will offer bonus points or miles for specific types of purchases, including eating out or traveling. Make sure you review your credit card’s rewards program and make use of any bonus categories that match with your spending habits.
Think about a balance transfer
If you’re in the middle of a debt on a credit card, consider transferring the balance to an account with a travel credit card that has a 0% introductory APR for balance transfer. This will let you pay off the debt without accruing interest, and also aid in achieving the minimum spend for the credit card bonus.
Make use of your miles or points wisely
If you’ve amassed a large amount of miles or points Make sure to utilize the points or miles wisely. Examine the rewards program of your credit card, and evaluate the value of different redemption options. For example, using your points to book a flight directly with the airline might give you a better return than using them for a gift card.
Another tip is to use an rewards card that permits you to transfer reward points into other loyalty programmes. This allows you to have a wider range of choices and more flexibility when making use of your rewards. For instance, you might be capable of transferring your rewards to frequent flyer programs of airlines or a reward program for hotels. This can give an access larger variety of hotels, flights, and other travel perks that may not be offered through the rewards program on your credit card.
In addition, you should determine the card’s benefits. some perks that could reduce your travel costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that are extremely valuable when you’re traveling.
When you travel with a companion, both of you can earn rewards with your credit card. Be aware that you cannot divide the cost with the same card, and be sure to track the rewards you earn separately.
The key to reaping the maximum benefits from your travel rewards is to know the rewards program of your credit card and ensure that you’re making use of it in the most efficient way possible. Utilizing a combination of the strategies I’ve listed that you can earn rewards fast, exchange them for travel experiences that are worth it and benefit from a wide variety of travel benefits.