Stl To Miami Cheap Flights

Are you fed up of spending an enormous amount on flights? Well, good news! Travel hacking is the answer to all your travel problems. It’s an exciting method to convert sign-up bonuses and incentives into airline miles that can then be used to score discounted or free flights to your dream destinations. With a little imagination and a little bit of insider knowledge, you can be jet-setting for free in no time.

The Basics of Travel Hacking

Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can later be used to buy discounted or even free flights. Certain credit cards will also allow you to redeem miles towards hotel stays or rental car offers.

How Does it Work?

The most effective method for success in travel hacking is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles with a limited number of airlines. When it comes time to make a booking take a look at the price. If the flight is less than $300, it’s generally better to pay in cash and use your miles to pay for a more expensive flight. If your flights begin to climb over $500, you’ll need to review the frequent flyer account to determine which airline offers you the most value. All it boils down to is the amount of miles or points in your travel account for each airline.

Start with Travel Hacking

Are you interested in learning the secrets to hacking travel? First step opening a credit card that comes with a welcome bonus. There are plenty of great credit cards with various benefits and features. It all depends on your preferred airline, your habits with spending and the features that are most important to you.

Top Credit Card Picks

Here are a few credit cards that are great for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card you’ll need to reach the spending limit for minimum expenditure in order to get the bonus. Every credit card has its own set of rules, so be certain to verify the details. Then it’s all about building up miles and using them to plan your dream trip!

Are you ready to go on a jet-setting with your goals?

After you’ve accrued the points amount, it’s time to use them towards nice getaway! Different credit card providers will have different methods for redeeming your rewards, here are some examples from a few of the providers I’ve had experience with:

Getaway through Chase Ultimate Reward

If you own a Chase credit card, then you can redeem your points through the Ultimate Rewards portal. In the portal, you’ll get access to nearly every airline and you can make use of a combination of money and points to book your travel. You can even book entirely using points if you’ve got the funds to pay for it! Sometimes even if you don’t have enough points to cover the total cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.

 

United

Are you tired of paying the full cost for flights? Did you not know that when you book directly through United you can choose the option of paying using either points or dollars? Be careful in case you do not have enough points you can’t combine dollars and points for flights. If you’re just a few point short United provides the option to purchase additional miles.

JetBlue

Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra space and complimentary snacks. Plus, their booking process is like United’s, allowing customers to book using either JetBlue points or dollars, however, not both. The difference is that JetBlue offers a distinct feature that lets you combine your points with family members to accrue points twice as quickly. Be sure to prove you’re really family before trying to hack into the system.

Make sure you spend that minimum amount

If you’re like me or my travel companion Becca I’m sure you’re pretty economical and it’s daunting to try to spend thousands of dollars to reach the minimum spend for credit card bonuses. However, don’t be worried as we’ve done it and are here to share our tricks and tips.

Stl To Miami Cheap Flights

Pay your rent (if you can)

This is an important one! If you’re able to pay your rent with credit card, then do it! Be prepared to be charged a fee, typically around 3 percent. It may be worth it over the long term in the event that the bonus is substantial enough.

Pay for a medical bill

Another way to reach the spending limit is to pay for the medical bills. If you don’t have any medical bills coming up Ask your family members to pay them for theirs, and they’ll pay you back.

Make a payment to pay off the loan

If you have any loans, consider making payments on them with an credit card. Be sure to pay off the credit card balance in full so you don’t accumulate more debt.

Ask family for help

Discuss your family with them and see if they have any big expenses coming up which you could help pay for. Make sure that you are able to have confidence in the person you are talking to and they know why you’re doing this.

Buy presents

If it’s the holiday season you should consider purchasing all of your gifts with the credit card you have. This way you can reach the minimum spending requirement and also be prepared for giving gifts. Be sure to avoid paying more than you thinking of.

There are a lot of ways to get the most of your travel credit card and accrue points or miles to use towards airfares or other travel-related costs. Here are a few additional ideas for maximizing the rewards you earn:

Book travel expenses with your credit card

If you’re planning a vacation, make use of the travel credit card to book your flight, hotel, rental car, and any other travel expenses. You’ll not only be able to hit the minimum amount of spending required for your credit card reward, but you’ll also be earning points or miles for the expenditures.

Utilize your credit card to pay for all your daily expenditures

Another way to meet the minimum amount of spending and earn points is utilising your credit cards to pay for daily costs. This could be things like food, gas or even your phone bill. Just make sure to pay off the balance each month in full so you don’t pay interest.

Make the most of bonus categories

Some travel credit cards will offer miles or points in exchange for certain types of purchases, including eating out or travelling. Be sure to review the rewards program of your credit card and make use of any bonus categories that align with your spending habits.

Consider the possibility of transferring your balance

If you have existing debt on a credit card, consider transferring that balance onto the travel credit card which has a 0% introductory APR for balance transfers. This will enable you to pay off the debt without accruing interest. It will also help you hit the minimum spend for the credit card bonus.

Make use of your miles or points prudently

Once you’ve accumulated a substantial amount of miles or points Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card and then compare the value of different redemption options. For instance, using your points to purchase a flight directly with the airline might provide you with a greater value than using them to purchase a gift card.

Another option is to get rewards cards that allow you to transfer rewards to different loyalty program. This will allow you to enjoy a greater variety of choices and more flexibility when making use of your rewards. For example, you may be able to transfer your reward to an airline’s frequent flyer program or reward program for hotels. This gives the benefit of a wider variety of hotels, flights and other travel benefits that may not be offered through the rewards program of your credit card.

Also, determine the card’s benefits. certain benefits that will help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that can be invaluable when you travel.

Finally, when you’re traveling with a friend, both of you can get rewards on your own credit card. Be aware that you cannot split the cost on the same card, and be sure to keep track of your rewards in a separate manner.

In the end, the most important thing to do to maximizing your rewards for travel is to be aware of the rewards program of your credit card and ensure that you’re making use of it in the most efficient way possible. By using an array of strategies I’ve listed that you can earn rewards fast, exchange rewards for valuable travel experiences and benefit from a wide range of travel perks.