Stackable Travel Jars

Are you fed up of spending an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s a fun way to convert welcome bonuses and other incentives into airline miles that can then be used to obtain discounted or cheap flights from your ideal destinations. With a little imagination and some know-how, you’ll fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is the art of exchanging credit card sign-up bonuses and rewards for airline miles. These miles can then be used to pay for cheap or free flight tickets. Certain credit cards allow you to redeem miles towards hotel stays or rental car offers.

How Does it Work?

The secret to success in hacking your travel plans is to take advantage of credit card sign-up bonuses and establishing a frequent flyer mile program on a select group of airlines. When it’s time to book a flight take a look at the price. If the flight is under $300, it’s generally better to pay cash and save your miles for a more expensive flight. When the flights start getting above $500, you’ll want to check your frequent flyer accounts and determine which airline offers you the best price. It all boils down to the number of points or miles you have in your travel bank for every airline.

Start with Travel Hacking

Are you interested in learning the secrets to hacking travel? The first step is to open the credit card that comes with a sign-up bonus. There are many great credit cards that offer a variety of advantages and features. It depends on the type of airline, your habits with spending and the features that are most crucial to you.

Top Credit Card Picks

Here are a few credit cards excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit card you’ll need to reach the minimum spend limit in order to receive the bonus. Every credit card has its own set of rules, so make sure to look up this information. Then you can begin to rack miles and using them to plan your dream vacation!

Ready to jet-set with your points?

Now that you’ve built up the points amount, it’s time to redeem them for some nice vacation! Different credit card companies have different methods of redeeming your rewards, here are some examples from some of the companies I’ve worked with:

Escape with Chase Ultimate Rewards

If you’re a holder of a Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. Within this portal you’ll have access to virtually every airline, and you can make use of a combination of money and points to book your next trip. You can book your flight entirely on points if you have the funds to pay for it! Sometimes even if you do not be able to accumulate enough points in order to pay for full cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United You have the option to pay with dollars or points? Be careful that if you don’t have enough points, you cannot combine points and dollars for the same flight. No worries though, if you’re just a few point short United also offers the option of buying additional miles.

JetBlue

Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra space and complimentary snacks. In addition, their booking procedure is similar to United’s which allows you to book with either JetBlue points or dollars but not both. The difference is that JetBlue is unique in that they offer a feature that lets you combine your points with family members to accrue points twice as quickly. Make sure to prove you’re really family before trying to hack the system.

Reach that Minimum Spend

If you’re like me and my travel buddy Becca I’m sure you’re pretty frugal and it can be difficult to think of spending thousands of dollars to hit the minimum amount required to earn credit card bonuses. Don’t worry, we’ve been through it and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is a big one! If you’re able pay your rent with a credit card, do it! Be prepared to pay a cost, which is usually about 3%. It might be worth it over the long term in the event that the bonus is substantial enough.

Make a payment on a medical expense

Another great way to hit the required spending is to pay for the medical bills. If you do not have any medical expenses in the near future then ask your family members to pay their medical bills and they can pay you back.

Make a payment to pay off a loan

If you have any loans take into consideration making payments on them with your credit card. Make sure to pay the credit card balance in full so you don’t accrue more debt.

Ask family for help

Discuss your family with them and look into any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they are aware of the reason for taking the initiative.

Give gifts

If you’re in the middle of the holiday season you should consider purchasing all your gifts with the credit card you have. So you’ll be able to reach the minimum spending requirement and also be ready for gift giving. Just make sure you’re not spending more than you were thinking of.

There are plenty of ways to make the most out of using your credit or debit card for travel. You can accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are a few more ways to maximize your rewards

Book travel expenses with your credit card

When you’re planning your next trip, use your travel credit card to pay for your hotel, flight, rental car, and other travel costs. You’ll not only be able to hit the minimum spend for your credit card bonus, however, you’ll also earn points or miles to cover those expenses.

Utilize your credit card to pay for everyday costs

Another way to hit the minimum spending requirement to earn rewards is by utilising your credit cards to pay for daily expenditures. This could be things like food, gas, and even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t pay interest.

Take advantage of bonus categories

A lot of travel credit cards provide bonus points or miles on certain kinds of purchases, including dining or travel. Make sure you review your credit card’s rewards program and avail any bonus categories that align with your spending routines.

Take into consideration the possibility of transferring your balance

If you are currently in debt on a credit card, consider transferring that balance onto a travel credit card with an introductory rate of 0% for balance transfer. This will let you pay off the debt without accruing interest, and also assist you in reaching the minimum spending requirement for the credit card’s bonus.

Make use of your miles or points prudently

When you’ve earned a significant amount of miles or points, be sure to use the points or miles wisely. Check out the rewards program on your credit card and compare the worth of various redemption options. For example, using your points to book a flight directly with the airline could provide you with a greater value than using them to purchase an gift card.

Another tip is to use an rewards card that permits you to transfer reward points into other loyalty programmes. This will let you enjoy a greater variety of choices and more freedom when it comes to you want to redeem your rewards. For example, you may be capable of transferring your rewards to the frequent flyer program of an airline or a hotel rewards program. This can give the benefit of a greater range of flights, hotels, and other travel perks that aren’t available through the rewards program on your credit card.

In addition, you should find out the card’s benefits. any perks that can reduce your travel costs. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that can be invaluable when you travel.

If you’re traveling with someone else each of you will be able to earn rewards using your own credit card. Be aware that you cannot split the cost on the same card. Also, make sure to track your rewards in a separate manner.

The key to making the most of your rewards for travel is to be aware of the rewards program of your credit card and make sure you’re making use of this program in the most effective method possible. Utilizing a combination of the strategies I’ve outlined, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.