Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to turn credit card sign-up bonuses and incentives into airline miles, which you can use to obtain discounted or free flights to your desired destinations. With a bit of creativity and some insider information, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to purchase discounted or even free flights. Certain credit cards will also let you redeem miles towards hotel stays or rental car discounts.
How Does it Work?
The key to success in hacking travel is taking advantage of credit card sign-up bonuses and establishing frequent flyer miles on a select group of airlines. When you are ready to book a flight consider the cost. If the price is less than $300, it’s best to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise over $500, you’ll need to review the frequent flyer account and find out which airline will give you the best deal. It all boils down to the amount of points or miles you have in your travel savings account for each airline.
Start with Travel Hacking
Are you ready to discover the secrets of travel hacking? The first step is to open a credit card with a sign-up offer. There are a lot of fantastic credit cards that provide many advantages and features. It all depends on your preferred airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are some credit cards that are excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll need to hit the minimum spend limit in order to get the bonus. Every credit card has its own set of rules, so be sure to look up this information. From there you can begin to rack miles and using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
After you’ve accrued your points balance, it’s time to cash them in for some nice getaway! Different credit card companies will have different methods for redeeming your rewards, here are some examples from some of the providers I’ve worked with:
Escape through Chase Ultimate Reward
If you’re a holder of a Chase cards, you are able to redeem your points via the Ultimate Rewards portal. In it, you’ll have access to nearly every airline, and you can combine points and cash to book your travel. You can book your flight entirely on points if you have the balance for it! Sometimes even if you don’t possess enough points for the full cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you tired of paying full price for flights? Did you not know that when you book directly through United, you have the option to pay with either points or dollars? But, be careful in case you do not have enough points you cannot combine dollars and points for flights. Don’t worry, though, if you’re a few points away, United also offers the option to purchase additional miles.
Looking for a domestic flight? Take a look at JetBlue! JetBlue offers a comfortable and enjoyable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is similar to United’s which allows passengers to book flights using JetBlue dollar or points but not both. However, JetBlue offers a distinct feature that lets you join your points with your relatives to earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Reach that Minimum Spend
If you’re like me or my travel buddy Becca I’m sure you’re pretty thrifty and it’s difficult to think of spending thousands of dollars to reach the required amount to qualify for the credit card bonus. However, don’t be worried, we’ve been through it and are here to share our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent using credit card, go for it! Be prepared to pay a cost, which is usually at least 3%. It may be worth it over the long term when the bonus is large enough.
Pay a medical bill
Another excellent way to meet the spending limit is to pay for the medical bills. If you don’t have any medical bills coming up then ask your family members to pay their medical bills and they will reimburse you.
Make a payment to pay off a loan
If you’re in the middle of a loan, consider paying them off with the credit card you have. Just make sure you pay the credit card balance in full , so that you don’t end up with more debt.
Ask your family members for help
Ask your family members to determine if they’ve got any major expenses in the near future that you can help pay for. Just make sure you are able to trust the person and that they understand why you’re doing it.
If you’re celebrating the holidays take into consideration buying all your gifts with cards from your credit account. This way you can reach the minimum spending requirement and be ready for gift giving. Make sure that you’re not spending more than you contemplating to.
There are plenty of methods to get the most from the travel credit card. accrue points or miles to spend on airfares or other travel-related costs. Here are a few more suggestions for maximising the rewards you earn:
Make travel reservations using your credit card
If you’re planning a vacation, make use of your travel credit card for booking your flight, hotel, rental car, and any other travel expenses. You’ll not only be able to hit the required amount to earn your credit card reward and earn points, but you’ll also be earning points or miles to cover these expenses.
Make use of your credit card to pay for all your daily costs
Another method to reach the minimum spend and earn points is using your credit card to pay everyday costs. This could include things like food, gas and even your telephone bill. Be sure to pay the balance off in full each month so you don’t pay interest.
Take advantage of bonus categories
A lot of travel credit cards provide bonus points or miles on certain kinds of purchases, such as eating out or traveling. Check out your rewards program on your credit card and make use of any bonus categories that match with your spending habits.
Consider a balance transfer
If you are currently in outstanding debt due to a high-interest credit card, consider transferring that balance to a travel credit card with a 0% introductory APR for balance transfer. This will let you pay off your debts without accruing interest, and also help you hit the minimum amount required to earn the credit card’s bonus.
Utilize your miles and points carefully
If you’ve amassed a large amount of points or miles Make sure to utilize them wisely. Review the rewards program for your credit card, and evaluate the benefits of different redemption options. For example, using points to book a flight directly with the airline could offer better return than using them for the purchase of a gift card.
Another suggestion is to use an rewards card that permits you to transfer rewards to different loyalty program. This allows you to enjoy a greater variety of options and greater flexibility in making use of your rewards. For example, you may be able to transfer your rewards to frequent flyer programs of airlines or Hotel rewards programme. This can give the benefit of a wider range of flights, hotels and other travel benefits that may not be offered through your credit card’s rewards program.
In addition, you should find out if your credit card offers some perks that could help you save money on travel expenses. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection, and other benefits that could be extremely valuable when you’re traveling.
Finally, when you’re traveling with a friend, both of you can earn rewards using your own credit card. Be aware that you cannot share the costs on the same card, and be sure to keep track of your rewards in a separate manner.
In the end, the most important thing to do to reaping the maximum benefits from your travel rewards is to know your credit card’s rewards program and ensure that you’re making use of your credit card in the most effective method possible. By using an array of strategies I’ve listed that you can earn rewards quickly, redeem them for travel experiences that are worth it, and enjoy a wide range of travel perks.