Are you tired of spending a fortune on airfare? Good news! Travel hacking is the answer to all your travel problems. It’s an exciting way to convert credit card sign-up bonuses and incentives into airline miles, that can then be used to score discounted or free flights to your desired destinations. With a little bit of imagination and a little bit of insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to purchase discounted or even free flights. Certain credit cards let you redeem miles for hotel stays and car rental offers.
How Does it Work?
The secret to success in hacking travel is taking advantage of credit card sign-up bonuses and to establish frequent flyer miles on a select group of airlines. When you are ready to book a flight, evaluate the cost. If the cost is under $300, it’s best to pay cash and save your miles for a more expensive flight. When the flights start getting higher than $500, it’s best to review those frequent flyer accounts and determine which airline offers you the best deal. All it boils down to is the number of miles or points you have in your travel savings account for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? The first step is opening an account with a sign-up offer. There are a lot of fantastic credit cards that offer a variety of advantages and features. It depends on the type of airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are some credit card options that can be excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll need to reach the spending limit for minimum expenditure in order to get the bonus. Each card has its own rules, so make sure to check for this information. Then it’s all about building up miles and using them to book your dream trip!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated your points balance, you’re ready to redeem them for some delicious vacation! Different credit card providers will have different methods of redeeming your points. Here are a few examples from some of the ones I have experience with:
Take a trip with Chase Ultimate Rewards
If you own a Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. In it, you’ll get access to virtually every airline and you can combine points and cash to pay for your next trip. You can book your flight entirely using points if you’ve got the balance for it! Sometimes even if you don’t possess enough points for the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying full price for your flights? Did you realize that when booking directly through United you can choose the option of paying using dollars or points? Butbe aware, if you don’t have enough points, you cannot combine points and dollars on flights. No worries though, if you’re a few points short, United provides the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience with extra legroom as well as free snacks. In addition, their booking procedure is like United’s which allows passengers to book flights using JetBlue dollar or points, but not both. The difference is that JetBlue offers a distinct feature that allows you to join your points with family members to accrue points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re like me or my travel buddy Becca, you’re probably pretty frugal and it can be challenging to attempt to spend thousands of dollars in order to meet the minimum spend for a credit card bonus. However, don’t be worried as we’ve done it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent using a credit card, do it! Make sure you be charged a fee, typically about 3 percent. It might be worth it over the long term if the bonus is high enough.
Make a payment on a medical expense
Another way to reach the minimum spend is to cover an medical bill. If you do not have any medical expenses coming up Ask your family members to pay for theirs and they’ll repay you.
Make a payment to pay off the loan
If you’re a borrower you owe, think about making payments on them with an credit card. Make sure to pay off the credit card balance in full , so that you don’t end up with more debt.
Ask family for help
Ask your family members to see if they have any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to trust the person and they know why you’re doing this.
If it’s the holiday season, consider buying all of your gifts with the credit card you have. In this way, you’ll meet the minimum spending limit and also be ready for giving gifts. Just make sure you’re not spending more than you were planning to.
There are plenty of ways to make the most from using your credit or debit card for travel. You can accumulate miles or points that you can use towards flights or other travel-related expenses. Here are a few more ways to maximize your rewards
Book travel expenses with your credit card
If you’re planning a trip, use you travel credit card to book your hotel, flight or rental car, as well as other travel costs. In addition, you’ll be able to hit the required amount to qualify for a credit card bonus and earn points, but you’ll also be earning points or miles on these costs.
Make use of your credit card to pay for all your daily costs
Another method to reach the minimum spending requirement and earn points is by using your credit card for every day expenditures. This can include items like groceries, gas, and even your phone bill. Make sure you pay the balance off in full each month so you don’t pay interest.
Take advantage of bonus categories
A lot of travel credit cards provide miles or bonus points for certain types of purchases, including eating out or traveling. Make sure you review your credit card’s rewards program and make use of the bonus categories that are in line with your spending routines.
Consider a balance transfer
If you are currently in outstanding debt due to a high-interest credit card, consider transferring that balance onto the travel credit card which has the introductory APR of 0% for balance transfer. This will allow you to pay off your debt without accruing interest and simultaneously help you hit the minimum spending requirement for the credit card bonus.
Utilize your miles and points carefully
When you’ve earned a significant amount of points or miles, be sure to use the points or miles wisely. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For example using your points to book a flight directly with the airline might give you a better value than using them to purchase an gift card.
Another option is to get a rewards card that allows you to transfer your points to other loyalty programs. This allows you to enjoy a greater variety of choices and more flexibility when redeeming your rewards. For example, you may be eligible to transfer your rewards to frequent flyer programs of airlines or reward program for hotels. This will give you access to a greater range of flights, hotels and other travel benefits which are not offered through the rewards program on your credit card.
Additionally, try to discover the card’s benefits. any perks that can help you save money on travel expenses. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are extremely valuable when you’re traveling.
Finally, when you’re traveling with a friend, both of you can earn rewards with your own credit card. Make sure you don’t share the costs on the same card and make sure to track your rewards separately.
The key to making the most of your rewards for travel is to be aware of the rewards program of your credit card and to ensure you’re making use of your credit card in the most effective method. By using a combination of the strategies I’ve outlined in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences, and enjoy a wide range of travel perks.