Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting way to convert sign-up bonuses and incentives into airline miles which can be used to score discounted or complimentary flights for your desired destinations. With a bit of imagination and a little bit of insider knowledge, you can travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to buy cheap or free flight tickets. Some credit cards also permit you to use miles towards hotel stays or rental car offers.
How Does it Work?
The most effective method for success in hacking your travel plans is to take advantage of credit card sign-up bonuses and building out a frequent flyer mile program for a specific group of airlines. When it comes time to book a flight, evaluate the cost. If the cost is less than $300, it’s generally better to pay in cash and save your miles to book a higher-priced flight. If your flights begin to climb above $500, you’ll want to check the frequent flyer account to find out which airline will give you the best deal. It all boils down to the amount of miles or points you have in your travel savings account for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? Your first task is to open a credit card with a sign-up bonus. There are many great credit cards that offer various advantages and features. It is all dependent on the airline, your spending habits, and what features are essential to you.
Top Credit Card Picks
Here are a few credit cards that are great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to hit the spending limit for minimum expenditure in order to get the bonus. Every credit card has its own set of rules, so make sure to look up the details. Then it’s all about building up miles, and then using them to book your dream trip!
Ready to jet-set with your ideas?
After you’ve accrued the points amount, it’s time to cash them in for some sweet getaway! Different credit card companies have different methods of redeeming your rewards, here are a few examples from some of the companies I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you have an Chase cards, you can redeem your points through the Ultimate Rewards portal. Within this portal you’ll get access to virtually every airline and you can make use of a combination of points and cash to pay for your trip. You can even book completely using points if you’ve got the funds to pay for it! Sometimes even if you don’t have enough points to cover the full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying the full cost for your flights? Did you realize that when booking directly through United you can choose the option to pay with dollars or points? But, be careful that if you don’t have enough points, you aren’t able to combine points and dollars on the same flight. No worries though, if you’re a few points short, United also offers the option to purchase additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience with extra legroom and free snacks. Plus, their booking process is similar to that of United Airlines that allows you to book with either JetBlue dollar or points but not both. However, JetBlue offers a distinct feature that lets you join your points with your relatives to earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me or my travel companion Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars to hit the minimum spend for credit card bonuses. Don’t worry as we’ve done it and are here to share our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent with a credit card, do it! Make sure you pay a fee, usually about 3 percent. It could be worthwhile in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another excellent way to meet the minimum spend is to cover a medical bill. If you don’t have any medical bills due, ask your family members if you can pay them for theirs, and they can pay you back.
Make a payment to pay off the loan
If you have any loans take into consideration paying them off with your credit card. Just make sure you pay off the balance on your credit card completely so that you don’t accumulate more debt.
Ask family members for assistance
Discuss your family with them and determine if they’ve got any major expenses in the near future that you can contribute for. Just make sure you are able to trust the person and that they understand why you’re doing this.
If you’re in the middle of the holiday season you should consider purchasing all your gifts with the credit card you have. This way you can meet the minimum spending limit and be ready to give gifts. Make sure that you’re not paying more than you thinking of.
There are many ways to make the most of using your credit or debit card for travel and earn miles or points to use towards flights or other travel-related expenses. Here are some additional suggestions for maximising your rewards:
Book travel expenses with your credit card
Whenever you’re planning a trip, use your travel credit card for booking your hotel, flight, rental car, and other travel costs. Not only will you be able to meet the required amount for your credit card, but you’ll also earn points or miles to cover those expenditures.
Use your credit card for everyday expenditures
Another way to hit the minimum spending requirement to earn rewards is using your credit card to pay for everyday expenses. This could include things like gas, groceries and even your telephone bill. Make sure you pay off the balance in full every month to ensure you don’t accumulate interest.
Benefit from bonus categories
Some travel credit cards will offer bonus points or miles for certain types of purchases, including eating out or travelling. Be sure to review the rewards program of your credit card and avail the bonus categories that are in line with your spending routines.
Take into consideration the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, think about transferring the balance to the travel credit card which has the introductory APR of 0% for balance transfers. This will enable you to pay off the debt without accruing interest and simultaneously help you hit the minimum spend for the credit card bonus.
Use your points or miles carefully
When you’ve earned a significant amount of points or miles Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card, and evaluate the benefits of different redemption options. For example using your points to purchase a flight directly with the airline might offer better value than using them for the purchase of a gift card.
Another suggestion is to use rewards cards that allow you to transfer rewards to different loyalty program. This will let you get a wider selection of options and greater freedom when it comes to you want to redeem your rewards. For instance, you might be capable of transferring your reward to the frequent flyer program of an airline or a hotel rewards program. This gives the benefit of a greater range of flights, hotels as well as other travel perks that may not be offered through your credit card’s rewards program.
In addition, you should discover the card’s benefits. any perks that can reduce your travel expenses. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that can be invaluable when you travel.
When you travel with a friend, both of you can earn rewards using your own credit card. Just remember that you can’t share the costs on the same card and make sure you keep track of the rewards you earn separately.
Overall, the key to reaping the maximum benefits from your travel rewards is to know the rewards program on your credit card and ensure that you’re making use of your credit card in the most efficient method possible. Utilizing a combination of the strategies I’ve listed in this article, you’ll be able earn rewards fast, exchange rewards for valuable travel experiences and benefit from a wide range of travel perks.