Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to convert bonus and sign-up incentives into airline miles which can be used to get discounted or even cheap flights from your desired destinations. With a little imagination and some knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and incentives for airline miles. The miles can be used to pay for discounted or even free flights. Some credit cards also let you redeem miles for hotel stays and car rental offers.
How Does it Work?
The secret to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and establishing a frequent flyer mile program for a specific group of airlines. When it comes time to make a booking, evaluate the cost. If the flight is less than $300, it’s usually better to pay cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to review those frequent flyer accounts to see which airline can give you the best deal. All it boils down to is the number of miles or points you have in your travel savings account for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? Your first task is to open a credit card that comes with a welcome bonus. There are a lot of fantastic credit cards with various advantages and features. It all depends on your preferred airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are a few credit cards great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to reach the limit of spending minimum in order to get the bonus. Every card has different rules, so make certain to verify this information. From there, it’s all about racking up miles and then using them to book your dream trip!
Ready to jet-set with your points?
After you’ve accrued your points balance, you’re ready to cash them in for some sweet getaway! Different credit card companies will have different methods for redeeming your points, but here are some examples from some of the ones I’ve worked with:
Take a trip through Chase Ultimate Reward
If you own a Chase card, you can redeem your points via the Ultimate Rewards portal. In this portal you’ll have access to nearly every airline, and you can make use of a combination of the points as well as cash in order to book your next trip. You can even book completely with points if you’ve the balance for it! Sometimes even if you do not have enough points to cover the entire cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you fed up of paying the full cost for flights? Did you know that when you book directly through United, you have the option to pay with dollars or points? Butbe aware that if you do not have enough points you can’t combine dollars and points on one flight. Don’t worry, though, if you’re a few point short United also offers the possibility of purchasing additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra space and complimentary snacks. In addition, their booking procedure is like United’s which allows passengers to book flights using JetBlue either dollars or points, but not both. But, JetBlue is unique in that they offer a feature where you can pool your points together with your relatives to earn points twice as quickly. Make sure to verify that you are a family member before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel buddy Becca I’m sure you’re pretty thrifty and it’s daunting to try to spend thousands of dollars in order to meet the minimum amount required to earn credit card bonuses. But don’t fret as we’ve done it and are here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using a credit card, do it! Just be prepared to pay a cost, which is usually around 3 percent. It might be worth it in the end when the bonus is large enough.
Make a payment on a medical expense
Another way to reach the required spending is to cover a medical bill. If you don’t have any medical bills due Ask your family members if you can pay them for theirs, and they can pay you back.
Repay the loan
If you have any loans take into consideration paying them off with the credit card you have. Make sure to pay the credit card balance in full so you don’t accumulate more debt.
Ask family for help
Ask your family members to see if they have any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re taking the initiative.
If it’s the holiday season, consider buying all your gifts with the credit card you have. In this way, you’ll reach the minimum spending requirement and also be ready for giving gifts. Make sure that you’re not paying more than you already contemplating to.
There are a lot of ways to get the most from your travel credit card. You can accrue points or miles to spend on the cost of flights or other expenses related to travel. Here are a few more ways to maximize the rewards you earn:
Pay for travel expenses using your credit card
Whenever you’re planning a trip, make use of your travel credit card to book your flight, hotel, rental car, and any other travel-related expenses. In addition, you’ll achieve the minimum amount of spending required for your credit card reward as well, but you’ll also be earning points or miles to cover these expenditures.
Make use of your credit card to pay for all your daily costs
Another way to hit the minimum spending requirement and earn points is by utilising your credit cards for daily expenses. This can include things like gas, groceries and even your telephone bill. Be sure to pay the balance off each month in full so you don’t accumulate interest.
Make the most of bonus categories
Many travel credit cards offer miles or bonus points for certain types of purchases, including eating out or travelling. Check out your rewards program on your credit card and take advantage of any bonus categories that match with your spending habits.
Consider the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, think about transferring that balance to the travel credit card which has a 0% introductory APR for balance transfer. This will allow you to pay off your debts without accruing interest, and also assist you in reaching the minimum spending requirement for the credit card bonus.
Use your points or miles carefully
If you’ve amassed a large amount of points or miles, be sure to use them in a responsible manner. Examine the rewards program of your credit card and compare the value of different redemption options. For example, using points to purchase a flight directly through the airline may give you a better value than using them to purchase a gift card.
Another tip is to use an rewards card that permits you to transfer your reward points into other loyalty programmes. This allows you to enjoy a greater variety of options and greater flexibility in making use of your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or a Hotel rewards programme. This can give the benefit of a greater range of flights, hotels, and other travel perks that aren’t accessible through the rewards program of your credit card.
Additionally, try to determine if your credit card offers certain benefits that will save you money on travel-related costs. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that are extremely valuable when you’re traveling.
When you travel with a friend each of you will be able to earn rewards using your own credit card. Just remember that you can’t divide the cost with the same card. Also, make sure to keep track of your rewards in a separate manner.
Overall, the key to maximizing your travel rewards is to know the rewards program of your credit card and make sure you’re using your credit card in the most effective method possible. Through a combination of the strategies I’ve outlined that you can earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide range of travel perks.