South Dakota Travel Books

Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s a fun way to convert credit card bonus and sign-up incentives into miles that can then be used to obtain discounted or free flights to your desired destinations. With a little bit of imagination and some knowledge, you can fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is all about trading credit card sign-up bonuses and rewards for airline miles. The miles can be used to buy discount or no-cost flights. Some credit cards also permit you to use miles for hotel stays and car rental deals.

How Does it Work?

The secret to successful travel hacking is to take advantage of credit card sign-up bonuses and building out frequent flyer miles with a limited number of airlines. When you are ready to make a booking take a look at the price. If the price is under $300, it’s generally better to pay in cash and use your miles to pay to take a more costly flight. When the flights start getting above $500, you’ll want to check your frequent flyer accounts to find out which airline will give you the best price. All it boils down to is the amount of points or miles in your travel account for each airline.

Begin by Getting Started with Travel Hacking

Ready to learn the secrets of travel hacking? The first step is to open an account with a sign-up offer. There are a lot of fantastic credit cards with a variety of features and benefits. It all depends on your preferred airline, your spending habits, and the features that are most essential to you.

Top Credit Card Picks

Here are some credit cards perfect for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card you’ll need to hit the spending limit for minimum expenditure in order to qualify for the bonus. Every credit card has its own set of rules, so be sure to look up the details. Then it’s all about building up miles and using them to plan your dream vacation!

Ready to jet-set with your goals?

Now that you’ve built up the points balance, you’re ready to redeem them for some delicious getaway! Different credit card companies have different methods for redeeming your rewards, here are some examples from some of the companies I’ve had experience with:

Getaway through Chase Ultimate Reward

If you have a Chase cards, you are able to redeem your points through the Ultimate Rewards portal. In it, you’ll get access to nearly every airline and you can make use of a combination of money and points to pay for your next trip. You can even book entirely using points if you’ve got enough balance! Sometimes even if you do not have enough points to cover the entire cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using any credit card.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you know that when you book directly through United, you have the option to pay with dollars or points? Be careful that if you don’t have enough points, you can’t combine points and dollars for the same flight. If you’re a few points short, United gives you the option to purchase additional miles.

JetBlue

Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra space and complimentary snacks. In addition, their booking procedure is similar to that of United Airlines that allows passengers to book flights using JetBlue either dollars or points, however, not both. The difference is that JetBlue is unique in that they offer a feature that lets you pool your points together with your relatives to earn points twice as quickly. Make sure to verify that you are a family member before trying to hack into the system.

Make sure you spend that minimum amount

If you’re like me or my travel companion Becca, you’re probably pretty thrifty and it’s challenging to attempt to spend thousands of dollars to hit the required amount to qualify for a credit card bonus. Don’t worry because we’ve been there and are here to share some of our tips and tricks.

Pay your rent (if you can)

This is a huge one! If you’re able to pay your rent with a credit card, do it! Be prepared to pay a fee, usually about 3%. It might be worth it in the long run when the bonus is large enough.

Make a payment on a medical expense

Another excellent way to meet the spending limit is to cover an medical bill. If you do not have any medical expenses coming up Ask your family members to pay them for theirs, and they’ll pay you back.

Pay off a loan

If you’re a borrower you owe, think about paying them off with your credit card. Make sure to pay the credit card balance in full so you don’t end up with more debt.

Ask family members for assistance

Talk to your family and look into any big expenses coming up which you could help pay for. Make sure that you are able to trust the person and they are aware of the reason for taking the initiative.

Purchase gifts

If it’s the holiday season, consider buying all your gifts with the credit card you have. So you’ll be able to reach the minimum spending requirement and also be ready for gift giving. Make sure that you’re not spending more than you thinking of.

There are a lot of ways to make the most from the travel credit card and accrue points or miles to use towards the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising the rewards you earn:

Pay for travel expenses using your credit card

If you’re planning a vacation, make use of you travel credit card to book your flight, hotel or rental car, as well as any other travel-related expenses. Not only will you achieve the minimum spend to qualify for a credit card reward, however, you’ll also earn points or miles for those costs.

Make use of your credit card to pay to pay for your everyday expenses

Another way to hit the minimum spend and earn points is using your credit card for everyday expenses. This can include things like gas, groceries, and even your phone bill. Be sure to pay the balance off in full each month so you don’t accrue interest charges.

Make the most of bonus categories

Many travel credit cards offer miles or bonus points for certain types of purchases, like eating out or travelling. Check out your credit card’s rewards program and make use of any bonus categories that match with your spending habits.

Think about a balance transfer

If you have existing outstanding debt due to a high-interest credit card, you might want to transfer the balance to an account with a travel credit card that has a 0% introductory APR for balance transfers. This will enable you to pay off your debts without accruing interest. It will also help you hit the minimum spending requirement for the credit card’s bonus.

Use your points or miles wisely

If you’ve amassed a large amount of points or miles make sure you use them in a responsible manner. Check out the rewards program on your credit card and compare the worth of various redemption options. For example, using your points to book a flight directly with the airline could provide you with a greater value than using them for a gift card.

Another suggestion is to use rewards cards that allow you to transfer your points to other loyalty programs. This allows you to have a wider range of options and greater freedom when it comes to redeeming your rewards. For example, you may be capable of transferring your rewards to frequent flyer programs of airlines or Hotel rewards programme. This gives you access to a larger selection of hotels, flights, and other travel perks that may not be available through the rewards program of your credit card.

Also, determine whether your credit card has some perks that could save you money on travel-related costs. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that could be invaluable when you travel.

If you’re traveling with a friend each of you will be able to get rewards on your credit card. Make sure you don’t share the costs on the same card. Also, make sure to track your rewards in a separate manner.

The key to maximizing your travel rewards is to understand the rewards program on your credit card and ensure that you’re using it in the most efficient method possible. By using an array of strategies I’ve outlined that you can earn rewards fast, exchange them for travel experiences that are worth it, and enjoy a wide assortment of travel-related perks.