Are you tired of paying thousands of dollars on travel? Well, good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert credit card welcome bonuses and other incentives into miles which can be used to score discounted or free flights to your desired destinations. With a bit of imagination and a little bit of insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. These miles can then be used to buy discounted or even free flights. Certain credit cards let you redeem miles to pay for hotel stays or car rental offers.
How Does it Work?
The most effective method for successful travel hacking is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles on a select group of airlines. When you are ready to book a flight, evaluate the cost. If the cost is less than $300, it’s generally better to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb over $500, you’ll need to check those frequent flyer accounts and see which airline can give you the most value. It all comes down to the amount of miles or points in your travel bank for each airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? Your first task is opening the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards that provide a variety of benefits and features. It is all dependent on the airline, your habits with spending and the features that are most essential to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to qualify for the bonus. Every credit card has its own set of guidelines, so make sure to check for the details. Then you can begin to rack miles and using them to book your dream vacation!
Are you ready to set sail with your points?
After you’ve accrued your points balance, you’re ready to use them towards delicious getaway! Different credit card companies will have different methods for redeeming your points. Here are a few examples from some of the companies I have experience with:
Getaway with Chase Ultimate Rewards
If you’re a holder of a Chase card, you can redeem your points via the Ultimate Rewards portal. Through this portal you’ll have access to almost every airline. You can make use of a combination of money and points to pay for your trip. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes even if you do not possess enough points for the total cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying the full cost for your flight tickets? Did you not know that when you book directly through United you can choose the option of paying using either points or dollars? But, be careful in case you don’t have enough points you can’t combine dollars and points on one flight. Don’t worry, though, if you’re a few points short, United gives you the option to purchase additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra legroom and free snacks. In addition, their booking procedure is similar to that of United Airlines which allows passengers to book flights using JetBlue dollar or points however, not both. The difference is that JetBlue offers a distinct feature that allows you to join your points with your relatives to earn points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel buddy Becca I’m sure you’re pretty economical and it’s daunting to try to spend thousands of dollars to hit the minimum amount required to earn a credit card bonus. However, don’t be worried, we’ve been through it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent with credit card, go for it! Make sure you pay a fee, usually at least 3%. It may be worth it in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another excellent way to meet the spending limit is to cover the medical bills. If you do not have any medical expenses in the near future then ask your family members if you can pay their medical bills and they’ll repay you.
Make a payment to pay off the loan
If you’re in the middle of a loan you owe, think about paying them off with your credit card. Make sure to pay the credit card balance in full , so that you don’t accrue more debt.
Ask family members for assistance
Discuss your family with them and look into any major expenses in the near future that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they are aware of the reason for doing it.
If you’re celebrating the holidays you should consider purchasing all your gifts using cards from your credit account. So you’ll be able to reach the minimum spending requirement and also be ready for gift giving. Make sure that you’re not spending more than you were already planning to.
There are plenty of ways to make the most of the travel credit card. earn miles or points to spend on flights or other travel-related expenses. Here are some additional ideas for maximizing your rewards
Pay for travel expenses using your credit card
If you’re planning a trip, use the travel credit card to pay for your flight, hotel, rental car, and any other travel expenses. Not only will you be able to meet the required amount for your credit card and earn points, however, you’ll also earn points or miles for the costs.
Make use of your credit card to pay for all your daily expenditures
Another way to hit the minimum spend to earn rewards is making use of your credit card for daily expenditures. This could include things like gas, groceries, and even your phone bill. Make sure you pay the balance off in full each month so you don’t accumulate interest.
Benefit from bonus categories
Some travel credit cards will offer bonus points or miles for specific types of purchases, including eating out or traveling. Make sure you review the rewards program of your credit card and take advantage of any bonus categories that align with your spending routines.
Take into consideration a balance transfer
If you have existing debt on a high-interest credit card, think about transferring that balance onto a travel credit card with a 0% introductory APR for balance transfer. This will let you pay off your debts without accruing interest. It will also assist you in reaching the minimum spending requirement for the credit card bonus.
Utilize your miles and points prudently
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them wisely. Check out the rewards program on your credit card, and evaluate the worth of various redemption options. For instance, using points to book a flight directly with the airline could provide you with a greater value than using them to purchase a gift card.
Another option is to get an rewards card that permits you to transfer your rewards to different loyalty program. This will let you get a wider selection of choices and more freedom when it comes to redeeming your rewards. For example, you may be able to transfer your rewards to an airline’s frequent flyer program or a reward program for hotels. This will give the benefit of a greater range of flights, hotels and other travel benefits which are not offered through your credit card’s rewards program.
Additionally, try to determine whether your credit card has some perks that could help you save money on travel costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.
Finally, when you’re traveling with a friend, both of you can get rewards on your credit card. Just remember that you can’t divide the cost with the same card. Also, make sure to track the rewards you earn separately.
The key to reaping the maximum benefits from your travel rewards is to understand your credit card’s rewards program and to ensure you’re using this program in the most effective way possible. Utilizing a combination of the strategies I’ve listed, you’ll be able to get rewards in a short time, use rewards for valuable travel experiences and benefit from a wide variety of travel benefits.