Are you fed up of spending a fortune on airfare? Then, there’s a good news! Travel hacking is the answer to all your travel problems. It’s an exciting way to convert credit card sign-up bonuses and incentives into airline miles, which can be used to score discounted or complimentary flights for your desired destinations. With a bit of imagination and some knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and incentives for airline miles. These miles can later be used to purchase discounted or even free flights. Certain credit cards will also allow you to redeem miles to pay for hotel stays or rental car deals.
How Does it Work?
The key to success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program with a limited number of airlines. When it comes time to make a booking consider the cost. If the cost is less than $300, it’s best to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb higher than $500, it’s best to review the frequent flyer account to see which airline can give you the best deal. All it boils down to is the number of points or miles you have you have in your travel savings account for every airline.
Start with Travel Hacking
Ready to learn the secrets of travel hacking? The first step is to open a credit card with a sign-up offer. There are a lot of fantastic credit cards that provide many benefits and features. It is all dependent on the airline, your spending habits, and what features are essential to you.
Top Credit Card Picks
Here are some credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to receive the bonus. Each card has its own guidelines, so make sure to look up this information. From there you can begin to rack up miles and using them to book your dream vacation!
Are you ready to go on a jet-setting with your ideas?
Now that you’ve built up the points balance, you’re ready to use them towards delicious getaway! Different credit card companies offer different ways to redeem your points. Here are some examples from a few of the ones I have experience with:
Take a trip by using Chase Ultimate Rewards
If you own a Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. Through the portal, you’ll have access to nearly every airline, and you can combine points and cash to pay for your travel. You can even book entirely on points if you have the funds to pay for it! Sometimes, even if you don’t possess enough points for the entire cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United You have the option to pay with dollars or points? Be careful, if you don’t have enough points, you can’t combine points and dollars for flights. No worries though, if you’re only a couple of points away, United provides the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience with extra legroom and free snacks. In addition, their booking procedure is similar to United’s, allowing customers to book using either JetBlue dollar or points, however, not both. But, JetBlue is unique in that they offer a feature that lets you pool your points together with your relatives to earn points twice as fast. Make sure to verify that you are a family member before trying to hack the system.
Make sure you spend that minimum amount
If you’re like me and my travel buddy Becca, you’re probably pretty frugal and it can be challenging to attempt to spend thousands of dollars in order to meet the minimum spend for the credit card bonus. However, don’t be worried as we’ve done it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using credit card, go for it! Be prepared to pay a fee, usually at least 3%. It could be worthwhile in the end in the event that the bonus is substantial enough.
Pay a medical bill
Another great way to hit the spending limit is to pay for the medical bills. If you don’t have any medical bills coming up, ask your family members if you can pay them for theirs, and they can pay you back.
Pay off a loan
If you’re in the middle of a loan take into consideration paying them off with an credit card. Make sure to pay off the balance on your credit card in full , so that you don’t end up with additional debt.
Ask family for help
Talk to your family and see if they have any big expenses coming up that you can help pay for. Make sure that you are able to are able to trust the person and that they understand why you’re doing it.
If you’re in the middle of the holiday season, consider buying all your gifts using the credit card you have. In this way, you’ll meet the minimum spending limit and be ready to give gifts. Just make sure you’re not spending more than you were already thinking of.
There are plenty of ways to get the most out of the travel credit card. You can earn miles or points to be used towards airfares or other travel-related costs. Here are some additional ideas for maximizing your rewards:
Make travel reservations using your credit card
When you’re planning your next trip, make use of the travel credit card to book your hotel, flight, rental car, and any other travel-related expenses. Not only will you achieve the minimum amount of spending required to qualify for a credit card reward and earn points, but you’ll also earn points or miles for the costs.
Utilize your credit card to pay to pay for your everyday expenses
Another way to hit the minimum spending requirement and earn points is by utilising your credit cards for daily expenditures. This could include things like food, gas or even your phone bill. Be sure to pay off the balance each month in full so you don’t accrue interest charges.
Benefit from bonus categories
Some travel credit cards will offer bonus points or miles on certain kinds of purchases, such as eating out or travelling. Make sure you review your credit card’s rewards program and make use of any bonus categories that match with your spending habits.
Consider the possibility of transferring your balance
If you’re in the middle of a outstanding debt due to a high-interest credit card, think about transferring that balance to the travel credit card which has a 0% introductory APR for balance transfers. This will let you pay off your debt without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card’s bonus.
Use your points or miles prudently
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize them wisely. Review the rewards program for your credit card and compare the benefits of different redemption options. For instance using points to book a ticket directly through the airline may provide you with a greater value than using them for the purchase of a gift card.
Another suggestion is to use an rewards card that permits you to transfer your points to other loyalty programs. This allows you to have a wider range of choices and more freedom when it comes to redeeming your rewards. For instance, you might be eligible to transfer your reward to frequent flyer programs of airlines or a Hotel rewards programme. This will give the benefit of a greater range of flights, hotels as well as other travel perks that may not be offered through your credit card’s rewards program.
Also, discover the card’s benefits. some perks that could save you money on travel-related costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that could be extremely valuable when you’re traveling.
Finally, when you’re traveling with a friend, both of you can earn rewards using your own credit card. Just remember that you can’t share the costs on the same card. Also, make sure to keep track of your rewards in a separate manner.
The key to making the most of your travel rewards is to understand the rewards program on your credit card and ensure that you’re making use of it in the most effective method. By using all of the strategies I’ve listed, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it, and enjoy a wide assortment of travel-related perks.