Scubapro Travel Fins

Are you fed up of spending thousands of dollars on travel? Well, good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert credit card sign-up bonuses and incentives into airline miles, that can then be used to get discounted or even free flights to your dream destinations. With a bit of creativity and some insider know-how, you’ll fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to pay for cheap or free flight tickets. Certain credit cards let you redeem miles to pay for hotel stays or rental car deals.

How Does it Work?

The secret to success in hacking your travel plans is to take advantage of credit card sign-up bonuses and establishing frequent flyer miles with a limited number of airlines. When it’s time to make a booking consider the cost. If the flight is less than $300, it’s generally better to pay cash and use your miles to pay to take a more costly flight. If your flights begin to climb above $500, you’ll want to look into the frequent flyer account to find out which airline will give you the best price. All it boils down to is the amount of points or miles you have in your travel bank for every airline.

Begin by Getting Started with Travel Hacking

Ready to learn the secrets to travel hacking? First step to open the credit card that comes with a sign-up offer. There are a lot of fantastic credit cards that offer various benefits and features. It all depends on your preferred airline, spending habits and what features are crucial to you.

Top Credit Card Picks

Here are a few credit card options that can be excellent for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit or debit card, you’ll need to reach the spending limit for minimum expenditure in order to get the bonus. Every card has different guidelines, so make sure to look up the details. From there you can begin to rack up miles and using them to plan your dream trip!

Ready to jet-set with your points?

After you’ve accrued the points balance, you’re ready to redeem them for some delicious getaway! Different credit card companies will offer different ways to redeem your points. Here are some examples from a few of the ones I’ve had experience with:

Escape with Chase Ultimate Rewards

If you’re a holder of a Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. Within it, you’ll get access to nearly every airline, and you can make use of a combination of money and points to book your travel. You can even book completely using points if you’ve got enough balance! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.

 

United

Are you tired of paying full price for flights? Did you realize that when booking directly through United you can choose the option of paying with either points or dollars? But, be careful that if you don’t have enough points you aren’t able to combine points and dollars on flights. Don’t worry, though, if you’re a few point short United also offers the option of buying additional miles.

JetBlue

Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience , with more legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines which allows you to book with either JetBlue points or dollars but not both. However, JetBlue is unique in that they offer a feature that lets you join your points with your relatives to earn points twice as fast. Make sure to prove you’re really family before trying to hack into the system.

Hit that Minimum Spend

If you’re like me or my travel companion Becca, you’re probably pretty frugal and it can be daunting to try to spend thousands of dollars to reach the required amount to qualify for a credit card bonus. Don’t worry, we’ve been through it and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay your rent using credit card, go for it! Be prepared to pay a fee, usually around 3%. It might be worth it over the long term in the event that the bonus is substantial enough.

Pay a medical bill

Another excellent way to meet the spending limit is to pay for the medical bills. If you don’t have any medical bills due then ask your relatives if you could pay them for theirs, and they’ll repay you.

Make a payment to pay off the loan

If you’re a borrower you owe, think about paying them off with the credit card you have. Make sure to pay off the balance on your credit card in full so you don’t accrue more debt.

Ask family for help

Discuss your family with them and determine if they’ve got any large expenses coming up which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they know why you’re doing this.

Purchase presents

If you’re celebrating the holidays, consider buying all your gifts with your credit card. In this way, you’ll hit that minimum spend and also be prepared for gift giving. Just make sure you’re not spending more than you already contemplating to.

There are many ways to make the most of your travel credit card and earn miles or points to be used towards flights or other travel-related expenses. Here are a few additional ways to maximize the rewards you earn:

Pay for travel expenses using your credit card

When you’re planning your next trip, use you travel credit card for booking your flight, hotel or rental car, as well as any other travel expenses. You’ll not only be able to meet the minimum spend to qualify for a credit card, but you’ll also earn points or miles for those expenses.

Use your credit card for all your daily expenses

Another way to meet the minimum amount of spending in order to accumulate points by making use of your credit card to pay for everyday expenses. This could include things like gas, groceries, and even your phone bill. Just make sure to pay off the balance in full every month to ensure you don’t accrue interest charges.

Benefit from bonus categories

Many travel credit cards offer miles or points in exchange for certain types of purchases, including eating out or traveling. Be sure to review the rewards program of your credit card and make use of any bonus categories that align with your spending routines.

Consider the possibility of transferring your balance

If you have existing outstanding debt due to a high-interest credit card, consider transferring that balance onto the travel credit card which has an introductory rate of 0% for balance transfers. This will allow you to pay off your debt without accruing interest and simultaneously aid in achieving the minimum spend for the credit card bonus.

Utilize your miles and points wisely

Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card and compare the value of different redemption options. For instance you can use points to book a flight directly through the airline may provide you with a greater return than using them for a gift card.

Another suggestion is to use a rewards card that allows you to transfer your points to other loyalty programs. This will allow you to enjoy a greater variety of choices and more flexibility in redeeming your rewards. For example, you may be capable of transferring your rewards to the frequent flyer program of an airline or Hotel rewards programme. This will give you access to a larger variety of hotels, flights and other travel benefits which are not offered through the rewards program on your credit card.

Also, find out if your credit card offers certain benefits that will save you money on travel-related expenses. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.

Finally, when you’re traveling with a companion, both of you can earn rewards using your own credit card. Make sure you don’t share the costs on the same card, and be sure to track your rewards separately.

Overall, the key to maximizing your travel rewards is to know the rewards program on your credit card and to ensure you’re using your credit card in the most effective way possible. By using an array of methods I’ve described, you’ll be able to earn rewards fast, exchange them for valuable travel experiences and take advantage of a broad variety of travel benefits.