Are you tired of spending thousands of dollars on travel? Good news! Travel hacking could be the solution to your travel-related problems. It’s a fun way to convert welcome bonuses and other incentives into airline miles which can be used to get discounted or even complimentary flights for your desired destinations. With a little imagination and a little bit of insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses and rewards for airline miles. These miles can then be used to buy discounted or even free flights. Certain credit cards will also permit you to use miles towards hotel stays or rental car offers.
How Does it Work?
The secret to success in hacking travel is taking advantage of credit card sign-up bonuses and to establish a frequent flyer mile program on a select group of airlines. When it comes time to make a booking, evaluate the cost. If the price is less than $300, it’s best to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise over $500, you’ll need to review your frequent flyer accounts and see which airline can give you the best deal. All it boils down to is the number of miles or points you have in your travel savings account for each airline.
Start with Travel Hacking
Are you ready to discover the secrets of travel hacking? First step to open the credit card that comes that comes with a welcome bonus. There are plenty of great credit cards with a variety of features and benefits. It is all dependent on the airline, your habits with spending and the features that are most important to you.
Top Credit Card Picks
Here are some credit cards perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Each card has its own guidelines, so make sure to check for this information. From there it’s all about building miles and using them to plan your dream trip!
Are you ready to set sail with your points?
Once you’ve accumulated the points balance, you’re ready to use them towards delicious travel! Different credit card companies will have different methods for redeeming your points, but here are some examples from a few of the companies I’ve had experience with:
Getaway with Chase Ultimate Rewards
If you’re a holder of a Chase card, you are able to redeem your points via the Ultimate Rewards portal. In it, you’ll get access to virtually every airline and you can make use of a combination of points and cash to book your travel. You can book your flight entirely with points if you’ve the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for total cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying the full cost for flights? Did you not know that when you book directly through United You have the option of paying using dollars or points? Butbe aware in case you don’t have enough points, you cannot combine dollars and points for the same flight. If you’re just a few point short United provides the option of buying additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience , with more legroom and free snacks. Additionally, their booking process is similar to United’s, allowing passengers to book flights using JetBlue dollar or points but not both. The difference is that JetBlue has a unique feature that allows you to pool your points together with family members to accrue points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel buddy Becca You’re probably quite economical and it’s daunting to try to spend thousands of dollars to reach the required amount to qualify for a credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent using credit card, go for it! Just be prepared to be charged a fee, typically at least 3 percent. It could be worthwhile in the long run if the bonus is high enough.
Pay for a medical bill
Another great way to hit the required spending is to cover an medical bill. If you do not have any medical expenses coming up, ask your family members if you can pay for theirs and they can pay you back.
Pay off the loan
If you’re a borrower you owe, think about paying them off with the credit card you have. Be sure to pay off the balance on your credit card in full , so that you don’t accrue additional debt.
Ask your family members for help
Ask your family members to look into any big expenses coming up that you can help pay for. Make sure that you are able to are able to trust the person and that they are aware of the reason for taking the initiative.
If it’s the holiday season take into consideration buying all of your gifts with your credit card. In this way, you’ll hit that minimum spend and also be ready to give gifts. Be sure to avoid spending more than you already planning to.
There are plenty of ways to make the most out of your travel credit card. accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are a few more ideas for maximizing your rewards:
Book travel expenses with your credit card
Whenever you’re planning a trip, make use of the travel credit card to book your hotel, flight or rental car, as well as any other travel expenses. In addition, you’ll achieve the minimum spend to earn your credit card reward and earn points, but you’ll also earn points or miles on the expenses.
Use your credit card to pay for your everyday expenditures
Another way to hit the minimum spending requirement and earn points is by utilising your credit cards to pay everyday expenses. This can include items like groceries, gas, and even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t accrue interest charges.
Benefit from bonus categories
Some travel credit cards will offer miles or bonus points for certain types of purchases, including dining or travel. Be sure to review your rewards program on your credit card and make use of any bonus categories that match with your spending routines.
Take into consideration a balance transfer
If you have existing debt on a high-interest credit card, you might want to transfer the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will let you pay off your debt without accruing interest, and also help you hit the minimum amount required to earn the credit card’s bonus.
Use your points or miles wisely
When you’ve earned a significant amount of miles or points, be sure to use the points or miles wisely. Examine the rewards program of your credit card and then compare the worth of various redemption options. For instance, using your points to book a ticket directly with the airline could offer better return than using them for a gift card.
Another option is to get a rewards card that allows you to transfer your rewards to different loyalty program. This will allow you to get a wider selection of choices and more flexibility in making use of your rewards. For example, you may be eligible to transfer your rewards to an airline’s frequent flyer program or reward program for hotels. This can give you access to a larger range of flights, hotels and other travel benefits which are not accessible through the rewards program on your credit card.
Additionally, try to find out the card’s benefits. some perks that could reduce your travel costs. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that could be very beneficial when traveling.
When you travel with someone else, both of you can earn rewards using your credit card. Be aware that you cannot split the cost on the same card. Also, make sure to keep track of the rewards you earn separately.
The key to reaping the maximum benefits from your travel rewards is to understand the rewards program on your credit card and ensure that you’re making use of your credit card in the most efficient method possible. Utilizing a combination of the methods I’ve described, you’ll be able to earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.