San Diego Travel Baseball League

Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to turn credit card sign-up bonuses and incentives into miles which can be used to obtain discounted or free flights to your ideal destinations. With a little bit of imagination and some knowledge, you can travel for free in no time.

The Basics of Travel Hacking

Travel hacking is about trading credit card sign-up bonuses and incentives for airline miles. The miles can be used to buy cheap or free flight tickets. Certain credit cards will also permit you to use miles for hotel stays and rental car deals.

How Does it Work?

The most effective method for success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and building out frequent flyer miles with a limited number of airlines. When you are ready to book a flight take a look at the price. If the flight is under $300, it’s best to pay in cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb above $500, you’ll want to look into those frequent flyer accounts to determine which airline offers you the best price. All it boils down to is the amount of points or miles in your travel account for each airline.

Begin by Getting Started with Travel Hacking

Are you ready to discover the secrets to hacking travel? The first step is opening a credit card with a sign-up bonus. There are many great credit cards that provide various features and benefits. It all depends on your preferred airline, your spending habits, and the features that are most important to you.

Top Credit Card Picks

Here are some credit card options that can be great to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit or debit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Every credit card has its own set of rules, so be sure to look up the details. Then, it’s all about racking up miles, and then using them to book your dream trip!

Ready to jet-set with your ideas?

After you’ve accrued your points amount, it’s time to redeem them for some nice vacation! Different credit card companies have different methods of redeeming your points. Here are some examples from a few of the ones I’ve had experience with:

Take a trip through Chase Ultimate Reward

If you have an Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. In the portal, you’ll have access to virtually every airline and you can use a combination of the points as well as cash in order to pay for your trip. You can even book completely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for entire cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.

 

United

Are you tired of paying the full cost for your flight tickets? Did you not know that when you book directly through United you can choose the option to pay with either points or dollars? But, be careful, if you don’t have enough points, you can’t combine dollars and points on one flight. Don’t worry, though, if you’re only a couple of points short, United also offers the option to purchase additional miles.

JetBlue

Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience with extra legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines, allowing you to book with either JetBlue either dollars or points however, not both. The difference is that JetBlue is unique in that they offer a feature that lets you pool your points together with your relatives to earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack the system.

Reach that Minimum Spend

If you’re like me and my travel companion Becca I’m sure you’re pretty frugal and it can be daunting to try to spend thousands of dollars to reach the minimum spend for a credit card bonus. However, don’t be worried because we’ve been there and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able to pay for your rent using credit card, go for it! Make sure you be charged a fee, typically about 3 percent. It might be worth it over the long term if the bonus is high enough.

Pay for a medical bill

Another great way to hit the spending limit is to cover the medical bills. If you don’t have any medical bills due Ask your relatives if you could pay them for theirs, and they will reimburse you.

Make a payment to pay off a loan

If you’re a borrower you owe, think about making payments on them with your credit card. Just make sure you pay the credit card balance in full so you don’t accumulate more debt.

Ask family members for assistance

Talk to your family and look into any big expenses coming up that you can help pay for. Just make sure you have confidence in the person you are talking to and they understand why you’re doing this.

Buy gifts

If you’re celebrating the holidays you should consider purchasing all your gifts using your credit card. In this way, you’ll hit that minimum spend and also be ready to give gifts. Make sure that you’re not spending more than you already contemplating to.

There are many ways to get the most out of the travel credit card. You can accrue points or miles to use towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising the rewards you earn:

Make travel reservations using your credit card

If you’re planning a trip, use the travel credit card for booking your flight, hotel or rental car, as well as any other travel expenses. In addition, you’ll be able to meet the minimum amount of spending required to earn your credit card as well, but you’ll also earn points or miles to cover these expenditures.

Use your credit card to pay for your everyday expenses

Another way to hit the minimum spending requirement and earn points is making use of your credit card to pay for every day expenditures. This could be items like groceries, gas or even your phone bill. Be sure to pay off the balance in full every month to ensure you don’t pay interest.

Take advantage of bonus categories

Some travel credit cards will offer miles or bonus points on certain kinds of purchases, like dining or travel. Check out your rewards program on your credit card and make use of any bonus categories that align with your spending habits.

Consider a balance transfer

If you have existing debt on a high-interest credit card, think about transferring the balance to a travel credit card with the introductory APR of 0% for balance transfers. This will allow you to pay off your debts without accruing interest and simultaneously assist you in reaching the minimum amount required to earn the credit card’s bonus.

Use your points or miles wisely

If you’ve amassed a large amount of miles or points make sure you use them in a responsible manner. Examine the rewards program of your credit card, and evaluate the worth of various redemption options. For instance you can use points to book a flight directly with the airline could offer better value than using them to purchase a gift card.

Another suggestion is to use rewards cards that allow you to transfer your rewards to different loyalty program. This will allow you to get a wider selection of choices and more flexibility in making use of your rewards. For instance, you might be able to transfer your reward to an airline’s frequent flyer program or hotel rewards program. This will give you access to a larger variety of hotels, flights as well as other travel perks which are not accessible through your credit card’s rewards program.

Also, find out if your credit card offers any perks that can help you save money on travel expenses. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that are very beneficial when traveling.

Finally, when you’re traveling with someone else, both of you can get rewards on your own credit card. Just remember that you can’t share the costs on the same card. Also, make sure to keep track of the rewards you earn separately.

In the end, the most important thing to do to maximizing your travel rewards is to know your credit card’s rewards program and make sure you’re using your credit card in the most efficient method. Through an array of methods I’ve described that you can earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide range of travel perks.