Are you tired of paying an enormous amount on flights? Good news! Travel hacking can be the solution to all your travel woes. It’s a fun way to convert welcome bonuses and other incentives into airline miles which you can use to obtain discounted or complimentary flights for your dream destinations. With a little bit of imagination and some knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to buy cheap or free flight tickets. Certain credit cards permit you to use miles to pay for hotel stays or rental car deals.
How Does it Work?
The secret to success in travel hacking is to take advantage of the sign-up bonuses for credit cards and building out frequent flyer miles for a specific group of airlines. When you are ready to book a flight consider the cost. If the price is under $300, it’s best to pay cash and use your miles to pay to take a more costly flight. When the flights start getting over $500, you’ll need to review your frequent flyer accounts to find out which airline will give you the best deal. It all boils down to the number of miles or points you have in your travel savings account for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? Your first task is opening the credit card that comes with a sign-up offer. There are plenty of great credit cards that provide a variety of advantages and features. It depends on the type of airline, spending habits and the features that are most essential to you.
Top Credit Card Picks
Here are a few credit cards perfect for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll need to reach the minimum spend limit in order to receive the bonus. Every card has different guidelines, so make certain to verify the details. From there, it’s all about racking up miles and using them to plan your dream vacation!
Ready to jet-set with your ideas?
Once you’ve accumulated your points amount, it’s time to redeem them for some delicious travel! Different credit card companies will have different methods for redeeming your points, but here are some examples from some of the ones I’ve had experience with:
Take a trip through Chase Ultimate Reward
If you own a Chase credit card, then you can redeem your points via the Ultimate Rewards portal. Within this portal you’ll have access to almost every airline and you can make use of a combination of money and points to pay for your next trip. You can book your flight entirely using points if you’ve got enough balance! Sometimes even if you don’t possess enough points for the full cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying the full cost for flights? Did you realize that when booking directly through United You have the option of paying with either points or dollars? But, be careful in case you don’t have enough points, you cannot combine dollars and points on the same flight. No worries though, if you’re a few points short, United provides the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more space and complimentary snacks. In addition, their booking procedure is similar to that of United Airlines, allowing you to book with either JetBlue points or dollars however, not both. The difference is that JetBlue has a unique feature that allows you to pool your points together with your family members and earn points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca, you’re probably pretty economical and it’s difficult to think of spending thousands of dollars in order to meet the minimum amount required to earn a credit card bonus. Don’t worry as we’ve done it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent using credit card, go for it! Be prepared to pay a cost, which is usually about 3%. It may be worth it over the long term if the bonus is high enough.
Pay a medical bill
Another excellent way to meet the minimum spend is to cover a medical bill. If you don’t have any medical bills in the near future, ask your family members if you can pay them for theirs, and they will reimburse you.
Pay off a loan
If you’re in the middle of a loan you owe, think about repaying them using an credit card. Make sure to pay the credit card balance in full , so that you don’t end up with more debt.
Ask family for help
Talk to your family and see if they have any large expenses coming up that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they know why you’re taking the initiative.
If it’s the holiday season take into consideration buying all of your gifts with cards from your credit account. In this way, you’ll meet the minimum spending limit and also be prepared for giving gifts. Just make sure you’re not paying more than you already thinking of.
There are a lot of ways to get the most from the travel credit card. accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are a few additional suggestions for maximising the rewards you earn:
Book travel expenses with your credit card
When you’re planning your next trip, make use of the travel credit card to book your hotel, flight, rental car, and other travel costs. Not only will you be able to meet the required amount to qualify for a credit card, but you’ll also be earning points or miles to cover those expenditures.
Make use of your credit card to pay for all your daily expenses
Another way to hit the minimum amount of spending to earn rewards is utilising your credit cards for everyday expenses. This could be items like groceries, gas or even your phone bill. Be sure to pay off the balance in full each month so you don’t pay interest.
Take advantage of bonus categories
Some travel credit cards will offer miles or points in exchange for specific types of purchases, including eating out or travelling. Check out your credit card’s rewards program and make use of any bonus categories that match with your spending habits.
Take into consideration a balance transfer
If you’re in the middle of a debt on a high-interest credit card, you might want to transfer that balance onto the travel credit card which has the introductory APR of 0% for balance transfers. This will enable you to pay off your debt without accruing interest, and also aid in achieving the minimum amount required to earn the credit card’s bonus.
Utilize your miles and points prudently
If you’ve amassed a large amount of miles or points make sure you use the points or miles wisely. Check out the rewards program on your credit card and compare the worth of various redemption options. For instance using your points to book a ticket directly with the airline could offer better value than using them to purchase the purchase of a gift card.
Another option is to get rewards cards that allow you to transfer your rewards to different loyalty program. This will allow you to get a wider selection of choices and more flexibility in you want to redeem your rewards. For example, you may be eligible to transfer your reward to the frequent flyer program of an airline or reward program for hotels. This will give you access to a wider variety of hotels, flights as well as other travel perks which are not accessible through your credit card’s rewards program.
Also, find out the card’s benefits. any perks that can help you save money on travel costs. Many cards offer travel insurance and rental car insurance, baggage protection and other benefits that could be invaluable when you travel.
If you’re traveling with a companion each of you will be able to get rewards on your own credit card. Be aware that you cannot split the cost on the same card and make sure you keep track of your rewards separately.
Overall, the key to maximizing your rewards for travel is to be aware of the rewards program on your credit card and ensure that you’re using this program in the most effective method possible. Through an array of strategies I’ve listed that you can earn rewards fast, exchange them for valuable travel experiences and take advantage of a broad range of travel perks.