Round Trip Travel Time

Are you fed up of spending an enormous amount on flights? Good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting method to turn credit card bonus and sign-up incentives into airline miles that can then be used to score discounted or complimentary flights for your dream destinations. With a little bit of imagination and some know-how, you’ll travel for free in no time.

The Basics of Travel Hacking

Travel hacking is the art of exchanging credit card sign-up bonuses and rewards for airline miles. The miles can be used to purchase discount or no-cost flights. Certain credit cards let you redeem miles towards hotel stays or car rental discounts.

How Does it Work?

The most effective method for successful hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program with a limited number of airlines. When it comes time to book a flight, evaluate the cost. If the cost is under $300, it’s best to pay cash and save your miles to take a more costly flight. If the prices start to rise above $500, you’ll want to look into those frequent flyer accounts and determine which airline offers you the most value. It all comes down to the number of miles or points in your travel account for each airline.

Get Started with Travel Hacking

Are you interested in learning the secrets to hacking travel? Your first task is opening an account with a sign-up bonus. There are many great credit cards that provide various benefits and features. It is all dependent on the airline, spending habits and the features that are most essential to you.

Top Credit Card Picks

Here are some credit card options that can be excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit or debit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Every card has different guidelines, so make sure to look up the details. Then you can begin to rack up miles and using them to plan your dream trip!

Are you ready to set sail with your ideas?

Now that you’ve built up the points amount, it’s time to cash them in for some nice travel! Different credit card providers will have different methods for redeeming your rewards, here are some examples from a few of the providers I’ve had experience with:

Escape with Chase Ultimate Rewards

If you own an Chase card, you are able to redeem your points through the Ultimate Rewards portal. In it, you’ll have access to virtually every airline and you can combine the points as well as cash in order to pay for your travel. You can book your flight entirely on points if you have the balance for it! Sometimes even if you don’t have enough points to cover the entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using any credit card.

 

United

Are you tired of paying the full cost for flights? Did you know that when you book directly through United, you have the option of paying with dollars or points? But, be careful in case you don’t have enough points, you aren’t able to combine points and dollars for the same flight. Don’t worry, though, if you’re a few point short United provides the possibility of purchasing additional miles.

JetBlue

Looking for a domestic flight? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra legroom as well as free snacks. Plus, their booking process is similar to that of United Airlines which allows passengers to book flights using JetBlue points or dollars however, not both. But, JetBlue offers a distinct feature that lets you join your points with your relatives to earn points twice as quickly. Be sure to prove you’re really family before trying to hack into the system.

Hit that Minimum Spend

If you’re anything like me and my travel buddy Becca I’m sure you’re pretty economical and it’s daunting to try to spend thousands of dollars to hit the minimum amount required to earn the credit card bonus. Don’t worry, we’ve been through it and we’re here to share our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay your rent with credit card, go for it! Just be prepared to pay a fee, usually about 3%. It might be worth it over the long term when the bonus is large enough.

Pay for a medical bill

Another way to reach the minimum spend is to cover the medical bills. If you do not have any medical expenses in the near future, ask your family members to pay them for theirs, and they’ll pay you back.

Pay off the loan

If you’re a borrower you owe, think about making payments on them with an credit card. Just make sure you pay off the credit card balance in full so you don’t accrue more debt.

Ask your family members for help

Talk to your family and determine if they’ve got any large expenses coming up that you can contribute for. Just make sure you are able to trust the person and that they understand why you’re doing this.

Give gifts

If it’s the holiday season you should consider purchasing all of your gifts with your credit card. So you’ll be able to meet the minimum spending limit and also be prepared for gift giving. Just make sure you’re not spending more than you already planning to.

There are many ways to get the most from your travel credit card. You can earn miles or points to be used towards flights or other travel-related expenses. Here are a few additional ways to maximize the rewards you earn:

Book travel expenses with your credit card

If you’re planning a trip, make use of the travel credit card for booking your hotel, flight or rental car, as well as any other travel-related expenses. In addition, you’ll achieve the minimum spend for your credit card bonus and earn points, however, you’ll also earn points or miles for the expenses.

Utilize your credit card to pay for everyday expenditures

Another way to hit the minimum amount of spending to earn rewards is by utilising your credit cards to pay daily expenditures. This could be things like gas, groceries, and even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t accrue interest charges.

Benefit from bonus categories

Many travel credit cards offer miles or points in exchange for certain types of purchases, such as eating out or traveling. Be sure to review your credit card’s rewards program and make use of any bonus categories that align with your spending habits.

Take into consideration a balance transfer

If you’re in the middle of a outstanding debt due to a high-interest credit card, think about transferring the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will let you pay off your debt without accruing interest. It will also help you hit the minimum amount required to earn the credit card bonus.

Make use of your miles or points prudently

If you’ve amassed a large amount of points or miles make sure you use them in a responsible manner. Check out the rewards program on your credit card and then compare the value of different redemption options. For instance you can use points to book a flight directly with the airline could give you a better value than using them for an gift card.

Another tip is to use a rewards card that allows you to transfer points to other loyalty programs. This allows you to have a wider range of choices and more flexibility when redeeming your rewards. For example, you may be eligible to transfer your reward to an airline’s frequent flyer program or a reward program for hotels. This will give the benefit of a greater selection of hotels, flights and other travel benefits that aren’t available through the rewards program on your credit card.

Additionally, try to find out the card’s benefits. certain benefits that will help you save money on travel costs. A lot of credit cards provide travel insurance and rental car insurance, baggage protection, and other benefits that can be very beneficial when traveling.

When you travel with a friend and both of you earn rewards using your own credit card. Make sure you don’t share the costs on the same card and make sure to track your rewards in a separate manner.

The key to making the most of your travel rewards is to understand your credit card’s rewards program and to ensure you’re making use of your credit card in the most effective method possible. By using a combination of the methods I’ve described that you can get rewards in a short time, use them for valuable travel experiences and take advantage of a broad assortment of travel-related perks.