Are you tired of paying a fortune on airfare? Then, there’s a good news! Travel hacking is the answer to your travel-related problems. It’s an exciting way to convert welcome bonuses and other incentives into miles that can then be used to obtain discounted or cheap flights from your desired destinations. With a little bit of imagination and some knowledge, you can fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to pay for cheap or free flight tickets. Certain credit cards will also permit you to use miles to pay for hotel stays or rental car discounts.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program on a select group of airlines. When it comes time to book a flight take a look at the price. If the cost is under $300, it’s best to pay in cash and save your miles for a more expensive flight. If your flights begin to climb higher than $500, it’s best to check those frequent flyer accounts to see which airline can give you the best price. It all boils down to the amount of points or miles you have in your travel savings account for every airline.
Start with Travel Hacking
Ready to learn the secrets of travel hacking? Your first task is to open the credit card that comes with a sign-up offer. There are many great credit cards that provide a variety of advantages and features. It all depends on your preferred airline, spending habits and what features are crucial to you.
Top Credit Card Picks
Here are some credit cards great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll have to meet the spending limit for minimum expenditure in order to qualify for the bonus. Each card has its own guidelines, so make sure to look up this information. From there it’s all about building miles and using them to book your dream trip!
Ready to jet-set with your ideas?
Once you’ve accumulated your points amount, it’s time to cash them in for some delicious vacation! Different credit card companies will offer different ways to redeem your points. Here are a few examples from some of the companies I’ve worked with:
Take a trip through Chase Ultimate Reward
If you own an Chase cards, you can redeem your points through the Ultimate Rewards portal. In it, you’ll have access to almost every airline and you can combine points and cash to pay for your next trip. You can even book completely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t have enough points to cover the entire cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you tired of paying the full cost for your flights? Did you know that when you book directly through United, you have the option of paying using either points or dollars? Be careful, if you don’t have enough points, you aren’t able to combine points and dollars on one flight. Don’t worry, though, if you’re just a few points away, United also offers the possibility of purchasing additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is like United’s which allows you to book with either JetBlue either dollars or points but not both. But, JetBlue is unique in that they offer a feature that lets you join your points with your relatives to earn points twice as fast. Just make sure you can verify that you are a family member before trying to hack the system.
Reach that Minimum Spend
If you’re anything like me and my travel buddy Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars to hit the minimum spend for credit card bonuses. Don’t worry, we’ve been through it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent with a credit card, do it! Make sure you pay a fee, usually at least 3 percent. It may be worth it in the long run in the event that the bonus is substantial enough.
Pay for a medical bill
Another excellent way to meet the required spending is to cover a medical bill. If you do not have any medical expenses due Ask your family members if you can pay for theirs and they can reimburse you.
Repay a loan
If you’re a borrower, consider repaying them using the credit card you have. Just make sure you pay the credit card balance in full , so that you don’t accumulate more debt.
Ask your family members for help
Discuss your family with them and determine if they’ve got any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to are able to trust the person and that they know why you’re taking the initiative.
If you’re in the middle of the holiday season, consider buying all your gifts with cards from your credit account. So you’ll be able to meet the minimum spending limit and also be ready for gift giving. Just make sure you’re not spending more than you were thinking of.
There are many ways to get the most from the travel credit card. earn miles or points to be used towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing your rewards:
Make travel reservations using your credit card
If you’re planning a trip, make use of your travel credit card for booking your hotel, flight, rental car, and any other travel-related expenses. Not only will you be able to meet the minimum amount of spending required to earn your credit card reward as well, but you’ll also earn points or miles for the expenditures.
Utilize your credit card to pay for everyday costs
Another way to meet the minimum amount of spending to earn rewards is utilising your credit cards for daily expenditures. This can include things like food, gas or even your phone bill. Be sure to pay off the balance in full every month to ensure you don’t accumulate interest.
Take advantage of bonus categories
Some travel credit cards will offer miles or points in exchange for specific types of purchases, like dining or travel. Make sure you review your rewards program on your credit card and make use of any bonus categories that match with your spending habits.
Consider the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, think about transferring that balance to the travel credit card which has the introductory APR of 0% for balance transfer. This will let you pay off the debt without accruing interest. It will also help you hit the minimum spending requirement for the credit card bonus.
Utilize your miles and points prudently
Once you’ve accumulated a substantial amount of points or miles, be sure to use them wisely. Check out the rewards program on your credit card and then compare the worth of various redemption options. For instance using your points to purchase a flight directly through the airline may give you a better value than using them for the purchase of a gift card.
Another tip is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This allows you to enjoy a greater variety of choices and more freedom when it comes to making use of your rewards. For example, you may be eligible to transfer your rewards to the frequent flyer program of an airline or reward program for hotels. This will give an access wider selection of hotels, flights, and other travel perks that may not be available through the rewards program of your credit card.
Also, determine whether your credit card has some perks that could help you save money on travel expenses. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection and other benefits that could be very beneficial when traveling.
When you travel with a friend and both of you get rewards on your credit card. Just remember that you can’t divide the cost with the same card. Also, make sure to keep track of your rewards in a separate manner.
In the end, the most important thing to do to making the most of your travel rewards is to understand your credit card’s rewards program and make sure you’re using this program in the most effective method possible. Through an array of strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem them for travel experiences that are worth it and take advantage of a broad range of travel perks.