Are you tired of spending thousands of dollars on travel? Then, there’s a good news! Travel hacking is the answer to all your travel problems. It’s a fun way to convert welcome bonuses and other incentives into miles which you can use to get discounted or even free flights to your dream destinations. With a little bit of creativity and some insider know-how, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to pay for cheap or free flight tickets. Certain credit cards permit you to use miles to pay for hotel stays or rental car discounts.
How Does it Work?
The key to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and to establish frequent flyer miles on a select group of airlines. When it comes time to make a booking consider the cost. If the price is less than $300, it’s best to pay cash and use your miles to pay for a more expensive flight. If the prices start to rise over $500, you’ll need to check your frequent flyer accounts to determine which airline offers you the most value. All it boils down to is the number of points or miles in your travel account for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? First step to open an account that comes with a welcome bonus. There are a lot of fantastic credit cards that offer various advantages and features. It all depends on your preferred airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit cards that are great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll have to meet the spending limit for minimum expenditure in order to receive the bonus. Every credit card has its own set of rules, so make sure to check for this information. Then you can begin to rack up miles, and using them to book your dream vacation!
Are you ready to set sail with your goals?
After you’ve accrued the points balance, it’s time to cash them in for some delicious getaway! Different credit card companies will offer different ways to redeem your points. Here are some examples from some of the companies I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you have an Chase credit card, then you are able to use your points to redeem them through the Ultimate Rewards portal. Through the portal, you’ll have access to almost every airline. You can make use of a combination of money and points to book your next trip. You can book your flight entirely using points if you’ve got the balance for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for entire price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you fed up of paying the full cost for your flights? Did you know that when you book directly through United, you have the option of paying using either points or dollars? But, be careful, if you don’t have enough points you cannot combine points and dollars for the same flight. If you’re a few points away, United also offers the option to purchase additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom as well as free snacks. In addition, their booking procedure is like United’s that allows you to book with either JetBlue either dollars or points but not both. However, JetBlue has a unique feature where you can pool your points together with your family members and earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re anything like me and my travel companion Becca I’m sure you’re pretty frugal and it can be daunting to try to spend thousands of dollars to reach the required amount to qualify for the credit card bonus. But don’t fret as we’ve done it and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent with credit card, go for it! Just be prepared to pay a cost, which is usually about 3 percent. It may be worth it over the long term when the bonus is large enough.
Pay a medical bill
Another excellent way to meet the minimum spend is to cover a medical bill. If you do not have any medical expenses due, ask your family members if you can pay for theirs and they can pay you back.
Repay a loan
If you’re a borrower you owe, think about paying them off with your credit card. Make sure to pay off the credit card balance in full so you don’t accrue more debt.
Ask family for help
Ask your family members to look into any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they know why you’re taking the initiative.
If it’s the holiday season, consider buying all your gifts with your credit card. This way you can reach the minimum spending requirement and also be ready to give gifts. Just make sure you’re not spending more than you already planning to.
There are a lot of methods to get the most of using your credit or debit card for travel. accumulate miles or points that you can spend on airfares or other travel-related costs. Here are a few additional ways to maximize the rewards you earn:
Book travel expenses with your credit card
If you’re planning a trip, make use of your travel credit card to pay for your flight, hotel, rental car, and other travel costs. Not only will you be able to hit the minimum spend to qualify for a credit card bonus and earn points, but you’ll also earn points or miles for the expenses.
Utilize your credit card to pay to pay for your everyday expenditures
Another method to reach the minimum amount of spending and earn points is by utilising your credit cards to pay for every day expenditures. This could include things like gas, groceries, and even your phone bill. Be sure to pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
A lot of travel credit cards provide miles or bonus points for specific types of purchases, like eating out or travelling. Check out your rewards program on your credit card and make use of the bonus categories that are in line with your spending habits.
Think about the possibility of transferring your balance
If you are currently in debt on a credit card, consider transferring that balance to the travel credit card which has an introductory rate of 0% for balance transfers. This will let you pay off your debt without accruing interest, and also assist you in reaching the minimum spend for the credit card bonus.
Make use of your miles or points wisely
When you’ve earned a significant amount of points or miles Make sure to utilize them wisely. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For instance you can use your points to book a ticket directly with the airline might provide you with a greater value than using them for the purchase of a gift card.
Another option is to get a rewards card that allows you to transfer points to other loyalty programs. This allows you to get a wider selection of options and greater freedom when it comes to redeeming your rewards. For instance, you might be capable of transferring your reward to the frequent flyer program of an airline or Hotel rewards programme. This will give an access wider range of flights, hotels as well as other travel perks that may not be offered through the rewards program on your credit card.
Additionally, try to discover if your credit card offers any perks that can save you money on travel-related expenses. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that are invaluable when you travel.
When you travel with a companion each of you will be able to earn rewards using your credit card. Just remember that you can’t share the costs on the same card. Also, make sure to track the rewards you earn separately.
The key to maximizing your travel rewards is to understand your credit card’s rewards program and to ensure you’re using this program in the most effective method possible. Through a combination of the strategies I’ve outlined, you’ll be able to get rewards in a short time, use them for valuable travel experiences, and enjoy a wide range of travel perks.