Are you fed up of spending an enormous amount on flights? Good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting method to convert sign-up bonuses and incentives into airline miles that can then be used to get discounted or even free flights to your ideal destinations. With a little bit of imagination and some knowledge, you can fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and incentives for airline miles. These miles can then be used to buy cheap or free flight tickets. Certain credit cards will also allow you to redeem miles for hotel stays and car rental offers.
How Does it Work?
The secret to success in travel hacking is to take advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program with a limited number of airlines. When it comes time to book a flight consider the cost. If the cost is under $300, it’s usually better to pay in cash and use your miles to pay for a more expensive flight. If your flights begin to climb above $500, you’ll want to review the frequent flyer account to find out which airline will give you the best price. It all boils down to the amount of points or miles you have in your travel account for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? The first step is to open the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards with various advantages and features. It depends on the type of airline, your habits with spending and the features that are most essential to you.
Top Credit Card Picks
Here are some credit card options that can be perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll have to meet the minimum spend limit in order to get the bonus. Every credit card has its own set of rules, so be sure to check for the details. From there it’s all about building miles and then using them to book your dream vacation!
Ready to jet-set with your goals?
Once you’ve accumulated your points amount, it’s time to use them towards nice getaway! Different credit card companies will offer different ways to redeem your points, but here are some examples from a few of the ones I’ve worked with:
Getaway through Chase Ultimate Reward
If you’re a holder of an Chase card, you can redeem your points via the Ultimate Rewards portal. Within this portal you’ll have access to virtually every airline and you can combine the points as well as cash in order to pay for your travel. You can book your flight entirely with points if you’ve the funds to pay for it! Sometimes even if you do not have enough points to cover the entire price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you fed up of paying full price for your flights? Did you know that when you book directly through United You have the option to pay with dollars or points? Butbe aware in case you don’t have enough points you can’t combine dollars and points on flights. Don’t worry, though, if you’re a few point short United provides the option to purchase additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra legroom and free snacks. In addition, their booking procedure is similar to United’s that allows you to book with either JetBlue dollar or points but not both. However, JetBlue is unique in that they offer a feature that lets you pool your points together with family members to accrue points twice as quickly. Just make sure you can verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca I’m sure you’re pretty thrifty and it’s challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn the credit card bonus. However, don’t be worried as we’ve done it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent with a credit card, do it! Just be prepared to pay a fee, usually around 3%. It could be worthwhile in the end in the event that the bonus is substantial enough.
Pay for a medical bill
Another excellent way to meet the required spending is to pay for the medical bills. If you do not have any medical expenses coming up then ask your family members if you can pay their medical bills and they will reimburse you.
Make a payment to pay off a loan
If you’re a borrower take into consideration paying them off with your credit card. Make sure to pay off the credit card balance in full , so that you don’t accrue additional debt.
Ask family for help
Discuss your family with them and determine if they’ve got any big expenses coming up that you can contribute for. Make sure that you are able to trust the person and they are aware of the reason for doing this.
If it’s the holiday season, consider buying all of your gifts with the credit card you have. This way you can reach the minimum spending requirement and also be prepared for gift giving. Make sure that you’re not spending more than you contemplating to.
There are plenty of ways to make the most out of using your credit or debit card for travel. accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing your rewards
Book travel expenses with your credit card
When you’re planning your next trip, make use of you travel credit card for booking your flight, hotel or rental car, as well as any other travel-related expenses. Not only will you be able to hit the minimum amount of spending required to qualify for a credit card reward as well, but you’ll also earn points or miles to cover those costs.
Utilize your credit card to pay to pay for your everyday costs
Another way to meet the minimum spend in order to accumulate points by utilising your credit cards for daily costs. This could include items like groceries, gas and even your telephone bill. Just make sure to pay the balance off each month in full so you don’t accrue interest charges.
Make the most of bonus categories
A lot of travel credit cards provide miles or points in exchange on certain kinds of purchases, such as eating out or travelling. Be sure to review the rewards program of your credit card and make use of any bonus categories that align with your spending habits.
Take into consideration a balance transfer
If you have existing debt on a high-interest credit card, you might want to transfer that balance onto the travel credit card which has the introductory APR of 0% for balance transfers. This will allow you to pay off your debt without accruing interest, and also aid in achieving the minimum amount required to earn the credit card bonus.
Make use of your miles or points prudently
If you’ve amassed a large amount of points or miles Make sure to utilize the points or miles wisely. Examine the rewards program of your credit card and then compare the value of different redemption options. For example, using points to book a ticket directly with the airline might give you a better value than using them to purchase a gift card.
Another option is to get an rewards card that permits you to transfer reward points into other loyalty programmes. This allows you to have a wider range of options and greater freedom when it comes to making use of your rewards. For instance, you might be able to transfer your rewards to the frequent flyer program of an airline or hotel rewards program. This gives an access wider range of flights, hotels, and other travel perks that aren’t offered through the rewards program on your credit card.
Also, discover whether your credit card has any perks that can reduce your travel costs. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection, and other benefits that could be extremely valuable when you’re traveling.
Finally, when you’re traveling with a friend each of you will be able to earn rewards with your own credit card. Just remember that you can’t split the cost on the same card, and be sure you keep track of your rewards in a separate manner.
Overall, the key to making the most of your rewards for travel is to be aware of your credit card’s rewards program and to ensure you’re making use of this program in the most effective method possible. Utilizing all of the strategies I’ve listed in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad assortment of travel-related perks.