Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to convert credit card sign-up bonuses and incentives into airline miles, that can then be used to get discounted or even cheap flights from your desired destinations. With a bit of creativity and some insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and rewards for airline miles. The miles can be used to pay for discounted or even free flights. Some credit cards also permit you to use miles to pay for hotel stays or car rental offers.
How Does it Work?
The key to successful hacking travel is taking advantage of the credit card sign-up bonus and to establish a frequent flyer mile program with a limited number of airlines. When you are ready to book a flight take a look at the price. If the cost is less than $300, it’s best to pay cash and save your miles to book a higher-priced flight. When the flights start getting above $500, you’ll want to review the frequent flyer account and find out which airline will give you the most value. It all comes down to the amount of points or miles you have in your travel bank for each airline.
Start with Travel Hacking
Are you interested in learning the secrets to travel hacking? Your first task is opening an account that comes with a welcome bonus. There are plenty of great credit cards that provide many features and benefits. It all depends on your preferred airline, spending habits and the features that are most essential to you.
Top Credit Card Picks
Here are some credit cards great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to qualify for the bonus. Every credit card has its own set of rules, so make certain to verify this information. Then, it’s all about racking up miles and using them to plan your dream vacation!
Are you ready to set sail with your points?
Once you’ve accumulated your points balance, it’s time to use them towards nice getaway! Different credit card providers will have different methods of redeeming your rewards, here are some examples from some of the providers I’ve had experience with:
Getaway by using Chase Ultimate Rewards
If you’re a holder of a Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. Within the portal, you’ll get access to virtually every airline, and you can make use of a combination of money and points to book your trip. You can even book entirely on points if you have enough balance! Sometimes, even if you don’t be able to accumulate enough points in order to pay for total cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you fed up of paying the full cost for flights? Did you not know that when you book directly through United You have the option of paying with either points or dollars? But, be careful that if you don’t have enough points you aren’t able to combine points and dollars for one flight. Don’t worry, though, if you’re a few points short, United provides the possibility of purchasing additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is like United’s, allowing passengers to book flights using JetBlue points or dollars however, not both. But, JetBlue has a unique feature that allows you to pool your points together with your family members and earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re anything like me and my travel companion Becca You’re probably quite thrifty and it’s difficult to think of spending thousands of dollars to hit the minimum spend for a credit card bonus. Don’t worry as we’ve done it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent using credit card, then do it! Be prepared to be charged a fee, typically about 3 percent. It might be worth it over the long term if the bonus is high enough.
Pay a medical bill
Another great way to hit the spending limit is to cover the medical bills. If you don’t have any medical bills due, ask your relatives if you could pay them for theirs, and they will pay you back.
Pay off the loan
If you’re in the middle of a loan you owe, think about making payments on them with an credit card. Be sure to pay the credit card balance completely so that you don’t accrue more debt.
Ask family for help
Ask your family members to look into any major expenses in the near future which you could help pay for. Be sure to be sure that you’re able to trust the person and they are aware of the reason for doing it.
If you’re celebrating the holidays take into consideration buying all your gifts with the credit card you have. So you’ll be able to hit that minimum spend and be ready for gift giving. Make sure that you’re not spending more than you were contemplating to.
There are plenty of ways to make the most from the travel credit card. You can accrue points or miles to spend on the cost of flights or other expenses related to travel. Here are some additional suggestions for maximising the rewards you earn:
Pay for travel expenses using your credit card
When you’re planning your next trip, make use of your travel credit card to pay for your hotel, flight, rental car, and other travel costs. In addition, you’ll achieve the required amount to qualify for a credit card reward and earn points, however, you’ll also earn points or miles to cover those costs.
Use your credit card for all your daily costs
Another way to meet the minimum amount of spending and earn points is by utilising your credit cards for everyday expenses. This could be items like groceries, gas and even your telephone bill. Be sure to pay off the balance in full each month so you don’t accumulate interest.
Benefit from bonus categories
Some travel credit cards will offer miles or bonus points for certain types of purchases, including dining or travel. Check out your credit card’s rewards program and take advantage of any bonus categories that match with your spending routines.
Think about a balance transfer
If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will allow you to pay off the debt without accruing interest. It will also assist you in reaching the minimum amount required to earn the credit card’s bonus.
Make use of your miles or points wisely
If you’ve amassed a large amount of miles or points Make sure to utilize them wisely. Examine the rewards program of your credit card, and evaluate the worth of various redemption options. For instance using points to purchase a flight directly with the airline might provide you with a greater value than using them for the purchase of a gift card.
Another suggestion is to use an rewards card that permits you to transfer reward points into other loyalty programmes. This allows you to have a wider range of options and greater flexibility in you want to redeem your rewards. For example, you may be eligible to transfer your reward to an airline’s frequent flyer program or reward program for hotels. This can give an access greater variety of hotels, flights, and other travel perks that may not be available through the rewards program on your credit card.
Also, determine whether your credit card has certain benefits that will save you money on travel-related costs. Many cards offer travel insurance and rental car insurance, baggage protection and other benefits that are extremely valuable when you’re traveling.
If you’re traveling with a companion, both of you can get rewards on your credit card. Be aware that you cannot share the costs on the same card, and be sure you keep track of your rewards in a separate manner.
In the end, the most important thing to do to making the most of your travel rewards is to know the rewards program on your credit card and to ensure you’re using this program in the most efficient method possible. Through a combination of the methods I’ve described in this article, you’ll be able get rewards in a short time, use them for travel experiences that are worth it and benefit from a wide variety of travel benefits.