Are you tired of spending a fortune on airfare? Good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert sign-up bonuses and incentives into airline miles that can then be used to score discounted or cheap flights from your ideal destinations. With a little imagination and a little bit of insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to buy discount or no-cost flights. Certain credit cards will also permit you to use miles to pay for hotel stays or rental car deals.
How Does it Work?
The secret to successful travel hacking is to take advantage of credit card sign-up bonuses and building out a frequent flyer mile program on a select group of airlines. When you are ready to book a flight take a look at the price. If the price is under $300, it’s generally better to pay cash and save your miles to book a higher-priced flight. If the prices start to rise above $500, you’ll want to look into your frequent flyer accounts to determine which airline offers you the most value. It all comes down to the amount of miles or points you have in your travel savings account for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? First step to open a credit card that comes with a welcome bonus. There are a lot of fantastic credit cards that provide many advantages and features. It all depends on your preferred airline, your habits with spending and what features are crucial to you.
Top Credit Card Picks
Here are some credit card options that can be great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to reach the limit of spending minimum in order to get the bonus. Each card has its own rules, so make sure to look up the details. From there you can begin to rack miles and using them to book your dream vacation!
Are you ready to set sail with your goals?
After you’ve accrued the points amount, it’s time to use them towards nice vacation! Different credit card providers will have different methods of redeeming your rewards, here are some examples from a few of the ones I’ve had experience with:
Escape with Chase Ultimate Rewards
If you’re a holder of a Chase credit card, then you can redeem your points via the Ultimate Rewards portal. Through the portal, you’ll get access to nearly every airline, and you can combine points and cash to pay for your trip. You can book your flight entirely on points if you have the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for total cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you fed up of paying the full cost for your flights? Did you not know that when you book directly through United you can choose the option to pay with dollars or points? Be careful in case you don’t have enough points you cannot combine dollars and points on one flight. Don’t worry, though, if you’re a few point short United provides the possibility of purchasing additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience with extra legroom and free snacks. Additionally, their booking process is similar to that of United Airlines which allows passengers to book flights using JetBlue either dollars or points, however, not both. The difference is that JetBlue offers a distinct feature that lets you pool your points together with your relatives to earn points twice as fast. Be sure to verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re anything like me and my travel buddy Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars to hit the minimum amount required to earn a credit card bonus. But don’t fret because we’ve been there and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent with a credit card, do it! Make sure you be charged a fee, typically at least 3%. It could be worthwhile in the long run when the bonus is large enough.
Pay for a medical bill
Another excellent way to meet the required spending is to cover a medical bill. If you do not have any medical expenses coming up Ask your relatives if you could pay them for theirs, and they’ll repay you.
Repay a loan
If you have any loans, consider paying them off with your credit card. Just make sure you pay the credit card balance in full so you don’t end up with more debt.
Ask family members for assistance
Ask your family members to determine if they’ve got any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to are able to trust the person and that they know why you’re taking the initiative.
If you’re celebrating the holidays you should consider purchasing all of your gifts with the credit card you have. This way you can hit that minimum spend and be ready to give gifts. Make sure that you’re not paying more than you already thinking of.
There are plenty of methods to get the most from the travel credit card and accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are a few additional ways to maximize your rewards
Make travel reservations using your credit card
When you’re planning your next vacation, make use of the travel credit card for booking your flight, hotel or rental car, as well as any other travel expenses. You’ll not only be able to meet the minimum amount of spending required to qualify for a credit card as well, but you’ll also earn points or miles for the expenditures.
Use your credit card for everyday expenses
Another method to reach the minimum spend to earn rewards is using your credit card to pay for every day costs. This could be items like groceries, gas or even your phone bill. Just make sure to pay the balance off in full every month to ensure you don’t pay interest.
Make the most of bonus categories
Some travel credit cards will offer miles or bonus points for certain types of purchases, like dining or travel. Check out your credit card’s rewards program and make use of any bonus categories that match with your spending routines.
Think about a balance transfer
If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer that balance to an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will let you pay off your debt without accruing interest. It will also help you hit the minimum amount required to earn the credit card’s bonus.
Use your points or miles prudently
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize the points or miles wisely. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For instance using your points to book a flight directly through the airline may offer better value than using them for an gift card.
Another tip is to use an rewards card that permits you to transfer points to other loyalty programs. This will allow you to have a wider range of choices and more flexibility when redeeming your rewards. For instance, you might be able to transfer your rewards to an airline’s frequent flyer program or Hotel rewards programme. This gives the benefit of a wider selection of hotels, flights and other travel benefits which are not accessible through the rewards program of your credit card.
Also, find out if your credit card offers any perks that can reduce your travel costs. A lot of credit cards provide travel insurance and rental car insurance, baggage protection, and other benefits that are invaluable when you travel.
When you travel with a companion each of you will be able to earn rewards with your own credit card. Just remember that you can’t share the costs on the same card. Also, make sure to keep track of your rewards in a separate manner.
Overall, the key to maximizing your rewards for travel is to be aware of the rewards program of your credit card and make sure you’re using your credit card in the most effective method possible. By using a combination of the strategies I’ve outlined that you can get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad range of travel perks.