Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking is the answer to all your travel woes. It’s a fun way to convert credit card sign-up bonuses and incentives into airline miles that can then be used to get discounted or even complimentary flights for your ideal destinations. With a little bit of imagination and a little bit of insider information, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. The miles can be used to buy cheap or free flight tickets. Certain credit cards permit you to use miles to pay for hotel stays or car rental discounts.
How Does it Work?
The most effective method for success in hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program with a limited number of airlines. When it comes time to book a flight take a look at the price. If the cost is under $300, it’s generally better to pay cash and use your miles to pay to book a higher-priced flight. If the prices start to rise above $500, you’ll want to check your frequent flyer accounts to determine which airline offers you the most value. It all boils down to the amount of points or miles you have in your travel savings account for each airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? First step to open an account with a sign-up bonus. There are a lot of fantastic credit cards that offer a variety of features and benefits. It is all dependent on the airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the minimum spend limit in order to qualify for the bonus. Every credit card has its own set of rules, so make certain to verify this information. Then it’s all about building miles and then using them to book your dream vacation!
Ready to jet-set with your ideas?
Now that you’ve built up the points amount, it’s time to cash them in for some sweet getaway! Different credit card providers will have different methods for redeeming your points. Here are some examples from a few of the ones I’ve had experience with:
Escape through Chase Ultimate Reward
If you’re a holder of a Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through the portal, you’ll have access to virtually every airline and you can combine the points as well as cash in order to book your next trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes even if you do not possess enough points for the total price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying full price for flights? Did you know that when you book directly through United, you have the option of paying with either points or dollars? Be careful in case you don’t have enough points, you aren’t able to combine points and dollars for one flight. Don’t worry, though, if you’re just a few point short United provides the possibility of purchasing additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is like United’s, allowing customers to book using either JetBlue either dollars or points, however, not both. The difference is that JetBlue offers a distinct feature that lets you combine your points with your family members and earn points twice as quickly. Be sure to verify that you are a family member before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me or my travel buddy Becca I’m sure you’re pretty thrifty and it’s difficult to think of spending thousands of dollars to hit the required amount to qualify for a credit card bonus. However, don’t be worried because we’ve been there and are here to share our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent with a credit card, do it! Be prepared to be charged a fee, typically around 3 percent. It might be worth it in the long run in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another way to reach the required spending is to pay for the medical bills. If you do not have any medical expenses due, ask your family members to pay them for theirs, and they can pay you back.
Make a payment to pay off a loan
If you’re a borrower take into consideration paying them off with your credit card. Be sure to pay off the credit card balance completely so that you don’t accrue additional debt.
Ask your family members for help
Discuss your family with them and see if they have any big expenses coming up that you can help pay for. Be sure to be sure that you’re able to trust the person and they know why you’re taking the initiative.
If you’re in the middle of the holiday season you should consider purchasing all your gifts with cards from your credit account. This way you can meet the minimum spending limit and be ready for giving gifts. Just make sure you’re not paying more than you thinking of.
There are plenty of ways to get the most from the travel credit card. accumulate miles or points that you can spend on airfares or other travel-related costs. Here are a few additional suggestions for maximising your rewards:
Make travel reservations using your credit card
Whenever you’re planning a trip, use you travel credit card to book your hotel, flight or rental car, as well as any other travel-related expenses. Not only will you be able to meet the required amount for your credit card reward and earn points, however, you’ll also earn points or miles on those expenses.
Utilize your credit card to pay to pay for your everyday costs
Another method to reach the minimum spending requirement and earn points is using your credit card to pay for daily expenditures. This could include things like food, gas and even your telephone bill. Just make sure to pay the balance off in full every month to ensure you don’t pay interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or points in exchange on certain kinds of purchases, like dining or travel. Check out your rewards program on your credit card and make use of any bonus categories that align with your spending routines.
Take into consideration the possibility of transferring your balance
If you’re in the middle of a debt on a high-interest credit card, you might want to transfer the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will allow you to pay off your debts without accruing interest. It will also assist you in reaching the minimum spending requirement for the credit card bonus.
Use your points or miles carefully
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize them in a responsible manner. Examine the rewards program of your credit card, and evaluate the value of different redemption options. For instance, using points to purchase a flight directly with the airline might provide you with a greater return than using them for the purchase of a gift card.
Another suggestion is to use rewards cards that allow you to transfer your rewards to different loyalty program. This will allow you to enjoy a greater variety of choices and more freedom when it comes to redeeming your rewards. For instance, you might be eligible to transfer your reward to an airline’s frequent flyer program or a reward program for hotels. This gives you access to a greater variety of hotels, flights as well as other travel perks that may not be available through the rewards program on your credit card.
Also, determine the card’s benefits. some perks that could help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that can be invaluable when you travel.
Finally, when you’re traveling with someone else and both of you get rewards on your own credit card. Just remember that you can’t divide the cost with the same card. Also, make sure you keep track of your rewards separately.
The key to making the most of your travel rewards is to understand the rewards program of your credit card and make sure you’re using your credit card in the most effective way possible. Through all of the methods I’ve described in this article, you’ll be able earn rewards fast, exchange them for valuable travel experiences and benefit from a wide assortment of travel-related perks.