Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to turn credit card bonus and sign-up incentives into miles which can be used to get discounted or even free flights to your dream destinations. With a little bit of imagination and some knowledge, you can fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and rewards for airline miles. These miles can later be used to purchase cheap or free flight tickets. Certain credit cards allow you to redeem miles to pay for hotel stays or car rental offers.
How Does it Work?
The key to success in hacking travel is taking advantage of the credit card sign-up bonus and building out a frequent flyer mile program for a specific group of airlines. When you are ready to book a flight consider the cost. If the price is less than $300, it’s usually better to pay cash and use your miles to pay for a more expensive flight. When the flights start getting over $500, you’ll need to look into the frequent flyer account and find out which airline will give you the most value. It all boils down to the amount of points or miles you have in your travel bank for each airline.
Start with Travel Hacking
Ready to learn the secrets of travel hacking? First step to open the credit card that comes with a sign-up bonus. There are many great credit cards that offer many features and benefits. It depends on the type of airline, your spending habits, and the features that are most important to you.
Top Credit Card Picks
Here are a few credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll need to hit the limit of spending minimum in order to get the bonus. Each card has its own guidelines, so make sure to look up the details. From there it’s all about building up miles and then using them to book your dream vacation!
Are you ready to set sail with your points?
After you’ve accrued the points balance, it’s time to cash them in for some sweet vacation! Different credit card companies offer different ways to redeem your rewards, here are some examples from some of the ones I’ve had experience with:
Getaway with Chase Ultimate Rewards
If you have an Chase credit card, then you can redeem your points via the Ultimate Rewards portal. Within it, you’ll have access to nearly every airline, and you can make use of a combination of money and points to pay for your next trip. You can even book entirely on points if you have enough balance! Sometimes even if you don’t be able to accumulate enough points in order to pay for total cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you fed up of paying the full cost for your flights? Did you realize that when booking directly through United You have the option of paying with either points or dollars? Be careful in case you do not have enough points you cannot combine points and dollars for one flight. No worries though, if you’re only a couple of point short United gives you the option to purchase additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is similar to that of United Airlines, allowing you to book with either JetBlue either dollars or points, however, not both. However, JetBlue has a unique feature that allows you to join your points with your family members and earn points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack the system.
Reach that Minimum Spend
If you’re like me and my travel companion Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn credit card bonuses. Don’t worry as we’ve done it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent using credit card, then do it! Make sure you be charged a fee, typically at least 3 percent. It could be worthwhile in the long run if the bonus is high enough.
Pay for a medical bill
Another excellent way to meet the minimum spend is to cover a medical bill. If you do not have any medical expenses coming up Ask your relatives if you could pay for theirs and they will pay you back.
Make a payment to pay off a loan
If you’re a borrower, consider repaying them using your credit card. Be sure to pay off the credit card balance completely so that you don’t end up with additional debt.
Ask your family members for help
Talk to your family and see if they have any big expenses coming up which you could help pay for. Be sure to be sure that you’re able to trust the person and they understand why you’re doing this.
If you’re celebrating the holidays you should consider purchasing all your gifts with cards from your credit account. So you’ll be able to reach the minimum spending requirement and also be prepared for giving gifts. Be sure to avoid spending more than you were already planning to.
There are a lot of methods to get the most of using your credit or debit card for travel. You can accrue points or miles to spend on airfares or other travel-related costs. Here are some additional ideas for maximizing the rewards you earn:
Book travel expenses with your credit card
Whenever you’re planning a trip, make use of you travel credit card for booking your hotel, flight, rental car, and other travel costs. You’ll not only achieve the required amount to earn your credit card reward, but you’ll also be earning points or miles on the expenditures.
Utilize your credit card to pay to pay for your everyday costs
Another method to reach the minimum spending requirement in order to accumulate points utilising your credit cards for everyday expenditures. This can include things like gas, groceries or even your phone bill. Just make sure to pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
Many travel credit cards offer miles or bonus points for specific types of purchases, including eating out or traveling. Make sure you review the rewards program of your credit card and make use of the bonus categories that are in line with your spending habits.
Take into consideration a balance transfer
If you’re in the middle of a debt on a high-interest credit card, think about transferring the balance to a travel credit card with an introductory rate of 0% for balance transfers. This will allow you to pay off your debts without accruing interest. It will also assist you in reaching the minimum amount required to earn the credit card bonus.
Make use of your miles or points wisely
When you’ve earned a significant amount of points or miles, be sure to use them in a responsible manner. Check out the rewards program on your credit card and then compare the worth of various redemption options. For example using points to book a flight directly with the airline might give you a better value than using them for a gift card.
Another tip is to use rewards cards that allow you to transfer rewards to different loyalty program. This will let you get a wider selection of options and greater freedom when it comes to making use of your rewards. For instance, you might be able to transfer your reward to frequent flyer programs of airlines or a Hotel rewards programme. This can give an access greater selection of hotels, flights as well as other travel perks that may not be offered through the rewards program on your credit card.
In addition, you should discover if your credit card offers some perks that could help you save money on travel costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that can be extremely valuable when you’re traveling.
When you travel with a friend and both of you get rewards on your own credit card. Just remember that you can’t share the costs on the same card, and be sure to track your rewards separately.
Overall, the key to making the most of your travel rewards is to understand your credit card’s rewards program and make sure you’re making use of your credit card in the most effective way possible. By using all of the methods I’ve described, you’ll be able to earn rewards quickly, redeem rewards for valuable travel experiences and take advantage of a broad variety of travel benefits.