Are you tired of spending an enormous amount on flights? Good news! Travel hacking can be the solution to all your travel problems. It’s an exciting way to convert welcome bonuses and other incentives into airline miles which can be used to obtain discounted or complimentary flights for your dream destinations. With a bit of imagination and some knowledge, you can be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to buy discount or no-cost flights. Some credit cards also allow you to redeem miles to pay for hotel stays or car rental offers.
How Does it Work?
The key to success in hacking your travel plans is to take advantage of credit card sign-up bonuses and building out frequent flyer miles on a select group of airlines. When you are ready to book a flight, evaluate the cost. If the cost is less than $300, it’s best to pay in cash and save your miles to take a more costly flight. If the prices start to rise over $500, you’ll need to check the frequent flyer account and see which airline can give you the best price. It all comes down to the amount of miles or points in your travel bank for every airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? First step to open the credit card that comes that comes with a welcome bonus. There are plenty of great credit cards with various benefits and features. It is all dependent on the airline, your spending habits, and what features are crucial to you.
Top Credit Card Picks
Here are some credit card options that can be excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll need to reach the limit of spending minimum in order to receive the bonus. Every credit card has its own set of guidelines, so make certain to verify this information. From there it’s all about building up miles, and then using them to book your dream vacation!
Are you ready to go on a jet-setting with your points?
Once you’ve accumulated the points balance, it’s time to cash them in for some sweet vacation! Different credit card companies have different methods for redeeming your points, but here are some examples from a few of the ones I have experience with:
Take a trip through Chase Ultimate Reward
If you have an Chase cards, you can redeem your points via the Ultimate Rewards portal. In the portal, you’ll have access to virtually every airline and you can use a combination of the points as well as cash in order to pay for your travel. You can book your flight entirely on points if you have enough balance! Sometimes, even if you don’t possess enough points for the full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you fed up of paying the full cost for flights? Did you not know that when you book directly through United, you have the option to pay with either points or dollars? But, be careful, if you don’t have enough points you can’t combine points and dollars for one flight. No worries though, if you’re just a few points short, United gives you the option to purchase additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more space and complimentary snacks. Additionally, their booking process is like United’s, allowing you to book with either JetBlue dollar or points but not both. However, JetBlue is unique in that they offer a feature where you can combine your points with your relatives to earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re like me and my travel buddy Becca, you’re probably pretty economical and it’s difficult to think of spending thousands of dollars to hit the minimum amount required to earn credit card bonuses. However, don’t be worried as we’ve done it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent with credit card, go for it! Be prepared to pay a fee, usually around 3%. It could be worthwhile in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another excellent way to meet the spending limit is to pay for the medical bills. If you don’t have any medical bills due Ask your family members to pay their medical bills and they will reimburse you.
Pay off the loan
If you have any loans take into consideration making payments on them with the credit card you have. Just make sure you pay off the balance on your credit card completely so that you don’t accrue more debt.
Ask family members for assistance
Discuss your family with them and see if they have any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to trust the person and they understand why you’re taking the initiative.
If you’re in the middle of the holiday season take into consideration buying all your gifts using your credit card. In this way, you’ll reach the minimum spending requirement and also be ready for giving gifts. Be sure to avoid paying more than you already contemplating to.
There are many methods to get the most out of using your credit or debit card for travel. earn miles or points to be used towards airfares or other travel-related costs. Here are a few additional suggestions for maximising the rewards you earn:
Book travel expenses with your credit card
If you’re planning a vacation, make use of your travel credit card for booking your hotel, flight, rental car, and any other travel-related expenses. In addition, you’ll be able to hit the minimum amount of spending required for your credit card reward as well, but you’ll also be earning points or miles for those expenses.
Use your credit card for all your daily expenses
Another way to hit the minimum spending requirement and earn points is utilising your credit cards to pay everyday costs. This can include things like gas, groceries or even your phone bill. Just make sure to pay the balance off in full every month to ensure you don’t pay interest.
Make the most of bonus categories
Many travel credit cards offer miles or bonus points for certain types of purchases, including eating out or traveling. Be sure to review your rewards program on your credit card and avail any bonus categories that align with your spending routines.
Take into consideration the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, you might want to transfer the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will allow you to pay off your debts without accruing interest, and also help you hit the minimum amount required to earn the credit card bonus.
Make use of your miles or points wisely
When you’ve earned a significant amount of points or miles, be sure to use them in a responsible manner. Check out the rewards program on your credit card and compare the value of different redemption options. For instance, using points to book a flight directly with the airline could give you a better value than using them to purchase the purchase of a gift card.
Another option is to get a rewards card that allows you to transfer reward points into other loyalty programmes. This will let you have a wider range of choices and more flexibility in redeeming your rewards. For instance, you might be able to transfer your reward to frequent flyer programs of airlines or Hotel rewards programme. This will give you access to a greater selection of hotels, flights and other travel benefits that may not be accessible through the rewards program on your credit card.
Also, determine the card’s benefits. some perks that could save you money on travel-related expenses. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that could be very beneficial when traveling.
If you’re traveling with someone else, both of you can get rewards on your credit card. Just remember that you can’t divide the cost with the same card and make sure you keep track of the rewards you earn separately.
Overall, the key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program on your credit card and make sure you’re using this program in the most efficient way possible. Through all of the strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem them for valuable travel experiences and benefit from a wide variety of travel benefits.