Overseas Travel Nurse

Are you fed up of spending an enormous amount on flights? Good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to convert sign-up bonuses and incentives into airline miles that can then be used to score discounted or free flights to your ideal destinations. With a bit of creativity and some insider knowledge, you can be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about exchanging credit card sign-up bonuses and incentives for airline miles. The miles can be used to pay for discount or no-cost flights. Some credit cards also permit you to use miles for hotel stays and car rental discounts.

How Does it Work?

The most effective method for success in travel hacking is to take advantage of the credit card sign-up bonus and building out frequent flyer miles on a select group of airlines. When it’s time to book a flight consider the cost. If the cost is less than $300, it’s generally better to pay cash and save your miles to book a higher-priced flight. If your flights begin to climb over $500, you’ll need to look into the frequent flyer account and determine which airline offers you the most value. All it boils down to is the number of points or miles you have you have in your travel savings account for each airline.

Begin by Getting Started with Travel Hacking

Are you interested in learning the secrets to travel hacking? Your first task is opening the credit card that comes with a sign-up bonus. There are a lot of fantastic credit cards with various benefits and features. It depends on the type of airline, your spending habits, and the features that are most important to you.

Top Credit Card Picks

Here are a few credit cards that are excellent to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit or debit card, you’ll need to reach the spending limit for minimum expenditure in order to receive the bonus. Every card has different guidelines, so make sure to check for the details. Then you can begin to rack up miles and using them to plan your dream trip!

Ready to jet-set with your ideas?

Now that you’ve built up your points balance, it’s time to redeem them for some nice travel! Different credit card providers will have different methods of redeeming your points, but here are a few examples from some of the ones I have experience with:

Escape by using Chase Ultimate Rewards

If you’re a holder of a Chase cards, you are able to redeem your points via the Ultimate Rewards portal. In it, you’ll get access to nearly every airline, and you can combine the points as well as cash in order to book your travel. You can even book entirely with points if you’ve the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for total cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.

 

United

Are you tired of paying the full cost for your flight tickets? Did you not know that when you book directly through United you can choose the option of paying with either points or dollars? Butbe aware that if you don’t have enough points, you aren’t able to combine points and dollars for flights. If you’re a few points short, United also offers the option of buying additional miles.

JetBlue

Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom and free snacks. Plus, their booking process is like United’s that allows customers to book using either JetBlue dollar or points, however, not both. The difference is that JetBlue has a unique feature that allows you to join your points with your family members and earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack the system.

Make sure you spend that minimum amount

If you’re like me and my travel companion Becca You’re probably quite frugal and it can be difficult to think of spending thousands of dollars in order to meet the minimum amount required to earn credit card bonuses. However, don’t be worried because we’ve been there and are here to share our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able to pay your rent with a credit card, do it! Make sure you be charged a fee, typically about 3 percent. It could be worthwhile over the long term if the bonus is high enough.

Pay for a medical bill

Another way to reach the required spending is to pay for the medical bills. If you do not have any medical expenses due Ask your family members if you can pay their medical bills and they will pay you back.

Pay off a loan

If you’re a borrower, consider paying them off with an credit card. Be sure to pay off the credit card balance in full , so that you don’t accrue more debt.

Ask family members for assistance

Talk to your family and look into any big expenses coming up that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they understand why you’re doing it.

Buy presents

If it’s the holiday season take into consideration buying all your gifts using the credit card you have. In this way, you’ll meet the minimum spending limit and be ready for gift giving. Be sure to avoid paying more than you planning to.

There are a lot of methods to get the most of your travel credit card and accrue points or miles to be used towards flights or other travel-related expenses. Here are some additional ideas for maximizing the rewards you earn:

Pay for travel expenses using your credit card

When you’re planning your next trip, make use of your travel credit card to pay for your hotel, flight or rental car, as well as any other travel expenses. In addition, you’ll be able to hit the minimum amount of spending required to qualify for a credit card as well, but you’ll also be earning points or miles to cover these expenditures.

Use your credit card for all your daily expenses

Another method to reach the minimum amount of spending to earn rewards is by making use of your credit card to pay for daily expenditures. This can include things like gas, groceries and even your telephone bill. Be sure to pay the balance off in full every month to ensure you don’t accrue interest charges.

Benefit from bonus categories

Some travel credit cards will offer miles or bonus points for specific types of purchases, including dining or travel. Check out your rewards program on your credit card and avail any bonus categories that align with your spending routines.

Think about a balance transfer

If you are currently in debt on a high-interest credit card, you might want to transfer the balance to the travel credit card which has an introductory rate of 0% for balance transfer. This will allow you to pay off your debts without accruing interest, and also aid in achieving the minimum spend for the credit card’s bonus.

Use your points or miles wisely

If you’ve amassed a large amount of points or miles, be sure to use them in a responsible manner. Review the rewards program for your credit card and compare the worth of various redemption options. For instance you can use points to book a flight directly with the airline could offer better return than using them for a gift card.

Another tip is to use an rewards card that permits you to transfer your rewards to different loyalty program. This will allow you to enjoy a greater variety of options and greater flexibility when making use of your rewards. For instance, you might be able to transfer your reward to the frequent flyer program of an airline or a reward program for hotels. This can give the benefit of a wider selection of hotels, flights and other travel benefits which are not accessible through your credit card’s rewards program.

Also, find out whether your credit card has any perks that can reduce your travel expenses. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection and other benefits that can be invaluable when you travel.

When you travel with a companion each of you will be able to earn rewards using your own credit card. Be aware that you cannot split the cost on the same card and make sure to track your rewards separately.

Overall, the key to maximizing your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re making use of it in the most effective way possible. Utilizing all of the strategies I’ve listed in this article, you’ll be able earn rewards fast, exchange them for valuable travel experiences and benefit from a wide assortment of travel-related perks.