Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s a fun way to convert credit card sign-up bonuses and incentives into airline miles which you can use to score discounted or free flights to your ideal destinations. With a little imagination and a little bit of insider information, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and incentives for airline miles. These miles can then be used to purchase discount or no-cost flights. Certain credit cards let you redeem miles for hotel stays and rental car discounts.
How Does it Work?
The key to successful hacking travel is taking advantage of credit card sign-up bonuses and to establish a frequent flyer mile program for a specific group of airlines. When it’s time to book a flight take a look at the price. If the price is under $300, it’s usually better to pay in cash and save your miles to take a more costly flight. When the flights start getting above $500, you’ll want to check those frequent flyer accounts to determine which airline offers you the best deal. It all boils down to the number of miles or points in your travel account for each airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? The first step is to open an account with a sign-up bonus. There are many great credit cards that provide many advantages and features. It is all dependent on the airline, your spending habits, and what features are important to you.
Top Credit Card Picks
Here are a few credit cards that are great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll need to hit the limit of spending minimum in order to qualify for the bonus. Each card has its own guidelines, so make certain to verify the details. Then it’s all about building up miles, and using them to book your dream trip!
Are you ready to set sail with your ideas?
Now that you’ve built up your points balance, you’re ready to use them towards delicious vacation! Different credit card companies have different methods of redeeming your rewards, here are a few examples from some of the ones I’ve had experience with:
Escape with Chase Ultimate Rewards
If you have a Chase cards, you are able to redeem your points through the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline. You can make use of a combination of points and cash to pay for your travel. You can even book completely using points if you’ve got enough balance! Sometimes, even if you don’t be able to accumulate enough points in order to pay for full cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying the full cost for your flight tickets? Did you know that when you book directly through United, you have the option of paying with dollars or points? Butbe aware that if you don’t have enough points you cannot combine points and dollars on flights. Don’t worry, though, if you’re just a few points short, United also offers the option to purchase additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more space and complimentary snacks. In addition, their booking procedure is similar to that of United Airlines that allows you to book with either JetBlue dollar or points but not both. But, JetBlue offers a distinct feature that lets you combine your points with family members to accrue points twice as fast. Make sure to verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re anything like me and my travel buddy Becca You’re probably quite thrifty and it’s difficult to think of spending thousands of dollars to hit the minimum amount required to earn a credit card bonus. But don’t fret as we’ve done it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using credit card, go for it! Make sure you be charged a fee, typically about 3 percent. It might be worth it in the long run in the event that the bonus is substantial enough.
Pay for a medical bill
Another way to reach the required spending is to cover the medical bills. If you do not have any medical expenses due, ask your relatives if you could pay them for theirs, and they’ll repay you.
Repay a loan
If you’re in the middle of a loan you owe, think about repaying them using an credit card. Be sure to pay off the balance on your credit card completely so that you don’t end up with more debt.
Ask family members for assistance
Discuss your family with them and look into any big expenses coming up which you could help pay for. Be sure to be sure that you’re able to trust the person and they understand why you’re taking the initiative.
If you’re celebrating the holidays you should consider purchasing all of your gifts with cards from your credit account. This way you can hit that minimum spend and be ready for giving gifts. Be sure to avoid spending more than you already contemplating to.
There are a lot of methods to get the most out of your travel credit card. accumulate miles or points that you can spend on flights or other travel-related expenses. Here are a few additional ideas for maximizing your rewards:
Book travel expenses with your credit card
When you’re planning your next trip, make use of your travel credit card for booking your flight, hotel or rental car, as well as any other travel expenses. In addition, you’ll be able to meet the minimum amount of spending required to qualify for a credit card reward and earn points, but you’ll also earn points or miles on those expenses.
Utilize your credit card to pay to pay for your everyday costs
Another method to reach the minimum spend in order to accumulate points using your credit card to pay for daily costs. This could include items like groceries, gas, and even your phone bill. Be sure to pay off the balance each month in full so you don’t accumulate interest.
Take advantage of bonus categories
Many travel credit cards offer miles or points in exchange on certain kinds of purchases, including eating out or traveling. Be sure to review your rewards program on your credit card and avail any bonus categories that match with your spending habits.
Take into consideration a balance transfer
If you’re in the middle of a debt on a high-interest credit card, think about transferring that balance onto the travel credit card which has a 0% introductory APR for balance transfer. This will allow you to pay off your debts without accruing interest. It will also aid in achieving the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points wisely
Once you’ve accumulated a substantial amount of points or miles, be sure to use them wisely. Review the rewards program for your credit card and compare the benefits of different redemption options. For instance using points to book a flight directly with the airline might offer better value than using them for the purchase of a gift card.
Another suggestion is to use an rewards card that permits you to transfer your points to other loyalty programs. This will let you enjoy a greater variety of options and greater flexibility in redeeming your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or Hotel rewards programme. This can give you access to a greater range of flights, hotels and other travel benefits that may not be available through the rewards program on your credit card.
Additionally, try to determine whether your credit card has some perks that could save you money on travel-related costs. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.
If you’re traveling with a companion each of you will be able to get rewards on your credit card. Be aware that you cannot split the cost on the same card. Also, make sure you keep track of the rewards you earn separately.
The key to making the most of your rewards for travel is to be aware of your credit card’s rewards program and to ensure you’re making use of your credit card in the most efficient method. By using a combination of the strategies I’ve outlined, you’ll be able to earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide range of travel perks.