Are you tired of spending thousands of dollars on travel? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s an exciting way to turn credit card sign-up bonuses and incentives into airline miles, that can then be used to get discounted or even complimentary flights for your ideal destinations. With a bit of creativity and some insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses and rewards for airline miles. These miles can then be used to purchase cheap or free flight tickets. Certain credit cards will also let you redeem miles to pay for hotel stays or car rental discounts.
How Does it Work?
The most effective method for success in hacking your travel plans is to take advantage of the credit card sign-up bonus and building out a frequent flyer mile program on a select group of airlines. When it’s time to book a flight, evaluate the cost. If the cost is less than $300, it’s best to pay cash and save your miles for a more expensive flight. If the prices start to rise over $500, you’ll need to check your frequent flyer accounts and see which airline can give you the best deal. All it boils down to is the number of points or miles you have you have in your travel savings account for every airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets to travel hacking? The first step is to open a credit card with a sign-up bonus. There are plenty of great credit cards with many advantages and features. It all depends on your preferred airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards that are great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to reach the limit of spending minimum in order to receive the bonus. Each card has its own rules, so be certain to verify this information. From there, it’s all about racking miles and using them to plan your dream trip!
Are you ready to set sail with your ideas?
Once you’ve accumulated your points balance, it’s time to cash them in for some sweet travel! Different credit card companies have different methods for redeeming your rewards, here are some examples from a few of the providers I’ve had experience with:
Getaway through Chase Ultimate Reward
If you’re a holder of a Chase card, you can redeem your points via the Ultimate Rewards portal. Through it, you’ll get access to nearly every airline and you can use a combination of the points as well as cash in order to book your travel. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t possess enough points for the total price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you tired of paying full price for your flights? Did you not know that when you book directly through United, you have the option of paying using either points or dollars? But, be careful in case you do not have enough points you aren’t able to combine dollars and points on one flight. No worries though, if you’re just a few points short, United gives you the option of buying additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant travel experience that includes extra legroom as well as free snacks. Additionally, their booking process is like United’s that allows customers to book using either JetBlue dollar or points, however, not both. But, JetBlue has a unique feature that lets you combine your points with your family members and earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me or my travel buddy Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars in order to meet the minimum spend for credit card bonuses. Don’t worry, we’ve been through it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent using credit card, go for it! Just be prepared to pay a fee, usually at least 3 percent. It may be worth it over the long term in the event that the bonus is substantial enough.
Pay a medical bill
Another excellent way to meet the minimum spend is to pay for an medical bill. If you do not have any medical expenses in the near future then ask your relatives if you could pay for theirs and they’ll repay you.
Repay a loan
If you’re in the middle of a loan take into consideration making payments on them with the credit card you have. Make sure to pay off the balance on your credit card completely so that you don’t accumulate additional debt.
Ask family for help
Talk to your family and look into any large expenses coming up that you can contribute for. Make sure that you are able to are able to trust the person and that they know why you’re taking the initiative.
If you’re celebrating the holidays, consider buying all of your gifts with your credit card. In this way, you’ll reach the minimum spending requirement and also be prepared for gift giving. Just make sure you’re not spending more than you were thinking of.
There are a lot of methods to get the most out of your travel credit card and accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are some additional suggestions for maximising your rewards
Pay for travel expenses using your credit card
Whenever you’re planning a trip, use the travel credit card to book your flight, hotel or rental car, as well as any other travel-related expenses. You’ll not only achieve the minimum amount of spending required to earn your credit card reward as well, but you’ll also be earning points or miles to cover these expenditures.
Use your credit card for all your daily expenses
Another way to hit the minimum spending requirement and earn points is by making use of your credit card to pay for every day costs. This could include items like groceries, gas, and even your phone bill. Be sure to pay the balance off in full each month so you don’t accumulate interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or bonus points on certain kinds of purchases, like dining or travel. Be sure to review your credit card’s rewards program and take advantage of any bonus categories that align with your spending habits.
Think about the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, consider transferring that balance to a travel credit card with a 0% introductory APR for balance transfer. This will let you pay off your debt without accruing interest, and also help you hit the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points carefully
When you’ve earned a significant amount of miles or points Make sure to utilize the points or miles wisely. Review the rewards program for your credit card and then compare the benefits of different redemption options. For instance using points to purchase a flight directly with the airline might give you a better value than using them to purchase an gift card.
Another suggestion is to use an rewards card that permits you to transfer your reward points into other loyalty programmes. This will let you enjoy a greater variety of choices and more flexibility when making use of your rewards. For example, you may be capable of transferring your rewards to the frequent flyer program of an airline or a hotel rewards program. This gives you access to a wider range of flights, hotels, and other travel perks that may not be accessible through the rewards program on your credit card.
In addition, you should discover if your credit card offers some perks that could reduce your travel expenses. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection and other benefits that could be very beneficial when traveling.
When you travel with a friend, both of you can earn rewards with your credit card. Make sure you don’t divide the cost with the same card. Also, make sure to keep track of your rewards in a separate manner.
The key to making the most of your travel rewards is to understand the rewards program of your credit card and to ensure you’re making use of your credit card in the most effective method. Utilizing all of the strategies I’ve listed that you can earn rewards quickly, redeem them for valuable travel experiences, and enjoy a wide assortment of travel-related perks.