Are you tired of paying an enormous amount on flights? Good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting method to turn credit card bonus and sign-up incentives into miles which can be used to obtain discounted or cheap flights from your ideal destinations. With a little imagination and some know-how, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to buy discount or no-cost flights. Certain credit cards will also let you redeem miles to pay for hotel stays or car rental deals.
How Does it Work?
The key to success in travel hacking is to take advantage of credit card sign-up bonuses and establishing frequent flyer miles on a select group of airlines. When it comes time to book a flight consider the cost. If the price is less than $300, it’s generally better to pay in cash and use your miles to pay for a more expensive flight. If your flights begin to climb higher than $500, it’s best to look into the frequent flyer account and see which airline can give you the best deal. It all comes down to the number of points or miles you have in your travel bank for every airline.
Start with Travel Hacking
Are you interested in learning the secrets to travel hacking? First step to open an account that comes with a welcome bonus. There are many great credit cards that offer many features and benefits. It is all dependent on the airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are some credit cards great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to reach the minimum spend limit in order to get the bonus. Each card has its own rules, so be certain to verify this information. Then, it’s all about racking up miles, and then using them to book your dream trip!
Are you ready to set sail with your ideas?
Now that you’ve built up the points amount, it’s time to redeem them for some delicious vacation! Different credit card providers will have different methods for redeeming your points, but here are some examples from some of the providers I have experience with:
Take a trip with Chase Ultimate Rewards
If you have an Chase card, you can redeem your points via the Ultimate Rewards portal. In this portal you’ll have access to almost every airline, and you can use a combination of points and cash to book your travel. You can book your flight entirely using points if you’ve got enough balance! Sometimes even if you do not have enough points to cover the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you tired of paying full price for flights? Did you know that when you book directly through United, you have the option of paying using either points or dollars? Butbe aware that if you do not have enough points you can’t combine points and dollars on the same flight. Don’t worry, though, if you’re just a few point short United provides the possibility of purchasing additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience with extra legroom and free snacks. In addition, their booking procedure is like United’s that allows you to book with either JetBlue either dollars or points but not both. The difference is that JetBlue offers a distinct feature that allows you to combine your points with your family members and earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack the system.
Hit that Minimum Spend
If you’re like me and my travel buddy Becca, you’re probably pretty frugal and it can be daunting to try to spend thousands of dollars in order to meet the required amount to qualify for a credit card bonus. But don’t fret because we’ve been there and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent using credit card, then do it! Be prepared to pay a fee, usually around 3 percent. It might be worth it in the end in the event that the bonus is substantial enough.
Pay for a medical bill
Another great way to hit the minimum spend is to cover the medical bills. If you do not have any medical expenses coming up then ask your family members if you can pay them for theirs, and they will reimburse you.
Make a payment to pay off the loan
If you have any loans take into consideration paying them off with an credit card. Make sure to pay the credit card balance completely so that you don’t accrue more debt.
Ask your family members for help
Ask your family members to determine if they’ve got any big expenses coming up which you could help pay for. Make sure that you are able to have confidence in the person you are talking to and they are aware of the reason for doing it.
If you’re celebrating the holidays you should consider purchasing all your gifts with the credit card you have. This way you can reach the minimum spending requirement and be ready for gift giving. Make sure that you’re not spending more than you thinking of.
There are a lot of methods to get the most of using your credit or debit card for travel. earn miles or points to use towards airfares or other travel-related costs. Here are a few additional ways to maximize your rewards
Make travel reservations using your credit card
If you’re planning a trip, use you travel credit card to pay for your hotel, flight or rental car, as well as other travel costs. You’ll not only be able to meet the minimum spend to qualify for a credit card reward and earn points, however, you’ll also earn points or miles to cover the expenses.
Utilize your credit card to pay for everyday expenses
Another way to meet the minimum amount of spending and earn points is by making use of your credit card to pay every day costs. This can include things like gas, groceries or even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accumulate interest.
Benefit from bonus categories
Some travel credit cards will offer miles or bonus points on certain kinds of purchases, like dining or travel. Check out the rewards program of your credit card and take advantage of the bonus categories that are in line with your spending habits.
Think about the possibility of transferring your balance
If you’re in the middle of a debt on a high-interest credit card, think about transferring the balance to a travel credit card with a 0% introductory APR for balance transfer. This will let you pay off your debts without accruing interest, and also help you hit the minimum amount required to earn the credit card bonus.
Utilize your miles and points prudently
If you’ve amassed a large amount of miles or points, be sure to use them in a responsible manner. Review the rewards program for your credit card and then compare the value of different redemption options. For example using your points to purchase a flight directly with the airline could offer better value than using them to purchase the purchase of a gift card.
Another option is to get rewards cards that allow you to transfer rewards to different loyalty program. This allows you to have a wider range of options and greater flexibility in you want to redeem your rewards. For example, you may be eligible to transfer your rewards to frequent flyer programs of airlines or a Hotel rewards programme. This can give an access wider range of flights, hotels, and other travel perks that aren’t available through the rewards program of your credit card.
Additionally, try to discover the card’s benefits. certain benefits that will help you save money on travel costs. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that could be extremely valuable when you’re traveling.
If you’re traveling with someone else and both of you get rewards on your credit card. Be aware that you cannot share the costs on the same card. Also, make sure to track the rewards you earn separately.
The key to making the most of your rewards for travel is to be aware of the rewards program of your credit card and to ensure you’re making use of this program in the most effective way possible. Through a combination of the strategies I’ve listed that you can earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.