Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert credit card sign-up bonuses and incentives into miles which can be used to obtain discounted or complimentary flights for your desired destinations. With a bit of imagination and some information, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and rewards for airline miles. These miles can then be used to purchase discount or no-cost flights. Certain credit cards let you redeem miles to pay for hotel stays or rental car deals.
How Does it Work?
The secret to successful hacking travel is taking advantage of the credit card sign-up bonus and establishing frequent flyer miles with a limited number of airlines. When it’s time to make a booking consider the cost. If the cost is less than $300, it’s usually better to pay in cash and save your miles to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to check the frequent flyer account to find out which airline will give you the most value. It all comes down to the number of points or miles you have in your travel account for every airline.
Get Started with Travel Hacking
Ready to learn the secrets to travel hacking? First step to open an account with a sign-up bonus. There are plenty of great credit cards with many advantages and features. It all depends on your preferred airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit cards that are excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to get the bonus. Each card has its own guidelines, so make sure to look up the details. From there, it’s all about racking up miles and then using them to book your dream vacation!
Ready to jet-set with your points?
After you’ve accrued your points balance, it’s time to use them towards nice getaway! Different credit card providers will offer different ways to redeem your points. Here are some examples from a few of the ones I’ve worked with:
Take a trip with Chase Ultimate Rewards
If you’re a holder of an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. In this portal you’ll get access to nearly every airline and you can make use of a combination of the points as well as cash in order to book your next trip. You can even book completely using points if you’ve got enough balance! Sometimes even if you do not have enough points to cover the entire price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.
Are you tired of paying full price for your flight tickets? Did you not know that when you book directly through United you can choose the option to pay with dollars or points? Be careful, if you don’t have enough points you aren’t able to combine dollars and points on the same flight. No worries though, if you’re just a few points away, United also offers the possibility of purchasing additional miles.
Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience , with more space and complimentary snacks. Plus, their booking process is similar to United’s that allows passengers to book flights using JetBlue either dollars or points, however, not both. However, JetBlue offers a distinct feature where you can pool your points together with your relatives to earn points twice as quickly. Make sure to prove you’re really family before trying to hack into the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca You’re probably quite thrifty and it’s daunting to try to spend thousands of dollars in order to meet the required amount to qualify for the credit card bonus. However, don’t be worried as we’ve done it and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent with credit card, then do it! Make sure you be charged a fee, typically about 3%. It might be worth it in the long run when the bonus is large enough.
Pay a medical bill
Another great way to hit the spending limit is to cover the medical bills. If you do not have any medical expenses in the near future Ask your family members if you can pay them for theirs, and they can reimburse you.
Make a payment to pay off the loan
If you’re in the middle of a loan you owe, think about paying them off with your credit card. Be sure to pay off the credit card balance in full , so that you don’t end up with additional debt.
Ask family for help
Talk to your family and determine if they’ve got any large expenses coming up which you could help pay for. Make sure that you are able to trust the person and they know why you’re doing it.
If you’re in the middle of the holiday season take into consideration buying all of your gifts with the credit card you have. So you’ll be able to meet the minimum spending limit and be ready to give gifts. Be sure to avoid spending more than you were already planning to.
There are a lot of ways to get the most out of the travel credit card and accumulate miles or points that you can spend on airfares or other travel-related costs. Here are some additional ways to maximize the rewards you earn:
Make travel reservations using your credit card
Whenever you’re planning a vacation, make use of your travel credit card to pay for your flight, hotel, rental car, and any other travel expenses. Not only will you be able to meet the minimum amount of spending required to qualify for a credit card and earn points, but you’ll also be earning points or miles for those costs.
Make use of your credit card to pay for all your daily expenditures
Another way to hit the minimum spending requirement and earn points is by using your credit card to pay everyday expenses. This could be items like groceries, gas and even your telephone bill. Make sure you pay the balance off each month in full so you don’t accrue interest charges.
Take advantage of bonus categories
Some travel credit cards will offer miles or bonus points for certain types of purchases, including dining or travel. Be sure to review your rewards program on your credit card and make use of any bonus categories that match with your spending habits.
Think about a balance transfer
If you have existing debt on a credit card, you might want to transfer the balance to the travel credit card which has an introductory rate of 0% for balance transfers. This will let you pay off your debts without accruing interest. It will also assist you in reaching the minimum spending requirement for the credit card’s bonus.
Use your points or miles wisely
When you’ve earned a significant amount of miles or points Make sure to utilize them wisely. Review the rewards program for your credit card, and evaluate the value of different redemption options. For example, using points to book a flight directly with the airline might offer better return than using them for a gift card.
Another suggestion is to use an rewards card that permits you to transfer your points to other loyalty programs. This allows you to get a wider selection of choices and more freedom when it comes to you want to redeem your rewards. For example, you may be able to transfer your rewards to the frequent flyer program of an airline or a Hotel rewards programme. This can give you access to a greater selection of hotels, flights, and other travel perks which are not offered through the rewards program on your credit card.
In addition, you should discover the card’s benefits. some perks that could reduce your travel expenses. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that are extremely valuable when you’re traveling.
Finally, when you’re traveling with a companion and both of you get rewards on your credit card. Be aware that you cannot share the costs on the same card. Also, make sure you keep track of your rewards separately.
Overall, the key to making the most of your travel rewards is to understand the rewards program of your credit card and to ensure you’re using your credit card in the most effective method possible. Utilizing all of the strategies I’ve outlined, you’ll be able to get rewards in a short time, use them for travel experiences that are worth it, and enjoy a wide assortment of travel-related perks.