Nautica Baby Boys Travel Gear

Are you tired of paying an enormous amount on flights? Well, good news! Travel hacking can be the solution to all your travel problems. It’s an exciting way to convert credit card bonus and sign-up incentives into airline miles, which you can use to score discounted or free flights to your dream destinations. With a little bit of imagination and some information, you’ll fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of swapping credit card sign-up bonus and incentives for airline miles. These miles can then be used to buy discount or no-cost flights. Certain credit cards let you redeem miles for hotel stays and car rental offers.

How Does it Work?

The most effective method for successful hacking your travel plans is to take advantage of credit card sign-up bonuses and building out a frequent flyer mile program for a specific group of airlines. When you are ready to book a flight consider the cost. If the cost is less than $300, it’s usually better to pay cash and save your miles for a more expensive flight. If the prices start to rise above $500, you’ll want to check those frequent flyer accounts to find out which airline will give you the most value. It all boils down to the amount of points or miles you have in your travel savings account for every airline.

Begin by Getting Started with Travel Hacking

Are you interested in learning the secrets of travel hacking? The first step is opening a credit card that comes with a welcome bonus. There are a lot of fantastic credit cards that offer a variety of advantages and features. It all depends on your preferred airline, spending habits and what features are essential to you.

Top Credit Card Picks

Here are a few credit cards that are excellent to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card, you’ll have to meet the limit of spending minimum in order to receive the bonus. Each card has its own rules, so make sure to look up the details. From there it’s all about building miles and then using them to book your dream vacation!

Are you ready to go on a jet-setting with your goals?

After you’ve accrued your points amount, it’s time to redeem them for some nice getaway! Different credit card companies have different methods of redeeming your points, but here are some examples from some of the providers I’ve had experience with:

Take a trip by using Chase Ultimate Rewards

If you own a Chase credit card, then you can redeem your points via the Ultimate Rewards portal. In it, you’ll have access to virtually every airline. You can make use of a combination of points and cash to book your travel. You can even book entirely with points if you’ve enough balance! Sometimes, even if you don’t possess enough points for the total cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using every credit card.

 

United

Are you tired of paying full price for your flight tickets? Did you not know that when you book directly through United you can choose the option of paying using either points or dollars? But, be careful that if you do not have enough points you cannot combine points and dollars on the same flight. Don’t worry, though, if you’re only a couple of points short, United also offers the option to purchase additional miles.

JetBlue

Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra space and complimentary snacks. In addition, their booking procedure is like United’s that allows you to book with either JetBlue points or dollars, however, not both. But, JetBlue offers a distinct feature that lets you combine your points with your family members and earn points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.

Hit that Minimum Spend

If you’re like me and my travel buddy Becca, you’re probably pretty thrifty and it’s challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn a credit card bonus. But don’t fret, we’ve been through it and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay your rent with a credit card, do it! Be prepared to pay a fee, usually about 3%. It might be worth it in the end in the event that the bonus is substantial enough.

Pay a medical bill

Another excellent way to meet the minimum spend is to cover an medical bill. If you don’t have any medical bills coming up then ask your relatives if you could pay for theirs and they will repay you.

Make a payment to pay off the loan

If you have any loans take into consideration paying them off with the credit card you have. Just make sure you pay the credit card balance in full so you don’t accrue additional debt.

Ask family for help

Discuss your family with them and see if they have any major expenses in the near future that you can contribute for. Make sure that you are able to trust the person and they understand why you’re taking the initiative.

Purchase gifts

If you’re in the middle of the holiday season you should consider purchasing all of your gifts with cards from your credit account. In this way, you’ll hit that minimum spend and also be ready for gift giving. Be sure to avoid spending more than you thinking of.

There are plenty of ways to make the most out of your travel credit card and accrue points or miles to use towards airfares or other travel-related costs. Here are a few additional ideas for maximizing your rewards:

Book travel expenses with your credit card

When you’re planning your next trip, make use of your travel credit card for booking your hotel, flight, rental car, and any other travel expenses. You’ll not only be able to hit the required amount to earn your credit card reward and earn points, but you’ll also earn points or miles for the expenses.

Utilize your credit card to pay for all your daily expenses

Another method to reach the minimum spending requirement in order to accumulate points by using your credit card for daily expenditures. This can include items like groceries, gas and even your telephone bill. Just make sure to pay the balance off in full every month to ensure you don’t pay interest.

Take advantage of bonus categories

Many travel credit cards offer bonus points or miles for specific types of purchases, including dining or travel. Be sure to review your credit card’s rewards program and take advantage of any bonus categories that match with your spending routines.

Think about the possibility of transferring your balance

If you are currently in debt on a high-interest credit card, consider transferring that balance to a travel credit card with a 0% introductory APR for balance transfer. This will enable you to pay off your debt without accruing interest and simultaneously assist you in reaching the minimum spend for the credit card’s bonus.

Make use of your miles or points wisely

If you’ve amassed a large amount of miles or points Make sure to utilize them wisely. Review the rewards program for your credit card and then compare the value of different redemption options. For example using points to book a flight directly with the airline could offer better return than using them for a gift card.

Another suggestion is to use an rewards card that permits you to transfer your points to other loyalty programs. This will let you have a wider range of options and greater flexibility when making use of your rewards. For example, you may be able to transfer your rewards to an airline’s frequent flyer program or a hotel rewards program. This will give the benefit of a greater selection of hotels, flights as well as other travel perks that aren’t offered through the rewards program on your credit card.

Additionally, try to discover whether your credit card has any perks that can save you money on travel-related expenses. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.

When you travel with a companion, both of you can get rewards on your credit card. Just remember that you can’t share the costs on the same card. Also, make sure to track your rewards separately.

In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program of your credit card and to ensure you’re making use of this program in the most efficient method possible. Through an array of strategies I’ve outlined in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it and take advantage of a broad range of travel perks.