Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting method to convert welcome bonuses and other incentives into airline miles which you can use to obtain discounted or free flights to your desired destinations. With a little bit of creativity and some insider knowledge, you can travel for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses and incentives for airline miles. These miles can later be used to buy cheap or free flight tickets. Certain credit cards let you redeem miles to pay for hotel stays or car rental discounts.
How Does it Work?
The key to success in travel hacking is to take advantage of credit card sign-up bonuses and building out frequent flyer miles on a select group of airlines. When it’s time to make a booking take a look at the price. If the price is less than $300, it’s best to pay cash and use your miles to pay for a more expensive flight. If your flights begin to climb higher than $500, it’s best to look into those frequent flyer accounts to determine which airline offers you the best deal. It all boils down to the number of points or miles you have in your travel savings account for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? Your first task is to open a credit card that comes with a welcome bonus. There are a lot of fantastic credit cards that provide many advantages and features. It all depends on your preferred airline, your spending habits, and what features are crucial to you.
Top Credit Card Picks
Here are some credit card options that can be perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Each card has its own rules, so be certain to verify the details. Then it’s all about building up miles, and using them to plan your dream trip!
Are you ready to go on a jet-setting with your points?
Now that you’ve built up your points amount, it’s time to redeem them for some nice getaway! Different credit card companies will offer different ways to redeem your points. Here are a few examples from some of the providers I’ve had experience with:
Take a trip through Chase Ultimate Reward
If you have an Chase cards, you can redeem your points via the Ultimate Rewards portal. Within it, you’ll have access to nearly every airline, and you can make use of a combination of money and points to pay for your travel. You can even book completely using points if you’ve got the balance for it! Sometimes even if you do not have enough points to cover the full cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying full price for your flights? Did you not know that when you book directly through United You have the option of paying with dollars or points? Be careful, if you do not have enough points you can’t combine dollars and points for the same flight. If you’re just a few points away, United provides the possibility of purchasing additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra space and complimentary snacks. Plus, their booking process is similar to that of United Airlines that allows you to book with either JetBlue points or dollars, however, not both. However, JetBlue offers a distinct feature that lets you combine your points with your relatives to earn points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack the system.
Reach that Minimum Spend
If you’re like me or my travel companion Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars in order to meet the required amount to qualify for a credit card bonus. Don’t worry because we’ve been there and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using credit card, go for it! Just be prepared to be charged a fee, typically around 3%. It may be worth it in the long run if the bonus is high enough.
Pay for a medical bill
Another excellent way to meet the required spending is to cover an medical bill. If you do not have any medical expenses in the near future, ask your relatives if you could pay for theirs and they’ll pay you back.
Pay off a loan
If you’re in the middle of a loan you owe, think about making payments on them with the credit card you have. Make sure to pay off the credit card balance completely so that you don’t accrue more debt.
Ask family for help
Talk to your family and see if they have any large expenses coming up that you can contribute for. Be sure to be sure that you’re able to are able to trust the person and that they understand why you’re doing it.
If you’re in the middle of the holiday season you should consider purchasing all your gifts using the credit card you have. This way you can reach the minimum spending requirement and also be ready for gift giving. Make sure that you’re not spending more than you were already thinking of.
There are plenty of ways to get the most from your travel credit card. You can earn miles or points to spend on airfares or other travel-related costs. Here are some additional ways to maximize your rewards:
Pay for travel expenses using your credit card
Whenever you’re planning a vacation, make use of the travel credit card for booking your hotel, flight, rental car, and any other travel expenses. In addition, you’ll be able to meet the required amount to earn your credit card reward and earn points, but you’ll also be earning points or miles to cover the expenditures.
Make use of your credit card to pay for everyday expenses
Another way to meet the minimum amount of spending in order to accumulate points by utilising your credit cards to pay everyday expenditures. This could be items like groceries, gas and even your telephone bill. Just make sure to pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
Many travel credit cards offer miles or points in exchange for certain types of purchases, such as eating out or traveling. Make sure you review the rewards program of your credit card and take advantage of any bonus categories that align with your spending routines.
Take into consideration the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, you might want to transfer the balance to a travel credit card with a 0% introductory APR for balance transfer. This will let you pay off the debt without accruing interest, and also assist you in reaching the minimum spend for the credit card’s bonus.
Utilize your miles and points carefully
When you’ve earned a significant amount of miles or points make sure you use the points or miles wisely. Check out the rewards program on your credit card and compare the value of different redemption options. For instance you can use your points to book a flight directly through the airline may offer better value than using them for a gift card.
Another suggestion is to use a rewards card that allows you to transfer your rewards to different loyalty program. This will allow you to have a wider range of choices and more flexibility in redeeming your rewards. For instance, you might be eligible to transfer your rewards to the frequent flyer program of an airline or Hotel rewards programme. This gives an access larger range of flights, hotels as well as other travel perks that may not be offered through the rewards program on your credit card.
In addition, you should find out the card’s benefits. certain benefits that will reduce your travel costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that can be invaluable when you travel.
Finally, when you’re traveling with someone else, both of you can earn rewards with your credit card. Be aware that you cannot share the costs on the same card. Also, make sure to track the rewards you earn separately.
In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program on your credit card and make sure you’re using your credit card in the most effective method. Utilizing an array of strategies I’ve listed that you can get rewards in a short time, use them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.