Mvp Travel

Are you tired of paying a fortune on airfare? Then, there’s a good news! Travel hacking is the answer to all your travel woes. It’s a fun way to convert bonus and sign-up incentives into airline miles which can be used to get discounted or even free flights to your ideal destinations. With a bit of imagination and a little bit of insider know-how, you’ll travel for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about trading credit card sign-up bonuses and rewards for airline miles. These miles can later be used to buy discount or no-cost flights. Certain credit cards will also let you redeem miles for hotel stays and car rental discounts.

How Does it Work?

The secret to successful travel hacking is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program with a limited number of airlines. When you are ready to make a booking consider the cost. If the flight is less than $300, it’s usually better to pay in cash and use your miles to pay to take a more costly flight. If the prices start to rise above $500, you’ll want to review your frequent flyer accounts and find out which airline will give you the best deal. It all boils down to the amount of points or miles in your travel bank for each airline.

Get Started with Travel Hacking

Are you ready to discover the secrets of travel hacking? First step opening an account that comes with a welcome bonus. There are plenty of great credit cards that offer a variety of benefits and features. It depends on the type of airline, your spending habits, and the features that are most essential to you.

Top Credit Card Picks

Here are some credit cards that are excellent to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to get the bonus. Every credit card has its own set of rules, so be sure to check for the details. From there you can begin to rack miles and then using them to book your dream vacation!

Are you ready to set sail with your goals?

Now that you’ve built up your points balance, it’s time to redeem them for some delicious vacation! Different credit card companies offer different ways to redeem your points, but here are a few examples from some of the ones I have experience with:

Take a trip with Chase Ultimate Rewards

If you own a Chase cards, you are able to redeem your points via the Ultimate Rewards portal. In this portal you’ll have access to almost every airline. You can make use of a combination of money and points to book your trip. You can even book entirely using points if you’ve got enough balance! Sometimes even if you do not be able to accumulate enough points in order to pay for full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.

 

United

Are you tired of paying the full cost for your flight tickets? Did you realize that when booking directly through United you can choose the option of paying using either points or dollars? Butbe aware in case you don’t have enough points, you can’t combine points and dollars for the same flight. Don’t worry, though, if you’re only a couple of point short United provides the option to purchase additional miles.

JetBlue

Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more legroom and free snacks. Additionally, their booking process is similar to that of United Airlines that allows you to book with either JetBlue dollar or points but not both. But, JetBlue is unique in that they offer a feature that allows you to join your points with your relatives to earn points twice as fast. Be sure to verify that you are a family member before trying to hack into the system.

Hit that Minimum Spend

If you’re anything like me and my travel buddy Becca, you’re probably pretty frugal and it can be challenging to attempt to spend thousands of dollars to reach the minimum amount required to earn the credit card bonus. But don’t fret, we’ve been through it and we’re here to share some of our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able pay your rent with credit card, then do it! Make sure you be charged a fee, typically at least 3 percent. It could be worthwhile in the long run if the bonus is high enough.

Pay for a medical bill

Another great way to hit the required spending is to cover an medical bill. If you do not have any medical expenses in the near future, ask your relatives if you could pay for theirs and they can repay you.

Repay a loan

If you’re a borrower take into consideration repaying them using an credit card. Just make sure you pay off the balance on your credit card completely so that you don’t accumulate more debt.

Ask your family members for help

Discuss your family with them and look into any large expenses coming up which you could help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re doing it.

Buy gifts

If it’s the holiday season, consider buying all your gifts with your credit card. In this way, you’ll hit that minimum spend and also be ready for giving gifts. Make sure that you’re not spending more than you already thinking of.

There are plenty of methods to get the most out of the travel credit card and accumulate miles or points that you can use towards airfares or other travel-related costs. Here are a few additional suggestions for maximising your rewards:

Pay for travel expenses using your credit card

When you’re planning your next vacation, make use of your travel credit card to pay for your flight, hotel, rental car, and other travel costs. You’ll not only achieve the required amount to qualify for a credit card bonus and earn points, however, you’ll also earn points or miles for the expenditures.

Use your credit card for all your daily expenses

Another method to reach the minimum spend to earn rewards is using your credit card to pay for daily expenses. This can include items like groceries, gas or even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t pay interest.

Benefit from bonus categories

Some travel credit cards will offer miles or points in exchange for specific types of purchases, such as eating out or traveling. Make sure you review the rewards program of your credit card and make use of any bonus categories that match with your spending habits.

Take into consideration the possibility of transferring your balance

If you are currently in debt on a high-interest credit card, you might want to transfer that balance onto an account with a travel credit card that has a 0% introductory APR for balance transfers. This will allow you to pay off your debt without accruing interest, and also help you hit the minimum spend for the credit card’s bonus.

Utilize your miles and points prudently

Once you’ve accumulated a substantial amount of points or miles Make sure to utilize them wisely. Check out the rewards program on your credit card and then compare the benefits of different redemption options. For example you can use points to book a ticket directly through the airline may give you a better value than using them for an gift card.

Another tip is to use a rewards card that allows you to transfer points to other loyalty programs. This allows you to enjoy a greater variety of choices and more flexibility when redeeming your rewards. For example, you may be eligible to transfer your reward to an airline’s frequent flyer program or a Hotel rewards programme. This will give you access to a larger variety of hotels, flights and other travel benefits that aren’t offered through the rewards program of your credit card.

Additionally, try to find out if your credit card offers any perks that can save you money on travel-related costs. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.

If you’re traveling with a friend, both of you can earn rewards with your credit card. Just remember that you can’t divide the cost with the same card, and be sure to keep track of your rewards separately.

Overall, the key to maximizing your travel rewards is to understand the rewards program of your credit card and ensure that you’re using it in the most efficient method possible. Utilizing an array of methods I’ve described, you’ll be able to earn rewards quickly, redeem rewards for valuable travel experiences and benefit from a wide variety of travel benefits.