Mps Travel

Are you fed up of spending a fortune on airfare? Good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting way to turn credit card bonus and sign-up incentives into airline miles, that can then be used to obtain discounted or free flights to your dream destinations. With a little imagination and some know-how, you’ll travel for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can later be used to purchase discount or no-cost flights. Some credit cards also permit you to use miles to pay for hotel stays or rental car discounts.

How Does it Work?

The secret to successful hacking travel is taking advantage of the credit card sign-up bonus and to establish frequent flyer miles for a specific group of airlines. When you are ready to book a flight consider the cost. If the price is under $300, it’s usually better to pay cash and save your miles for a more expensive flight. If the prices start to rise above $500, you’ll want to look into your frequent flyer accounts and see which airline can give you the best deal. It all comes down to the number of points or miles you have in your travel savings account for each airline.

Begin by Getting Started with Travel Hacking

Are you ready to discover the secrets to travel hacking? Your first task is to open a credit card with a sign-up bonus. There are plenty of great credit cards with various advantages and features. It depends on the type of airline, your spending habits, and what features are important to you.

Top Credit Card Picks

Here are some credit cards that are perfect for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit card you’ll need to hit the spending limit for minimum expenditure in order to qualify for the bonus. Every credit card has its own set of rules, so be sure to look up this information. Then, it’s all about racking miles and using them to book your dream vacation!

Ready to jet-set with your ideas?

Now that you’ve built up the points balance, you’re ready to cash them in for some delicious vacation! Different credit card providers will offer different ways to redeem your points, but here are some examples from some of the providers I’ve had experience with:

Escape with Chase Ultimate Rewards

If you have a Chase card, you can redeem your points via the Ultimate Rewards portal. Through it, you’ll have access to nearly every airline, and you can combine money and points to pay for your trip. You can even book completely using points if you’ve got the funds to pay for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.

 

United

Are you tired of paying full price for flights? Did you know that when you book directly through United You have the option of paying using dollars or points? Be careful in case you do not have enough points you cannot combine dollars and points for flights. No worries though, if you’re a few points away, United provides the possibility of purchasing additional miles.

JetBlue

Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra legroom and free snacks. Plus, their booking process is similar to that of United Airlines which allows customers to book using either JetBlue points or dollars, but not both. However, JetBlue offers a distinct feature that lets you pool your points together with your relatives to earn points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.

Make sure you spend that minimum amount

If you’re anything like me and my travel companion Becca I’m sure you’re pretty thrifty and it’s difficult to think of spending thousands of dollars in order to meet the minimum spend for the credit card bonus. But don’t fret, we’ve been through it and we’re here to share some of our tricks and tips.

Pay your rent (if you can)

This is a big one! If you’re able pay your rent with credit card, then do it! Just be prepared to pay a cost, which is usually about 3 percent. It might be worth it over the long term in the event that the bonus is substantial enough.

Pay for a medical bill

Another great way to hit the minimum spend is to pay for an medical bill. If you do not have any medical expenses due Ask your relatives if you could pay for theirs and they’ll repay you.

Repay the loan

If you’re in the middle of a loan take into consideration repaying them using the credit card you have. Make sure to pay the credit card balance in full , so that you don’t accumulate more debt.

Ask family members for assistance

Talk to your family and look into any large expenses coming up which you could help pay for. Just make sure you trust the person and they understand why you’re doing this.

Give presents

If it’s the holiday season take into consideration buying all your gifts using the credit card you have. In this way, you’ll reach the minimum spending requirement and also be ready for gift giving. Be sure to avoid spending more than you were already planning to.

There are many ways to make the most out of using your credit or debit card for travel and earn miles or points to spend on airfares or other travel-related costs. Here are some additional ways to maximize the rewards you earn:

Make travel reservations using your credit card

When you’re planning your next trip, make use of the travel credit card to pay for your flight, hotel or rental car, as well as any other travel expenses. Not only will you be able to hit the required amount to qualify for a credit card bonus as well, but you’ll also be earning points or miles to cover the expenditures.

Use your credit card for everyday costs

Another way to hit the minimum spending requirement in order to accumulate points utilising your credit cards for daily costs. This could include things like gas, groceries or even your phone bill. Be sure to pay the balance off each month in full so you don’t accumulate interest.

Benefit from bonus categories

Some travel credit cards will offer miles or points in exchange for certain types of purchases, such as eating out or travelling. Check out your rewards program on your credit card and make use of the bonus categories that are in line with your spending habits.

Consider the possibility of transferring your balance

If you have existing debt on a high-interest credit card, you might want to transfer the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will enable you to pay off your debts without accruing interest. It will also assist you in reaching the minimum spend for the credit card’s bonus.

Use your points or miles carefully

When you’ve earned a significant amount of miles or points, be sure to use the points or miles wisely. Check out the rewards program on your credit card and then compare the value of different redemption options. For example using your points to purchase a flight directly with the airline might offer better value than using them to purchase an gift card.

Another option is to get an rewards card that permits you to transfer your reward points into other loyalty programmes. This allows you to get a wider selection of choices and more flexibility in you want to redeem your rewards. For instance, you might be capable of transferring your reward to the frequent flyer program of an airline or a Hotel rewards programme. This will give the benefit of a larger variety of hotels, flights, and other travel perks that aren’t accessible through the rewards program on your credit card.

Additionally, try to discover if your credit card offers some perks that could save you money on travel-related costs. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that can be invaluable when you travel.

Finally, when you’re traveling with a companion each of you will be able to earn rewards with your credit card. Make sure you don’t split the cost on the same card. Also, make sure to track the rewards you earn separately.

In the end, the most important thing to do to maximizing your travel rewards is to understand your credit card’s rewards program and to ensure you’re making use of this program in the most effective method. Utilizing an array of strategies I’ve listed that you can get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad range of travel perks.