Are you tired of paying an enormous amount on flights? Well, good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting way to convert welcome bonuses and other incentives into airline miles which can be used to obtain discounted or free flights to your desired destinations. With a bit of imagination and a little bit of insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can later be used to pay for discounted or even free flights. Some credit cards also permit you to use miles towards hotel stays or rental car discounts.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program for a specific group of airlines. When it comes time to make a booking take a look at the price. If the cost is under $300, it’s generally better to pay cash and save your miles to book a higher-priced flight. If the prices start to rise above $500, you’ll want to check the frequent flyer account and determine which airline offers you the best deal. It all comes down to the amount of points or miles in your travel account for each airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? First step opening the credit card that comes with a sign-up bonus. There are plenty of great credit cards that offer many advantages and features. It is all dependent on the airline, your habits with spending and the features that are most essential to you.
Top Credit Card Picks
Here are some credit card options that can be perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Every card has different rules, so be certain to verify the details. From there you can begin to rack up miles, and then using them to book your dream trip!
Ready to jet-set with your points?
Once you’ve accumulated the points amount, it’s time to redeem them for some sweet vacation! Different credit card providers will offer different ways to redeem your rewards, here are some examples from some of the companies I’ve had experience with:
Take a trip through Chase Ultimate Reward
If you own a Chase card, you can redeem your points through the Ultimate Rewards portal. In it, you’ll get access to nearly every airline, and you can use a combination of the points as well as cash in order to pay for your trip. You can even book entirely with points if you’ve the balance for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for total cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you tired of paying the full cost for flights? Did you realize that when booking directly through United You have the option of paying using either points or dollars? Be careful that if you don’t have enough points, you cannot combine points and dollars on one flight. Don’t worry, though, if you’re just a few points short, United also offers the option of buying additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue offers a comfortable and enjoyable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is like United’s that allows customers to book using either JetBlue either dollars or points however, not both. The difference is that JetBlue is unique in that they offer a feature where you can pool your points together with your family members and earn points twice as fast. Just make sure you can prove you’re really family before trying to hack the system.
Reach that Minimum Spend
If you’re like me and my travel companion Becca You’re probably quite economical and it’s daunting to try to spend thousands of dollars to hit the minimum spend for the credit card bonus. Don’t worry as we’ve done it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent with a credit card, do it! Be prepared to pay a fee, usually about 3 percent. It might be worth it in the end if the bonus is high enough.
Pay for a medical bill
Another way to reach the minimum spend is to pay for a medical bill. If you don’t have any medical bills due then ask your family members if you can pay for theirs and they’ll pay you back.
Make a payment to pay off a loan
If you’re in the middle of a loan, consider making payments on them with your credit card. Just make sure you pay the credit card balance in full , so that you don’t end up with more debt.
Ask family members for assistance
Talk to your family and see if they have any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they know why you’re doing this.
If it’s the holiday season, consider buying all of your gifts with the credit card you have. So you’ll be able to reach the minimum spending requirement and also be prepared for gift giving. Make sure that you’re not paying more than you thinking of.
There are a lot of methods to get the most of the travel credit card. You can earn miles or points to use towards airfares or other travel-related costs. Here are some additional ideas for maximizing your rewards:
Make travel reservations using your credit card
Whenever you’re planning a trip, use your travel credit card for booking your hotel, flight or rental car, as well as any other travel-related expenses. Not only will you achieve the minimum spend to qualify for a credit card and earn points, but you’ll also be earning points or miles to cover these expenditures.
Utilize your credit card to pay for all your daily expenditures
Another way to meet the minimum spend and earn points is using your credit card for daily expenses. This could be things like food, gas, and even your phone bill. Be sure to pay the balance off each month in full so you don’t accumulate interest.
Take advantage of bonus categories
A lot of travel credit cards provide miles or bonus points for specific types of purchases, like dining or travel. Check out the rewards program of your credit card and make use of any bonus categories that align with your spending habits.
Take into consideration a balance transfer
If you’re in the middle of a debt on a credit card, think about transferring the balance to a travel credit card with the introductory APR of 0% for balance transfers. This will let you pay off the debt without accruing interest and simultaneously assist you in reaching the minimum spend for the credit card’s bonus.
Utilize your miles and points prudently
When you’ve earned a significant amount of miles or points, be sure to use them in a responsible manner. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For instance you can use points to book a flight directly through the airline may provide you with a greater value than using them for an gift card.
Another suggestion is to use rewards cards that allow you to transfer your reward points into other loyalty programmes. This will let you enjoy a greater variety of choices and more flexibility when redeeming your rewards. For instance, you might be able to transfer your reward to an airline’s frequent flyer program or a hotel rewards program. This will give the benefit of a larger variety of hotels, flights as well as other travel perks that may not be offered through your credit card’s rewards program.
Additionally, try to find out the card’s benefits. certain benefits that will save you money on travel-related costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.
If you’re traveling with someone else and both of you get rewards on your credit card. Just remember that you can’t divide the cost with the same card. Also, make sure to keep track of the rewards you earn separately.
In the end, the most important thing to do to making the most of your travel rewards is to know the rewards program of your credit card and make sure you’re making use of this program in the most effective way possible. Utilizing a combination of the methods I’ve described, you’ll be able to earn rewards quickly, redeem rewards for valuable travel experiences and benefit from a wide range of travel perks.