Miriam Travel

Are you tired of spending a fortune on airfare? Good news! Travel hacking can be the solution to all your travel woes. It’s an exciting method to convert welcome bonuses and other incentives into airline miles which can be used to obtain discounted or free flights to your dream destinations. With a little creativity and some insider knowledge, you can fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is all about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to buy discount or no-cost flights. Certain credit cards will also let you redeem miles towards hotel stays or rental car deals.

How Does it Work?

The most effective method for successful hacking travel is taking advantage of the credit card sign-up bonus and to establish frequent flyer miles for a specific group of airlines. When it comes time to make a booking consider the cost. If the cost is under $300, it’s best to pay cash and save your miles for a more expensive flight. If your flights begin to climb higher than $500, it’s best to check those frequent flyer accounts to determine which airline offers you the most value. It all boils down to the amount of points or miles you have in your travel account for each airline.

Start with Travel Hacking

Ready to learn the secrets to hacking travel? First step opening a credit card with a sign-up bonus. There are plenty of great credit cards that provide many advantages and features. It all depends on your preferred airline, your spending habits, and what features are important to you.

Top Credit Card Picks

Here are a few credit card options that can be perfect for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit or debit card, you’ll need to hit the limit of spending minimum in order to get the bonus. Every credit card has its own set of guidelines, so make sure to check for this information. Then, it’s all about racking up miles, and using them to plan your dream trip!

Ready to jet-set with your goals?

Once you’ve accumulated your points balance, you’re ready to use them towards nice vacation! Different credit card providers will have different methods of redeeming your rewards, here are a few examples from some of the ones I have experience with:

Getaway through Chase Ultimate Reward

If you own a Chase card, you can redeem your points through the Ultimate Rewards portal. In it, you’ll have access to virtually every airline. You can combine money and points to book your trip. You can even book completely using points if you’ve got enough balance! Sometimes even if you don’t be able to accumulate enough points in order to pay for total cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.

 

United

Are you fed up of paying the full cost for your flights? Did you know that when you book directly through United You have the option of paying with dollars or points? Be careful that if you do not have enough points you aren’t able to combine points and dollars on one flight. No worries though, if you’re only a couple of point short United provides the option of buying additional miles.

JetBlue

Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra space and complimentary snacks. Plus, their booking process is like United’s which allows you to book with either JetBlue either dollars or points, however, not both. The difference is that JetBlue has a unique feature where you can pool your points together with your relatives to earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.

Hit that Minimum Spend

If you’re anything like me and my travel companion Becca You’re probably quite economical and it’s difficult to think of spending thousands of dollars to reach the minimum amount required to earn the credit card bonus. Don’t worry as we’ve done it and are here to share our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able pay your rent with credit card, then do it! Be prepared to pay a cost, which is usually about 3 percent. It might be worth it over the long term when the bonus is large enough.

Pay a medical bill

Another way to reach the minimum spend is to cover the medical bills. If you do not have any medical expenses due Ask your family members if you can pay them for theirs, and they’ll reimburse you.

Make a payment to pay off the loan

If you’re a borrower, consider paying them off with an credit card. Make sure to pay the credit card balance in full , so that you don’t accrue more debt.

Ask family members for assistance

Ask your family members to look into any big expenses coming up that you can help pay for. Just make sure you trust the person and they know why you’re taking the initiative.

Purchase presents

If you’re celebrating the holidays, consider buying all your gifts with the credit card you have. This way you can meet the minimum spending limit and be ready for giving gifts. Just make sure you’re not spending more than you were thinking of.

There are plenty of ways to make the most out of using your credit or debit card for travel and accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are some additional suggestions for maximising your rewards

Book travel expenses with your credit card

If you’re planning a trip, use you travel credit card for booking your flight, hotel or rental car, as well as any other travel-related expenses. You’ll not only be able to meet the minimum amount of spending required to qualify for a credit card reward as well, however, you’ll also earn points or miles for these expenditures.

Utilize your credit card to pay for everyday expenditures

Another way to meet the minimum spend to earn rewards is utilising your credit cards for everyday expenditures. This could include things like food, gas or even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accumulate interest.

Take advantage of bonus categories

Some travel credit cards will offer miles or bonus points for certain types of purchases, like eating out or travelling. Make sure you review the rewards program of your credit card and avail the bonus categories that are in line with your spending habits.

Take into consideration a balance transfer

If you have existing outstanding debt due to a high-interest credit card, think about transferring that balance to an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will enable you to pay off your debt without accruing interest and simultaneously assist you in reaching the minimum amount required to earn the credit card bonus.

Use your points or miles carefully

If you’ve amassed a large amount of miles or points, be sure to use them wisely. Review the rewards program for your credit card and compare the worth of various redemption options. For example, using points to book a ticket directly with the airline might give you a better value than using them to purchase the purchase of a gift card.

Another tip is to use an rewards card that permits you to transfer reward points into other loyalty programmes. This allows you to have a wider range of choices and more flexibility in you want to redeem your rewards. For instance, you might be eligible to transfer your reward to the frequent flyer program of an airline or a reward program for hotels. This can give you access to a wider range of flights, hotels and other travel benefits that may not be offered through the rewards program on your credit card.

Additionally, try to find out whether your credit card has any perks that can save you money on travel-related expenses. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that can be invaluable when you travel.

Finally, when you’re traveling with a friend each of you will be able to get rewards on your own credit card. Make sure you don’t divide the cost with the same card and make sure to track your rewards separately.

The key to maximizing your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re making use of it in the most efficient method. Through a combination of the strategies I’ve outlined in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it and take advantage of a broad assortment of travel-related perks.