Mighty Travel

Are you fed up of spending an enormous amount on flights? Good news! Travel hacking is the answer to your travel-related problems. It’s a fun way to convert credit card bonus and sign-up incentives into miles which you can use to score discounted or complimentary flights for your desired destinations. With a little bit of imagination and a little bit of insider know-how, you’ll fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. The miles can be used to buy discounted or even free flights. Certain credit cards permit you to use miles towards hotel stays or car rental deals.

How Does it Work?

The most effective method for successful hacking travel is taking advantage of the credit card sign-up bonus and building out a frequent flyer mile program for a specific group of airlines. When you are ready to book a flight consider the cost. If the flight is under $300, it’s usually better to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to review the frequent flyer account and find out which airline will give you the best price. All it boils down to is the number of points or miles in your travel account for each airline.

Begin by Getting Started with Travel Hacking

Are you interested in learning the secrets to hacking travel? The first step is to open an account with a sign-up offer. There are a lot of fantastic credit cards that provide many benefits and features. It is all dependent on the airline, your spending habits, and the features that are most essential to you.

Top Credit Card Picks

Here are some credit card options that can be excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to get the bonus. Every card has different rules, so make certain to verify the details. Then, it’s all about racking up miles and then using them to book your dream trip!

Are you ready to set sail with your ideas?

Once you’ve accumulated the points amount, it’s time to cash them in for some sweet getaway! Different credit card providers will offer different ways to redeem your rewards, here are some examples from some of the providers I’ve had experience with:

Escape by using Chase Ultimate Rewards

If you own an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. Within it, you’ll have access to nearly every airline, and you can use a combination of points and cash to pay for your trip. You can book your flight entirely on points if you have enough balance! Sometimes even if you do not be able to accumulate enough points in order to pay for full price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.

 

United

Are you fed up of paying full price for flights? Did you realize that when booking directly through United, you have the option of paying with dollars or points? Be careful that if you don’t have enough points you cannot combine dollars and points on one flight. Don’t worry, though, if you’re just a few points short, United also offers the possibility of purchasing additional miles.

JetBlue

Looking for a domestic flight? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom and free snacks. In addition, their booking procedure is similar to that of United Airlines which allows you to book with either JetBlue points or dollars however, not both. However, JetBlue offers a distinct feature that lets you combine your points with your family members and earn points twice as quickly. Just make sure you can verify that you are a family member before trying to hack into the system.

Make sure you spend that minimum amount

If you’re like me and my travel buddy Becca You’re probably quite frugal and it can be difficult to think of spending thousands of dollars to hit the required amount to qualify for the credit card bonus. However, don’t be worried because we’ve been there and are here to share our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay your rent using credit card, go for it! Just be prepared to be charged a fee, typically around 3%. It may be worth it over the long term in the event that the bonus is substantial enough.

Make a payment on a medical expense

Another great way to hit the required spending is to pay for a medical bill. If you don’t have any medical bills due, ask your family members if you can pay them for theirs, and they will pay you back.

Make a payment to pay off the loan

If you’re in the middle of a loan take into consideration repaying them using an credit card. Make sure to pay off the credit card balance in full so you don’t accumulate additional debt.

Ask your family members for help

Ask your family members to determine if they’ve got any large expenses coming up which you could help pay for. Make sure that you are able to trust the person and they understand why you’re doing it.

Buy gifts

If you’re celebrating the holidays take into consideration buying all your gifts using cards from your credit account. So you’ll be able to hit that minimum spend and also be prepared to give gifts. Make sure that you’re not spending more than you thinking of.

There are plenty of methods to get the most out of the travel credit card and earn miles or points to spend on airfares or other travel-related costs. Here are a few more suggestions for maximising your rewards:

Book travel expenses with your credit card

If you’re planning a trip, use your travel credit card to book your hotel, flight or rental car, as well as any other travel-related expenses. Not only will you be able to meet the minimum spend for your credit card bonus and earn points, but you’ll also be earning points or miles for the expenses.

Utilize your credit card to pay for all your daily expenses

Another method to reach the minimum amount of spending to earn rewards is using your credit card for every day expenses. This can include items like groceries, gas or even your phone bill. Just make sure to pay the balance off in full each month so you don’t accrue interest charges.

Benefit from bonus categories

Some travel credit cards will offer miles or bonus points for specific types of purchases, including dining or travel. Make sure you review your credit card’s rewards program and take advantage of any bonus categories that match with your spending routines.

Consider the possibility of transferring your balance

If you have existing debt on a high-interest credit card, consider transferring that balance to an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will enable you to pay off your debt without accruing interest and simultaneously help you hit the minimum spend for the credit card’s bonus.

Make use of your miles or points carefully

When you’ve earned a significant amount of points or miles, be sure to use the points or miles wisely. Check out the rewards program on your credit card and compare the benefits of different redemption options. For example you can use your points to book a ticket directly with the airline might offer better value than using them for a gift card.

Another suggestion is to use rewards cards that allow you to transfer your points to other loyalty programs. This allows you to have a wider range of choices and more flexibility in making use of your rewards. For instance, you might be able to transfer your rewards to an airline’s frequent flyer program or a reward program for hotels. This can give the benefit of a wider selection of hotels, flights as well as other travel perks that may not be available through the rewards program on your credit card.

Additionally, try to determine if your credit card offers some perks that could save you money on travel-related expenses. Many cards offer travel insurance, rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.

If you’re traveling with a friend and both of you earn rewards using your credit card. Just remember that you can’t divide the cost with the same card and make sure to track the rewards you earn separately.

In the end, the most important thing to do to maximizing your rewards for travel is to be aware of the rewards program of your credit card and ensure that you’re making use of it in the most effective method possible. Utilizing a combination of the methods I’ve described in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it and take advantage of a broad assortment of travel-related perks.