Are you tired of paying a fortune on airfare? Good news! Travel hacking could be the solution to all your travel problems. It’s a fun way to convert welcome bonuses and other incentives into miles that can then be used to get discounted or even free flights to your ideal destinations. With a little bit of creativity and some insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and rewards for airline miles. The miles can be used to purchase discounted or even free flights. Some credit cards also let you redeem miles to pay for hotel stays or car rental offers.
How Does it Work?
The key to success in hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles on a select group of airlines. When you are ready to book a flight, evaluate the cost. If the price is less than $300, it’s best to pay cash and use your miles to pay to take a more costly flight. If the prices start to rise higher than $500, it’s best to look into those frequent flyer accounts and determine which airline offers you the best price. It all comes down to the number of points or miles in your travel account for each airline.
Get Started with Travel Hacking
Ready to learn the secrets to travel hacking? The first step is to open a credit card with a sign-up offer. There are many great credit cards that offer many advantages and features. It is all dependent on the airline, your spending habits, and what features are important to you.
Top Credit Card Picks
Here are some credit cards that are perfect for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to hit the minimum spend limit in order to qualify for the bonus. Each card has its own rules, so be sure to check for the details. From there it’s all about building up miles and using them to plan your dream vacation!
Are you ready to set sail with your points?
After you’ve accrued your points balance, it’s time to cash them in for some sweet getaway! Different credit card companies offer different ways to redeem your rewards, here are some examples from some of the companies I’ve worked with:
Getaway with Chase Ultimate Rewards
If you’re a holder of an Chase credit card, then you can redeem your points through the Ultimate Rewards portal. Through the portal, you’ll have access to virtually every airline. You can combine money and points to book your trip. You can even book entirely on points if you have enough balance! Sometimes even if you do not have enough points to cover the full cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying full price for your flight tickets? Did you realize that when booking directly through United, you have the option of paying with either points or dollars? Butbe aware in case you don’t have enough points you can’t combine dollars and points for flights. No worries though, if you’re a few points away, United provides the possibility of purchasing additional miles.
Are you looking for a domestic flight? Look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more legroom as well as free snacks. Additionally, their booking process is similar to United’s that allows you to book with either JetBlue points or dollars, however, not both. The difference is that JetBlue has a unique feature that lets you join your points with your relatives to earn points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack the system.
Reach that Minimum Spend
If you’re like me or my travel companion Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars in order to meet the minimum amount required to earn the credit card bonus. Don’t worry, we’ve been through it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent with credit card, then do it! Make sure you pay a cost, which is usually around 3%. It may be worth it over the long term in the event that the bonus is substantial enough.
Pay for a medical bill
Another great way to hit the spending limit is to pay for a medical bill. If you don’t have any medical bills due Ask your relatives if you could pay for theirs and they can reimburse you.
Make a payment to pay off the loan
If you have any loans you owe, think about paying them off with the credit card you have. Make sure to pay the credit card balance in full so you don’t end up with more debt.
Ask your family members for help
Ask your family members to look into any big expenses coming up that you can help pay for. Just make sure you are able to trust the person and that they know why you’re taking the initiative.
If you’re celebrating the holidays take into consideration buying all of your gifts with your credit card. So you’ll be able to hit that minimum spend and be ready to give gifts. Be sure to avoid paying more than you already contemplating to.
There are a lot of methods to get the most out of your travel credit card and accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are a few additional ways to maximize the rewards you earn:
Book travel expenses with your credit card
When you’re planning your next vacation, make use of the travel credit card to pay for your hotel, flight or rental car, as well as any other travel expenses. In addition, you’ll achieve the required amount for your credit card, but you’ll also earn points or miles to cover these costs.
Utilize your credit card to pay to pay for your everyday costs
Another method to reach the minimum spend in order to accumulate points using your credit card to pay everyday costs. This could be things like gas, groceries, and even your phone bill. Just make sure to pay off the balance in full each month so you don’t accrue interest charges.
Make the most of bonus categories
A lot of travel credit cards provide bonus points or miles for specific types of purchases, such as dining or travel. Make sure you review your rewards program on your credit card and make use of the bonus categories that are in line with your spending routines.
Consider the possibility of transferring your balance
If you have existing outstanding debt due to a high-interest credit card, consider transferring the balance to a travel credit card with an introductory rate of 0% for balance transfer. This will let you pay off your debt without accruing interest and simultaneously aid in achieving the minimum amount required to earn the credit card’s bonus.
Make use of your miles or points prudently
If you’ve amassed a large amount of points or miles Make sure to utilize the points or miles wisely. Examine the rewards program of your credit card, and evaluate the benefits of different redemption options. For instance, using your points to purchase a flight directly with the airline might offer better value than using them for an gift card.
Another suggestion is to use an rewards card that permits you to transfer points to other loyalty programs. This will allow you to enjoy a greater variety of choices and more flexibility when you want to redeem your rewards. For instance, you might be capable of transferring your reward to frequent flyer programs of airlines or reward program for hotels. This can give an access greater selection of hotels, flights as well as other travel perks that aren’t offered through the rewards program on your credit card.
Also, discover if your credit card offers some perks that could help you save money on travel costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that could be very beneficial when traveling.
Finally, when you’re traveling with someone else and both of you earn rewards with your credit card. Make sure you don’t split the cost on the same card. Also, make sure to keep track of your rewards in a separate manner.
Overall, the key to making the most of your rewards for travel is to be aware of the rewards program of your credit card and to ensure you’re using this program in the most efficient method. Utilizing a combination of the methods I’ve described in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences and benefit from a wide range of travel perks.