Are you tired of paying a fortune on airfare? Good news! Travel hacking can be the solution to all your travel woes. It’s an exciting way to convert credit card welcome bonuses and other incentives into miles which can be used to obtain discounted or free flights to your desired destinations. With a little creativity and some insider information, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses and rewards for airline miles. These miles can later be used to buy cheap or free flight tickets. Some credit cards also permit you to use miles for hotel stays and car rental offers.
How Does it Work?
The key to success in travel hacking is to take advantage of the sign-up bonuses for credit cards and to establish frequent flyer miles on a select group of airlines. When you are ready to book a flight take a look at the price. If the cost is under $300, it’s usually better to pay in cash and save your miles to take a more costly flight. If the prices start to rise above $500, you’ll want to check those frequent flyer accounts to see which airline can give you the best price. It all comes down to the amount of points or miles you have you have in your travel savings account for each airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets to hacking travel? The first step is to open an account with a sign-up offer. There are a lot of fantastic credit cards that provide various advantages and features. It depends on the type of airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are some credit cards great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll need to reach the spending limit for minimum expenditure in order to receive the bonus. Every credit card has its own set of rules, so be sure to look up the details. Then it’s all about building up miles and using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated the points balance, you’re ready to use them towards delicious travel! Different credit card providers will offer different ways to redeem your rewards, here are a few examples from some of the providers I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you have an Chase credit card, then you are able to use your points to redeem them through the Ultimate Rewards portal. Within it, you’ll have access to almost every airline and you can make use of a combination of points and cash to book your trip. You can even book completely using points if you’ve got the balance for it! Sometimes even if you do not have enough points to cover the full price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you fed up of paying full price for your flights? Did you know that when you book directly through United you can choose the option of paying using either points or dollars? But, be careful that if you don’t have enough points you cannot combine points and dollars for flights. If you’re just a few points short, United provides the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience with extra legroom and free snacks. Additionally, their booking process is similar to United’s which allows you to book with either JetBlue dollar or points but not both. But, JetBlue has a unique feature that allows you to pool your points together with family members to accrue points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca I’m sure you’re pretty thrifty and it’s daunting to try to spend thousands of dollars in order to meet the required amount to qualify for a credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using credit card, then do it! Just be prepared to pay a cost, which is usually about 3%. It may be worth it in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another way to reach the spending limit is to cover a medical bill. If you don’t have any medical bills in the near future then ask your family members if you can pay them for theirs, and they can repay you.
Pay off a loan
If you’re a borrower you owe, think about paying them off with an credit card. Make sure to pay off the balance on your credit card in full , so that you don’t accrue more debt.
Ask family members for assistance
Talk to your family and determine if they’ve got any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re doing this.
If it’s the holiday season take into consideration buying all your gifts with your credit card. So you’ll be able to reach the minimum spending requirement and also be ready for giving gifts. Be sure to avoid paying more than you planning to.
There are a lot of methods to get the most from your travel credit card. You can accumulate miles or points that you can spend on the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising your rewards
Book travel expenses with your credit card
When you’re planning your next vacation, make use of the travel credit card to book your hotel, flight, rental car, and any other travel expenses. In addition, you’ll be able to hit the required amount to earn your credit card reward and earn points, but you’ll also be earning points or miles to cover those expenses.
Utilize your credit card to pay for all your daily costs
Another way to hit the minimum spending requirement in order to accumulate points making use of your credit card for daily expenditures. This could be things like gas, groceries, and even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
Some travel credit cards will offer miles or bonus points for certain types of purchases, like eating out or traveling. Make sure you review the rewards program of your credit card and take advantage of the bonus categories that are in line with your spending routines.
Think about the possibility of transferring your balance
If you have existing outstanding debt due to a high-interest credit card, you might want to transfer that balance onto an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will let you pay off your debt without accruing interest and simultaneously help you hit the minimum spending requirement for the credit card’s bonus.
Use your points or miles carefully
If you’ve amassed a large amount of miles or points Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card and compare the worth of various redemption options. For example you can use your points to book a ticket directly through the airline may offer better value than using them for an gift card.
Another tip is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This allows you to get a wider selection of choices and more flexibility when redeeming your rewards. For example, you may be capable of transferring your rewards to an airline’s frequent flyer program or reward program for hotels. This can give the benefit of a larger range of flights, hotels and other travel benefits which are not accessible through your credit card’s rewards program.
Also, discover if your credit card offers some perks that could reduce your travel costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.
When you travel with someone else each of you will be able to earn rewards with your own credit card. Just remember that you can’t split the cost on the same card. Also, make sure to keep track of the rewards you earn separately.
The key to maximizing your travel rewards is to understand the rewards program on your credit card and ensure that you’re making use of your credit card in the most effective method possible. Utilizing all of the strategies I’ve outlined that you can earn rewards quickly, redeem rewards for valuable travel experiences and take advantage of a broad assortment of travel-related perks.