Are you tired of paying thousands of dollars on travel? Good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting way to convert bonus and sign-up incentives into airline miles which you can use to obtain discounted or cheap flights from your desired destinations. With a little creativity and some insider information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to purchase discounted or even free flights. Certain credit cards permit you to use miles for hotel stays and car rental discounts.
How Does it Work?
The secret to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and building out a frequent flyer mile program on a select group of airlines. When it’s time to book a flight consider the cost. If the price is under $300, it’s usually better to pay in cash and save your miles to book a higher-priced flight. When the flights start getting over $500, you’ll need to review the frequent flyer account to find out which airline will give you the best deal. It all boils down to the amount of miles or points in your travel account for each airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets of travel hacking? Your first task is to open a credit card that comes with a welcome bonus. There are many great credit cards that offer a variety of benefits and features. It all depends on your preferred airline, spending habits and the features that are most important to you.
Top Credit Card Picks
Here are some credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll need to reach the spending limit for minimum expenditure in order to get the bonus. Every card has different rules, so be certain to verify this information. Then you can begin to rack up miles, and using them to book your dream vacation!
Ready to jet-set with your ideas?
Now that you’ve built up your points amount, it’s time to cash them in for some nice vacation! Different credit card companies have different methods for redeeming your points, but here are some examples from a few of the ones I’ve worked with:
Take a trip through Chase Ultimate Reward
If you own a Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. Through this portal you’ll get access to nearly every airline, and you can make use of a combination of points and cash to pay for your travel. You can even book completely with points if you’ve the balance for it! Sometimes, even if you don’t possess enough points for the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you fed up of paying the full cost for your flights? Did you realize that when booking directly through United, you have the option of paying using dollars or points? Be careful that if you don’t have enough points, you cannot combine points and dollars on the same flight. If you’re a few points short, United gives you the option of buying additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more legroom and free snacks. In addition, their booking procedure is like United’s, allowing customers to book using either JetBlue either dollars or points however, not both. The difference is that JetBlue offers a distinct feature that allows you to pool your points together with your relatives to earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel buddy Becca, you’re probably pretty thrifty and it’s difficult to think of spending thousands of dollars in order to meet the minimum amount required to earn the credit card bonus. Don’t worry because we’ve been there and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using credit card, go for it! Be prepared to pay a cost, which is usually around 3%. It could be worthwhile over the long term when the bonus is large enough.
Pay a medical bill
Another great way to hit the required spending is to pay for the medical bills. If you do not have any medical expenses due Ask your family members if you can pay them for theirs, and they’ll repay you.
Make a payment to pay off a loan
If you’re a borrower take into consideration making payments on them with an credit card. Be sure to pay off the balance on your credit card completely so that you don’t accrue additional debt.
Ask family for help
Talk to your family and look into any big expenses coming up which you could help pay for. Be sure to be sure that you’re able to are able to trust the person and that they are aware of the reason for taking the initiative.
If you’re celebrating the holidays, consider buying all of your gifts with the credit card you have. This way you can meet the minimum spending limit and also be ready for giving gifts. Just make sure you’re not spending more than you contemplating to.
There are many ways to make the most out of the travel credit card. You can earn miles or points to spend on airfares or other travel-related costs. Here are a few additional ways to maximize your rewards:
Make travel reservations using your credit card
When you’re planning your next trip, use your travel credit card to pay for your flight, hotel, rental car, and other travel costs. In addition, you’ll be able to hit the minimum amount of spending required to qualify for a credit card reward, but you’ll also be earning points or miles on the costs.
Use your credit card for everyday expenditures
Another way to meet the minimum spending requirement in order to accumulate points by using your credit card for everyday costs. This could include things like gas, groceries, and even your phone bill. Make sure you pay the balance off each month in full so you don’t pay interest.
Make the most of bonus categories
Some travel credit cards will offer miles or points in exchange for certain types of purchases, such as eating out or traveling. Check out your rewards program on your credit card and avail the bonus categories that are in line with your spending routines.
Take into consideration the possibility of transferring your balance
If you’re in the middle of a debt on a credit card, you might want to transfer that balance to a travel credit card with the introductory APR of 0% for balance transfer. This will allow you to pay off your debts without accruing interest, and also assist you in reaching the minimum spend for the credit card’s bonus.
Use your points or miles carefully
If you’ve amassed a large amount of miles or points Make sure to utilize the points or miles wisely. Examine the rewards program of your credit card and compare the value of different redemption options. For example using your points to purchase a flight directly through the airline may offer better return than using them for an gift card.
Another tip is to use a rewards card that allows you to transfer points to other loyalty programs. This will allow you to enjoy a greater variety of choices and more flexibility in making use of your rewards. For instance, you might be able to transfer your rewards to an airline’s frequent flyer program or hotel rewards program. This can give the benefit of a wider range of flights, hotels and other travel benefits that may not be available through the rewards program of your credit card.
In addition, you should find out whether your credit card has certain benefits that will reduce your travel costs. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.
When you travel with a companion and both of you get rewards on your credit card. Just remember that you can’t divide the cost with the same card and make sure to track your rewards separately.
The key to maximizing your travel rewards is to know your credit card’s rewards program and make sure you’re making use of it in the most effective way possible. Through a combination of the methods I’ve described that you can earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide range of travel perks.