Are you fed up of spending a fortune on airfare? Good news! Travel hacking can be the solution to all your travel problems. It’s a fun way to convert bonus and sign-up incentives into miles which you can use to get discounted or even complimentary flights for your ideal destinations. With a bit of imagination and a little bit of insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can later be used to purchase cheap or free flight tickets. Certain credit cards let you redeem miles for hotel stays and rental car deals.
How Does it Work?
The secret to successful travel hacking is to take advantage of the credit card sign-up bonus and building out a frequent flyer mile program on a select group of airlines. When you are ready to book a flight, evaluate the cost. If the flight is under $300, it’s generally better to pay in cash and save your miles for a more expensive flight. If your flights begin to climb over $500, you’ll need to look into your frequent flyer accounts to determine which airline offers you the best deal. All it boils down to is the number of points or miles you have in your travel bank for each airline.
Start with Travel Hacking
Are you ready to discover the secrets of travel hacking? Your first task is opening the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards that provide various benefits and features. It all depends on your preferred airline, your spending habits, and what features are essential to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Every card has different rules, so be certain to verify this information. Then it’s all about building miles and using them to book your dream trip!
Are you ready to set sail with your ideas?
Once you’ve accumulated the points balance, it’s time to cash them in for some delicious getaway! Different credit card companies have different methods for redeeming your points. Here are a few examples from some of the ones I have experience with:
Take a trip through Chase Ultimate Reward
If you have a Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. In the portal, you’ll have access to almost every airline and you can make use of a combination of money and points to pay for your trip. You can even book entirely using points if you’ve got the balance for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for full price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United You have the option of paying using dollars or points? Be careful, if you don’t have enough points you cannot combine points and dollars on flights. No worries though, if you’re a few point short United provides the option of buying additional miles.
Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable travel experience that includes extra legroom and free snacks. Additionally, their booking process is similar to that of United Airlines which allows passengers to book flights using JetBlue either dollars or points, but not both. But, JetBlue is unique in that they offer a feature that allows you to pool your points together with your relatives to earn points twice as quickly. Make sure to prove you’re really family before trying to hack the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca, you’re probably pretty thrifty and it’s difficult to think of spending thousands of dollars to reach the required amount to qualify for credit card bonuses. But don’t fret, we’ve been through it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent using a credit card, do it! Make sure you be charged a fee, typically around 3 percent. It might be worth it in the end in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another excellent way to meet the minimum spend is to pay for the medical bills. If you do not have any medical expenses coming up then ask your family members if you can pay for theirs and they will repay you.
Make a payment to pay off the loan
If you’re in the middle of a loan, consider making payments on them with an credit card. Make sure to pay off the balance on your credit card in full , so that you don’t accumulate additional debt.
Ask your family members for help
Discuss your family with them and look into any big expenses coming up that you can contribute for. Just make sure you have confidence in the person you are talking to and they understand why you’re doing it.
If you’re celebrating the holidays, consider buying all of your gifts with cards from your credit account. In this way, you’ll reach the minimum spending requirement and also be ready for giving gifts. Make sure that you’re not spending more than you were already contemplating to.
There are many methods to get the most from using your credit or debit card for travel. earn miles or points to use towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising the rewards you earn:
Book travel expenses with your credit card
When you’re planning your next trip, make use of you travel credit card to pay for your hotel, flight or rental car, as well as any other travel-related expenses. Not only will you achieve the minimum spend to earn your credit card as well, however, you’ll also earn points or miles on the expenditures.
Utilize your credit card to pay to pay for your everyday expenses
Another method to reach the minimum amount of spending in order to accumulate points using your credit card to pay for everyday expenditures. This could be things like gas, groceries or even your phone bill. Just make sure to pay the balance off in full each month so you don’t accumulate interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or bonus points for specific types of purchases, like dining or travel. Make sure you review the rewards program of your credit card and take advantage of the bonus categories that are in line with your spending habits.
Take into consideration a balance transfer
If you are currently in outstanding debt due to a high-interest credit card, consider transferring the balance to the travel credit card which has the introductory APR of 0% for balance transfer. This will let you pay off the debt without accruing interest, and also assist you in reaching the minimum spend for the credit card’s bonus.
Use your points or miles prudently
If you’ve amassed a large amount of miles or points make sure you use the points or miles wisely. Examine the rewards program of your credit card, and evaluate the benefits of different redemption options. For example you can use points to book a ticket directly with the airline might offer better value than using them for the purchase of a gift card.
Another option is to get rewards cards that allow you to transfer your rewards to different loyalty program. This will let you enjoy a greater variety of options and greater flexibility in making use of your rewards. For example, you may be eligible to transfer your reward to the frequent flyer program of an airline or Hotel rewards programme. This gives the benefit of a larger selection of hotels, flights as well as other travel perks that aren’t available through the rewards program on your credit card.
Additionally, try to discover whether your credit card has any perks that can reduce your travel expenses. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that are very beneficial when traveling.
Finally, when you’re traveling with a companion each of you will be able to earn rewards with your credit card. Just remember that you can’t split the cost on the same card and make sure you keep track of your rewards separately.
The key to making the most of your travel rewards is to know the rewards program of your credit card and make sure you’re using it in the most effective method possible. Utilizing an array of methods I’ve described in this article, you’ll be able get rewards in a short time, use them for travel experiences that are worth it, and enjoy a wide range of travel perks.